Real Estate Note Investing... Safe, Profitable, or Too Risky?
Release Date: 05/30/2025
What High Earners Don’t Know About Podcasting That Could Accelerate Financial Freedom
Money Ripples Podcast
Start making passive income here: Have you ever wondered if a podcast could do more than just share your thoughts could it actually help you grow your business, find your ideal clients, and build powerful relationships? In today’s episode, I sit down with podcasting and real estate expert Dave Dubeau, who has helped investors raise over $325 million and has been leveraging podcasts to connect directly with his perfect clients. Dave’s journey isn’t just theory he shares how he went from struggling to generate leads with paid ads and live events to discovering the magic of...
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Money Ripples Podcast
Start making passive income here: Think net worth equals financial freedom? Think again. In this powerful episode, I’m going to flip that myth on its head and show you why being asset rich and cashflow poor is the real problem plaguing so many high-income professionals today. I dive deep into the truth about net worth, and more importantly, I break down what really creates lasting, liberating financial freedom: cash flow. I share a real-life case study of a client couple a dentist and his hardworking wife who seemingly had it all: a $3.5 million net worth, nearly $400,000 in annual...
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How Do You Create Wealth Without Wall Street Gambling?
Money Ripples Podcast
Curious about what an Infinite Banking policy could do for you? Book a call now - More from Wealth Without Wallstreet here: What happens when you get three passionate infinite bankers in one virtual room? You get this powerful conversation you don’t want to miss. In this special roundtable episode, I teamed up with my good friends Russ Morgan and Joey Mure from Wealth Without Wall Street to talk all things infinite banking, financial freedom, and the real deal behind building wealth outside of Wall Street. We didn’t hold back, we shared our stories, our frustrations with how...
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Money Ripples Podcast
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Where Wealthy People Actually Store Their Money?
Money Ripples Podcast
Start your Infinite Banking journey, book your call now here: Are you wondering where to stash your cash in today's economy especially with inflation heating up, recession chatter growing, and market volatility throwing curveballs left and right? Well, spoiler alert: it’s not the 401(k). In this episode, I’ll break down exactly why I believe infinite banking using whole life insurance is the smartest, most strategic place to store your cash in 2025 and beyond. Let’s be real: you’ve worked hard for your money. You make great income. But you’re not working just to grind...
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Money Ripples Podcast
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Money Ripples Podcast
Start making passive income here: If you’re a business owner, manager, or just someone who wants to get more people to say "yes" in your daily interactions this is the episode for you. I’m Chris Miles, your Cash Flow Expert and Anti-Financial Advisor, and today I’m joined by someone whose work has deeply influenced how I run my business and build relationships: Dr. Chris Phelps, CEO of the Cialdini Institute and a certified master of influence. If the name Cialdini rings a bell, it should. Dr. Robert Cialdini is the legendary author of Influence, the foundational book on...
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If you've been wondering what the best investment is in today’s market especially in a world of uncertainty, market volatility, and failed syndications this episode is for you. I sat down with Heather Dreves, Director at Central Lending, to talk about one of the most underutilized (yet powerful) wealth-building strategies out there: investing in debt.
We’re not talking about going into debt. We’re talking about investing like the bank backed by collateral, with predictable monthly returns, and with far less exposure to the kind of turbulence that equity investors have faced over the last few years.
Heather brings nearly two decades of experience and has helped manage over $300 million in this space. She breaks down the exact mechanics of how debt investments work, why they’re outperforming many traditional vehicles right now, and how investors (including those who aren’t accredited) can get started with either individual notes or a debt fund.
We also go deep into:
- Why debt investors get paid first (and what that means during a downturn)
- How private lending differs from banks and why it’s more secure for investors
- What “first lien position” really means for your money
- What happens when a borrower stops paying (hint: you still win)
- Why loan-to-value (LTV) matters more than interest rate
- The difference between passive investors in debt funds and hands-on promissory note buyers
- How Central Lending is underwriting deals more conservatively than institutional lenders
This episode is perfect for you if:
- You’ve experienced losses in syndications or real estate deals and want a safer alternative
- You’re sitting on capital from the sale of a business or practice and want stable cashflow
- You’re looking for double-digit returns backed by real assets
- You’re just tired of the Wall Street rollercoaster and want predictability
Whether you’re an accredited investor with $100K to place, or you’re just starting with $40–50K and want to learn the ropes of individual notes, Heather breaks it all down with clarity, transparency, and integrity.
This is the kind of conversation that will shift your entire mindset about investing.
🎧 Listen now and learn why debt investing might be the smartest place to put your money right now.
Heather's Links:
- LinkedIn: https://www.linkedin.com/in/heather-dreves/
- Facebook: https://www.facebook.com/share/1EtWiEi6pk/?mibextid=wwXIfr