Why August Biniaz Pivoted Away from Multifamily and Into Build to Rent
Money Ripples Podcast
Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. Is it really possible to go through one of the worst multifamily real estate markets in decades and come out stronger on the other side? In this episode, I sit down with August Biniaz, co-founder and Chief Investment Officer of CPI Capital, to break down exactly how he and his team navigated one of the most volatile real estate cycles we’ve seen in years and what they’re doing differently now. If you’ve been watching the multifamily space over the...
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You Upgraded Your Life… But Did You Increase Your Risk
Money Ripples Podcast
Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. A lot of people think their biggest financial risk is the market but what if the real risk is the life you've built around your income? In this episode, I’m breaking down a silent financial risk that I see affecting more and more high-income earners right now. If you're making $100,000, $200,000, or even more per year but still feel like you're barely getting ahead, you're not alone and you're not doing anything wrong. The real issue is something most people...
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How Can You Raise Money Without Asking for It?
Money Ripples Podcast
Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. Have you ever looked at a real estate deal and thought, I know this could work if I just had the capital? In this episode, I sit down with Jay Conner to talk about one of the most important skills any real estate investor can learn: how to raise private money for real estate investing without begging, chasing, or awkwardly asking friends and family for cash. If you have ever felt stuck because you were low on cash, didn’t want to deal with banks, or...
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If Your Income Stopped Tomorrow How Long Would your Lifestyle Last?
Money Ripples Podcast
Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. __________________________________________________________________________ If my income stopped tomorrow, how long would my lifestyle actually last? That is the question I tackle in this episode, because too many people are assuming their paycheck, business income, or the markets will always be there when they need them. The truth is, we are living in a time of uncertainty. We are seeing rising costs, pressure from AI, the possibility of layoffs, shifts in...
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The One Move that Got Me Financially Free When I Was 28
Money Ripples Podcast
Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. __________________________________________________________________________ What’s the one financial shift that allowed me to become financially free before I turned 30? In this episode, I break down the exact mindset and strategy change that made all the difference not just for me, but for hundreds of my clients who have created passive income and financial freedom years (even decades) faster than traditional advice would suggest. If you’ve been following...
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How to Invest Like a Billionaire with Bob Fraser
Money Ripples Podcast
Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. __________________________________________________________________________ Have you ever wondered how the ultra-wealthy really invest? I’m not talking about what your financial advisor tells you to do with a typical 60/40 portfolio. I’m talking about how billionaires actually build and protect their wealth. In this episode, I sit down with Bob Fraser, CEO of Aspen Funds and co-author of Invest Like a Billionaire, to break down exactly what...
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If Inflation is Going Up More Than Your Wages...Do This
Money Ripples Podcast
Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. __________________________________________________________________________ If you’ve been feeling like everything costs more, but your income is not rising fast enough to keep up, this episode is for you. I wanted to tackle something that so many people are quietly dealing with right now: inflation, rising expenses, stagnant wages, layoffs, business slowdowns, and the pressure of trying to keep your lifestyle afloat while the economy feels tighter...
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Your Retirement Is at Risk in 2026 - Experts Share 3 Causes for Big Stock Losses
Money Ripples Podcast
Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. __________________________________________________________________________ Is your retirement at risk in 2026? That’s the question I want you seriously thinking about in this episode. Because what I’m seeing right now and what many economists are quietly warning about is that we may be heading into a perfect storm for the stock market. And not the kind that creates opportunity… the kind that can wipe out years of gains if you’re not paying...
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What's REALLY Going on in the Financial Markets Right Now: with Barry Dyke
Money Ripples Podcast
Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. __________________________________________________________________________ Is private equity the next big investment opportunity or the next financial bubble waiting to burst? That’s exactly what I dive into in this episode with financial contrarian and bestselling author Barry Dyke, known for his groundbreaking book Pirates of Manhattan. In today’s conversation, I wanted to pull back the curtain on what’s really happening behind the scenes in Wall...
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The Infinite Banking Lies You Need to Watch Out For
Money Ripples Podcast
Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds. Click to get your result. __________________________________________________________________________ Infinite Banking has exploded across social media lately but let me be blunt there’s a lot of misinformation, half-truths, and flat-out lies being spread right now. In this episode, I’m breaking down the truth behind Infinite Banking so you can stop getting sold and start making smarter financial decisions. As someone who has used this strategy for years and helped hundreds...
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What if I told you there’s a resource even more powerful than AI when it comes to investing, decision-making, and creating lasting wealth?
In this episode of the Money Ripples Podcast, I’m breaking down why AI isn’t the ultimate answer and why relying on it too heavily may actually hurt your financial future.
Don’t get me wrong. I love artificial intelligence. I use it. It’s an incredible tool for gathering information, organizing data, and speeding up processes. But lately, I’ve noticed something troublingnot just in my own life, but with clients inside Money Ripples and investors everywhere. We’re becoming too dependent on AI to do our thinking for us.
That’s why I introduce a concept I call HI Heavenly Intelligence.
Now before you tune out, hear me out. Whether you believe in God like I do, or you see this as intuition, universal intelligence, or inner wisdom, the principle is the same. There is a deeper source of insight that AI simply cannot replace. AI can aggregate information, but it cannot tell you what decision is right for you.
I share how some of my best investment decisions came not from spreadsheets, projections, or AI prompts—but from quiet reflection, prayer, and listening to that internal signal. I also share real stories where ignoring intuition led to massive financial losses, including one situation where an investor disappeared with $26 million and another involving regulatory investigations that could have been avoided.
I explain why the majority opinion whether it comes from AI, Google, financial influencers, or social media—is often wrong. If the majority were right, most people would be financially free. They aren’t. And that’s exactly why blindly following popular advice is dangerous.
We also talk about:
- Why over-reliance on AI weakens critical thinking
- How intuition plays a role in due diligence and investing
- Why financial influencers often teach theory, not wisdom
- How noise creates paralysis and confusion
- Why silence is becoming one of the most valuable assets in investing
- How greed overrides intuition and leads to bad decisions
- Why smooth, intentional action not constant movement creates prosperity
I challenge you to disconnect from the noise, even briefly each day.
Turn off the media.
Turn off the inputs.
Create space to listen. Because the next step in your financial journey might not come from AI it might come from a quiet voice you’ve been ignoring.
If you want better results in investing, wealth building, and life, this episode will push you to rethink where your decisions are really coming from.