Gen X: You Might Retire Rich and Still Go Broke Because of THIS
Release Date: 06/04/2025
What High Earners Don’t Know About Podcasting That Could Accelerate Financial Freedom
Money Ripples Podcast
Start making passive income here: Have you ever wondered if a podcast could do more than just share your thoughts could it actually help you grow your business, find your ideal clients, and build powerful relationships? In today’s episode, I sit down with podcasting and real estate expert Dave Dubeau, who has helped investors raise over $325 million and has been leveraging podcasts to connect directly with his perfect clients. Dave’s journey isn’t just theory he shares how he went from struggling to generate leads with paid ads and live events to discovering the magic of...
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The Questions No One Asks Their Financial Advisor, But You Should....
Money Ripples Podcast
Start making passive income here: Have you ever stopped to wonder whether your financial advisor is really helping you achieve financial freedom or just collecting fees while keeping you stuck on the hamster wheel? In this episode, I expose what’s really going on behind the curtain of the financial advising industry, speaking from my firsthand experience as a former financial advisor who woke up to the reality that traditional financial planning just doesn’t work for most Americans. I’m Chris Miles, your cashflow expert and anti-financial advisor, and I’ve been blessed...
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How to Build a Network That Makes You Rich
Money Ripples Podcast
Start making passive income here: How many times have you heard the saying, “Your network is your net worth”? In this episode, I sat down with Bill Barnett, a man whose extraordinary career proves that your network can open doors you never imagined possible. Bill’s story takes us from a life-changing train ride with the president of Leo Burnett the largest ad agency at the time to building successful companies in radio, education technology, and veteran entrepreneurship, all fueled by the power of relationships. We explore how Bill turned an unexpected conversation into a pivot...
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Why Abundance Mindset Matters More Than Money Strategy?
Money Ripples Podcast
Start making passive income here: How much does your mindset around abundance really affect your financial outcomes? Is building wealth just about strategy, or is there something more foundational that makes all the difference? In this episode, I had the privilege of sitting down with Chelsea Myers, someone who has advised ultra-successful entrepreneurs and top-tier leaders on how to shift internally so they can experience the abundance they’re truly seeking. What I loved about our conversation is that we went deep beyond the spreadsheets and strategies into what actually drives...
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Why Net Worth Is Worthless Without Cashflow?
Money Ripples Podcast
Start making passive income here: Think net worth equals financial freedom? Think again. In this powerful episode, I’m going to flip that myth on its head and show you why being asset rich and cashflow poor is the real problem plaguing so many high-income professionals today. I dive deep into the truth about net worth, and more importantly, I break down what really creates lasting, liberating financial freedom: cash flow. I share a real-life case study of a client couple a dentist and his hardworking wife who seemingly had it all: a $3.5 million net worth, nearly $400,000 in annual...
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How Do You Create Wealth Without Wall Street Gambling?
Money Ripples Podcast
Curious about what an Infinite Banking policy could do for you? Book a call now - More from Wealth Without Wallstreet here: What happens when you get three passionate infinite bankers in one virtual room? You get this powerful conversation you don’t want to miss. In this special roundtable episode, I teamed up with my good friends Russ Morgan and Joey Mure from Wealth Without Wall Street to talk all things infinite banking, financial freedom, and the real deal behind building wealth outside of Wall Street. We didn’t hold back, we shared our stories, our frustrations with how...
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The Real Reason This Couple Quit Their 401ks (And What Happened Next)
Money Ripples Podcast
Start making passive income here: How do you go from strict budgeting and maxing out your 401(k) to actually becoming work optional? That’s exactly what Murry and Aimee from Minnesota did and their journey is one of my favorite transformations to highlight. These two started out in the traditional saver camp, living by the financial gospel of Dave Ramsey. But something shifted. They saw a different path. A path that led them to rethink everything they believed about money, retirement, and freedom. In this episode, you’ll hear how Murry, an optometrist, and Aimee, a school...
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Where Wealthy People Actually Store Their Money?
Money Ripples Podcast
Start your Infinite Banking journey, book your call now here: Are you wondering where to stash your cash in today's economy especially with inflation heating up, recession chatter growing, and market volatility throwing curveballs left and right? Well, spoiler alert: it’s not the 401(k). In this episode, I’ll break down exactly why I believe infinite banking using whole life insurance is the smartest, most strategic place to store your cash in 2025 and beyond. Let’s be real: you’ve worked hard for your money. You make great income. But you’re not working just to grind...
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Create Income & Do Good: The Overages Opportunity Explained
Money Ripples Podcast
Start making passive income here: What if you could build a business that actually helps people, generates residual income, and doesn’t require your full-time attention? In this episode, I sit down with Bob Diamond, attorney and entrepreneur, who shares a powerful business model that checks all those boxes. It’s called the Overages Business, and it’s unlike anything I’ve seen before. Bob breaks down how this niche opportunity not only allows you to build a profitable business, but one that transforms lives by helping people reclaim funds they didn’t even know were owed to...
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Simplify Your Business, Earn More Money
Money Ripples Podcast
Start making passive income here: If you’re a business owner, manager, or just someone who wants to get more people to say "yes" in your daily interactions this is the episode for you. I’m Chris Miles, your Cash Flow Expert and Anti-Financial Advisor, and today I’m joined by someone whose work has deeply influenced how I run my business and build relationships: Dr. Chris Phelps, CEO of the Cialdini Institute and a certified master of influence. If the name Cialdini rings a bell, it should. Dr. Robert Cialdini is the legendary author of Influence, the foundational book on...
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If you're a Gen Xer like me, there's a growing money concern that might be creeping up on you and it's not what you think. Most people expect the biggest retirement fear to be running out of money too early. But according to a recent MarketWatch article, the top financial fear for Gen X is actually rising healthcare costs. And after living it myself and helping thousands of clients, I can tell you it’s a legitimate concern.
In this episode, I dive into the real and increasing burden that healthcare presents as we move toward retirement. Whether it’s soaring insurance premiums, Medicare shortfalls, or unexpected out-of-pocket expenses, this isn't just theory. I share a personal story about how my own father’s medical costs jumped $1,000 a month just for one injection. If you think you're immune because you’ve got a plan or your employer covers you, think again.
But don't worry, this episode isn't just about the problem. It's about solutions. I’ll walk you through why simply trying to save $200,000–$300,000 for medical expenses isn’t enough, and how passive income can be your greatest defense. We talk about using Health Savings Accounts (HSAs) smartly especially how you can roll over funds from an IRA tax-free. But more importantly, I show you how strategic alternative investments can create reliable income streams that cover not just medical costs but allow you to live on your own terms.
And if you’re thinking you need to know everything before getting started don’t. One of our clients came to us after doing 10-20 hours of weekly research even with a financial advisor. Now, they’ve got vetted investment options, more time, and more peace of mind. You can too.
Bottom line: don’t let fear about future healthcare expenses paralyze you. Learn how to build enough passive income to never worry about becoming a burden, losing benefits, or living in financial stress. This episode is your blueprint to take back control and live financially independent confidently and powerfully.