Leveraging No Code & Low Code to Accelerate Digital Transformation
Release Date: 02/01/2024
HDI Strategy Development for Lenders Internal vs External
Digital Disruption
🔍 Is your digital strategy keeping up with the demands of today’s home buying journey? In our latest Digital Disruption Podcast, we unpack Horizontal Digital Integration (HDI) — a game-changing strategy for UK lenders and ecosystem players. 🏡 The challenge? Internal optimisation has hit its ceiling. 💡 The opportunity? Collaborating left and right — across CRMs, brokers, estate agents and data sources — to unlock new revenue, reduce fallouts, and dramatically increase efficiency. Key takeaways include: 🔹 How internal HDI streamlines underwriting and speeds up workflows 🔹...
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What are the key drivers of Horizontal Digital Integration?
Digital Disruption
The property market is at a tipping point, and Horizontal Digital Integration (HDI) is set to transform the way lenders, brokers, and conveyancers operate. 🔑 Key Takeaways from Our Latest Podcast: ✅ HDI will drive predictability, allowing borrowers to select move-in dates with certainty. ✅ Lenders must shift from operational efficiency to customer-centric growth, using real-time data to offer in-life financial services. ✅ Interoperability is no longer optional—firms that fail to integrate will be left behind. ✅ Collaboration is key—2025 will test whether the industry is truly...
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How Government Data Sharing Will Transform Property Transactions
Digital Disruption
🚀 Government Data Sharing: The Future of Property Transactions? In our latest Digital Disruption Podcast, & break down the UK Government’s latest announcement on data sharing and what it means for lenders, brokers, and conveyancers. 🔑 Key Takeaways from This Episode: ✅ Faster, more efficient property transactions through digital integration. ✅ How Horizontal Digital Integration (HDI) will drive seamless data sharing. ✅ Opportunities for lenders & conveyancers to improve in-life servicing & customer experience. ✅ Overcoming transformation fatigue—will this...
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What’s Changing in 2025? AI, Automation, and the Race for Digital Maturity
Digital Disruption
In this New Year’s episode of the Digital Disruption podcast, hosts Chris Williams and Pete reflect on their 2024 predictions, analyse which came true, and set out their forecasts for 2025. Key themes from 2024 included: AI Disruption: Rapid advancements in AI, particularly in lending and conveyancing, but live adoption in the market lagged behind its technical capabilities. New AI-driven Players: While no major challengers entered the mortgage lending space, AI-driven solutions emerged in adjacent markets, such as search and automation. Collaboration & Infrastructure Investment:...
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Will A Full End-To-End Digital Home-Buying and Selling Experience Become Reality? - Digital Disruption 50th Episode Live
Digital Disruption
In this 50th episode of the Digital Disruption Podcast, Pete and Chris along an expert cross-panel from across the UK Home Buying and Selling Industry, to answer the question: Will A Full End-To-End Digital Home-Buying and Selling Experience Become Reality? We want to thank again our expert Panel Guests, who provided their key insight, including: Charlotte Raw, Head of Mortgage Lending, Newcastle Building Society Travis Scholes, Commercial Director, LMS Alastair Thornton, Director of Growth, Yopa Michelle Cutler, Chief Product & Technology Officer, Muve Topics discussed in this live...
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Why Ignoring AI is a Risk in the Home Buying and Selling Sector
Digital Disruption
Key insights from the podcast: Six Steps to AI Strategy: The podcast outlines a structured approach to adopting AI, including identifying pain points, exploring creative solutions, prioritising actions and more. AI's Role in Home Buying: AI is positioned as a transformative tool to address inefficiencies in the home buying ecosystem. The Importance of AI Adoption: Organisations not embracing AI risk being outpaced by competitors. For more insights, visit our website or connect with us on LinkedIn. To connect with Pete on LinkedIn visit - To connect with Chris on LinkedIn...
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What Does Digital Maturity Mean for the Future of Home Buying?
Digital Disruption
Key insights from the podcast: The Shift to Interconnected Systems: The market is moving from siloed "vertical phase" digitisation to the collaborative "horizontal phase" through Horizontal Digital Integration (HDI). Consumer and Market Maturity: Over 50% of home buyers are now "digital natives" demanding seamless, tech-driven experiences akin to e-commerce platforms. Vendors and market players now possess the technological readiness for interconnected systems. Potential opportunities with HDI: could increase efficiency, revenue, and consumer satisfaction through interoperability and...
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Can Reusable Data Truly Revolutionise Property Transactions?
Digital Disruption
In this episode of the Digital Disruption Podcast, hosts Pete Gatenby and Chris Williams delve into the role of standardised, shareable data in transforming the home buying and selling process. The discussion focuses on how the adoption of "Horizontal Digital Integration" (HDI) and data standards can significantly streamline transactions, reduce redundancy, and improve customer experiences in the UK property market. Key points include: The Digital Disruption Newsletter: This monthly publication provides insights on digital transformation in home buying and selling. Importance of Data...
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Strategic Disconnect: A Major Threat to Digital Transformation in the UK Property Market
Digital Disruption
In this episode of the Digital Disruption Podcast, Chris Williams and Pete Gatenby discuss the challenges and implications of a "strategic disconnect" in digital transformation within the home buying and selling market. Building on their previous discussion about horizontal digital integration (HDI), they explore how a lack of understanding around HDI and poor communication between strategy and delivery teams can lead to serious consequences. Key points include: Strategic Disconnect: A gap between an organisations strategic goals and the execution by implementation teams, often caused by poor...
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Breaking Down Vertical Fragmentation: Why the Future Lies in Horizontal Digital Integration (HDI)
Digital Disruption
In this episode of the Digital Disruption Podcast, hosts Chris Williams and Pete Gatenby delve into the topic of vertical fragmentation and its impact on the UK home buying process. They discuss how isolated digital solutions have led to inefficiencies, delays, and friction in transactions across the property market's ecosystem. With various actors like vendors, lenders, and property firms all affected, the need for a more holistic approach becomes clear. Chris and Pete introduce Horizontal Digital Integration (HDI) as the solution to the current fragmentation. They highlight the need for...
info_outlineLeveraging No Code & Low Code Platforms to Accelerate Digital Transformation in the Home Buying sector is todays topic of discussion. Pete questions Chris about the opportunity for all stake holders across the eco-system and what you can be doing to leverage this technology.
Chris covers:
- What is Low code and No code environments
- Approaches to using it for companies of all sizes
- How to innovate and incorporate quickly into your company to improve processes
- Use case development and identifcation
To connect with Pete on LinkedIn visit - Pete's LinkedIn profile
To connect with Chris on LinkedIn visit - Chris's LinkedIn profile