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Low on Money to Invest? Do These 3 Things First

Money Ripples Podcast

Release Date: 02/06/2026

Why August Biniaz Pivoted Away from Multifamily and Into Build to Rent show art Why August Biniaz Pivoted Away from Multifamily and Into Build to Rent

Money Ripples Podcast

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. Is it really possible to go through one of the worst multifamily real estate markets in decades and come out stronger on the other side?  In this episode, I sit down with August Biniaz, co-founder and Chief Investment Officer of CPI Capital, to break down exactly how he and his team navigated one of the most volatile real estate cycles we’ve seen in years and what they’re doing differently now. If you’ve been watching the multifamily space over the...

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You Upgraded Your Life… But Did You Increase Your Risk show art You Upgraded Your Life… But Did You Increase Your Risk

Money Ripples Podcast

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. A lot of people think their biggest financial risk is the market but what if the real risk is the life you've built around your income? In this episode, I’m breaking down a silent financial risk that I see affecting more and more high-income earners right now. If you're making $100,000, $200,000, or even more per year but still feel like you're barely getting ahead, you're not alone and you're not doing anything wrong. The real issue is something most people...

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How Can You Raise Money Without Asking for It? show art How Can You Raise Money Without Asking for It?

Money Ripples Podcast

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. Have you ever looked at a real estate deal and thought, I know this could work if I just had the capital? In this episode, I sit down with Jay Conner to talk about one of the most important skills any real estate investor can learn: how to raise private money for real estate investing without begging, chasing, or awkwardly asking friends and family for cash. If you have ever felt stuck because you were low on cash, didn’t want to deal with banks, or...

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If Your Income Stopped Tomorrow How Long Would your Lifestyle Last? show art If Your Income Stopped Tomorrow How Long Would your Lifestyle Last?

Money Ripples Podcast

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. __________________________________________________________________________ If my income stopped tomorrow, how long would my lifestyle actually last? That is the question I tackle in this episode, because too many people are assuming their paycheck, business income, or the markets will always be there when they need them. The truth is, we are living in a time of uncertainty. We are seeing rising costs, pressure from AI, the possibility of layoffs, shifts in...

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The One Move that Got Me Financially Free When I Was 28 show art The One Move that Got Me Financially Free When I Was 28

Money Ripples Podcast

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. __________________________________________________________________________ What’s the one financial shift that allowed me to become financially free before I turned 30? In this episode, I break down the exact mindset and strategy change that made all the difference not just for me, but for hundreds of my clients who have created passive income and financial freedom years (even decades) faster than traditional advice would suggest. If you’ve been following...

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How to Invest Like a Billionaire with Bob Fraser show art How to Invest Like a Billionaire with Bob Fraser

Money Ripples Podcast

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. __________________________________________________________________________ Have you ever wondered how the ultra-wealthy really invest?  I’m not talking about what your financial advisor tells you to do with a typical 60/40 portfolio. I’m talking about how billionaires actually build and protect their wealth. In this episode, I sit down with Bob Fraser, CEO of Aspen Funds and co-author of Invest Like a Billionaire, to break down exactly what...

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If Inflation is Going Up More Than Your Wages...Do This show art If Inflation is Going Up More Than Your Wages...Do This

Money Ripples Podcast

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click  to get your result. __________________________________________________________________________ If you’ve been feeling like everything costs more, but your income is not rising fast enough to keep up, this episode is for you. I wanted to tackle something that so many people are quietly dealing with right now: inflation, rising expenses, stagnant wages, layoffs, business slowdowns, and the pressure of trying to keep your lifestyle afloat while the economy feels tighter...

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Your Retirement Is at Risk in 2026 - Experts Share 3 Causes for Big Stock Losses show art Your Retirement Is at Risk in 2026 - Experts Share 3 Causes for Big Stock Losses

Money Ripples Podcast

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click  to get your result. __________________________________________________________________________ Is your retirement at risk in 2026? That’s the question I want you seriously thinking about in this episode. Because what I’m seeing right now and what many economists are quietly warning about is that we may be heading into a perfect storm for the stock market. And not the kind that creates opportunity… the kind that can wipe out years of gains if you’re not paying...

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What's REALLY Going on in the Financial Markets Right Now: with Barry Dyke show art What's REALLY Going on in the Financial Markets Right Now: with Barry Dyke

Money Ripples Podcast

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. __________________________________________________________________________ Is private equity the next big investment opportunity or the next financial bubble waiting to burst? That’s exactly what I dive into in this episode with financial contrarian and bestselling author Barry Dyke, known for his groundbreaking book Pirates of Manhattan. In today’s conversation, I wanted to pull back the curtain on what’s really happening behind the scenes in Wall...

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The Infinite Banking Lies You Need to Watch Out For show art The Infinite Banking Lies You Need to Watch Out For

Money Ripples Podcast

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. __________________________________________________________________________ Infinite Banking has exploded across social media lately but let me be blunt there’s a lot of misinformation, half-truths, and flat-out lies being spread right now.  In this episode, I’m breaking down the truth behind Infinite Banking so you can stop getting sold and start making smarter financial decisions. As someone who has used this strategy for years and helped hundreds...

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Start making passive income here: https://bit.ly/49UVQDW 

Most people who tell me they “don’t have money to invest” actually do have it, they just don’t know where to find it.

In this episode, I break down three practical, proven ways to find money you already have, so you can finally start investing and creating passive income without waiting years or decades.

I created this episode specifically for those of you who feel like you make decent money, but somehow it always disappears. You look at your income and think, “I should be way farther ahead than this.” I’ve been there myself. During the last recession, I was completely broke, losing over $15,000 a month, and had to learn fast how to free up cash just to survive. These are the same strategies I used to rebuild, escape the rat race, and become work optional by the end of 2016.

First, we talk about stopping money leaks. This isn’t about living on rice and beans. It’s about awareness. I explain why tracking your money weekly not monthly is one of the most powerful habits you can build. From subscription creep to overdraft fees to expenses you don’t even realize are draining you, I share real examples of clients who freed up hundreds to thousands of dollars per month simply by paying attention.

Second, we dive into debt optimization, not debt elimination. I explain why paying off debt based solely on interest rates is often a mistake, and how using my Cashflow Index strategy can instantly increase your monthly cashflow. You’ll hear real client examples where restructuring debt not investing was the smartest first move, freeing up more cash than a rental property ever could.

Third, we talk about taxes, especially for business owners, solopreneurs, and side hustlers. This is one of the most overlooked sources of investable cash. I walk through real scenarios where people were overpaying taxes by five, ten, even thirty thousand dollars per year simply because they were set up wrong. In many cases, the fix wasn’t complicated it just required the right strategy and the right advisors.

Then I give you a bonus fourth strategy that most people miss entirely: income growth. Expenses have a limit. Income doesn’t. I explain why chasing small investment returns too early can slow you down, and why focusing on delivering more value whether as an employee or business owner creates far more momentum. This is how you accelerate wealth, not just hope for it.

Finally, I announce Cashflow Breakthrough, a brand-new coaching program designed specifically for people who want to invest but don’t know where the money is supposed to come from. This is one-on-one help to identify money leaks, restructure debt, optimize taxes, and increase income so you can actually build the cash needed to invest with confidence.

If you want more money to invest, this episode will show you exactly where to find it.