loader from loading.io

Saving Vs. Spending - Which Era Are You In?

Mind Money Soul

Release Date: 07/11/2024

MONEY MANTRAS | Stop feeling GUILTY for spending and ENJOY your money show art MONEY MANTRAS | Stop feeling GUILTY for spending and ENJOY your money

Mind Money Soul

In this episode of the Mind Money Soul podcast, I’m going to be sharing money mantras to help you enjoy your money and stop feeling guilty about spending. Money mantras are powerful tools for transforming your relationship with money. When you listen to them, you're essentially re-wiring your brain to think, act, and feel differently about wealth. If you can make it a habit to listen in the morning, when your mind is in a more receptive state, you're setting yourself up for success. These money mantras will help you release fear around spending and trust yourself to make thoughtful,...

info_outline
MONEY MANTRAS | CALL in more money and GROW your finances show art MONEY MANTRAS | CALL in more money and GROW your finances

Mind Money Soul

In this episode of the Mind Money Soul podcast, I’m going to be sharing mantras to help you call in more money and grow an abundance mindset. Mantras are an INCREDIBLE tool to help shift your relationship with money. I highly encourage you to listen to mantras once a day (my favourite time is first thing in the morning), and begin to reprogram your beliefs. If you want to make more money, start investing or you grow your investments, this episode of the mantra series is for YOU. Let these words wash over you and sink deeply into your subconscious — "WEALTH and ABUNDANCE are your...

info_outline
MONEY MANTRAS | Hit Your SAVINGS Goals & Stick To Your Spending Plan show art MONEY MANTRAS | Hit Your SAVINGS Goals & Stick To Your Spending Plan

Mind Money Soul

In this episode of the Mind Money Soul podcast, I’m going to be sharing powerful money mantras to help you hit your savings goals and stick to your spending plan. Mantras are an incredible tool to shift your mindset and reshape how you approach your goals. Depending on what you want to achieve, listening to specific mantra tracks can seriously enhance your personal growth. In this episode of the mantra series, the focus is on growing your savings, stopping overspending, and sticking to your budget. Take a moment to truly connect with the energy of these words. Imagine having money in savings...

info_outline
MONEY MANTRAS | Become and stay DEBT-FREE show art MONEY MANTRAS | Become and stay DEBT-FREE

Mind Money Soul

In this episode of the Mind Money Soul podcast, I’m going to be sharing powerful money mantras to help you become and stay debt-free. I want this episode to be an episode that you come back to time and time again or whenever you are in need of some support, energy and motivation. This episode is one you can play at any time of day, whatever you’re doing. I want you to listen carefully to the words and truly embody them. Imagine the weight of debt lifting from your shoulders. Picture yourself debt-free, confident, and thriving. You are capable of this transformation. You deserve it. Mantras...

info_outline
5 BIG Reflections in Life And Business from 2024 show art 5 BIG Reflections in Life And Business from 2024

Mind Money Soul

In this episode of the Mind Money Soul podcast, I’m going to be sharing my 5 reflections from 2024.. and it’s a good one!   Where has the year gone?! So crazy how time flies and this year I have learnt A LOT about myself, my business, about life. And I am excited to share with you 5 of my top selections.    In the final episode of Mind, Money, Soul for 2024, I share heartfelt reflections from the past year. Recording from a cozy setting, I delve into five key insights, including the importance of adaptability, the realisation that we are not our thoughts, and the joy of...

info_outline
3 Things I Know To Be True About Money show art 3 Things I Know To Be True About Money

Mind Money Soul

In this episode of the Mind Money Soul podcast, I’m going to be sharing the 3 things I know to be true about money. These 3 truths are powerful ways to reframe your relationship with money. First up, you've gotta think of money as a TOOL. It's a resource that helps you create the life you desire. Money itself isn’t inherently good or bad; the emotions we attach to it give it meaning. So, if you’ve ever felt unworthy of money, it’s time to challenge that belief. Picture money as part of a toolkit - just like how tools are essential for building a wardrobe, money is essential for...

info_outline
You Deserve To Have Money & Build Wealth | Money Pep Talk show art You Deserve To Have Money & Build Wealth | Money Pep Talk

Mind Money Soul

In this episode of the Mind Money Soul podcast, I’m going to be sharing a pep talk to remind you that you are innately worthy of money. Tune into this episode whenever you feel undeserving. You can listen to this as a meditation, line this up for your next hot girl walk or pull out affirmations to repeat to yourself daily. I want you to know that you are born with the inherit right of having money. You do not have to do anything or be anyone to earn the right to make, have and hold onto money. You’re not a bad person for wanting more money or more for your life. The phrase “money is the...

info_outline
ISA Breakdown | Everything You NEED To Know About ISA’s show art ISA Breakdown | Everything You NEED To Know About ISA’s

Mind Money Soul

In this episode of the Mind Money Soul podcast, I’m going to be breaking down the different types of ISA's. ISA stands for Individual Savings Account. Each tax year (from April to April), you’re given a £20,000 ISA allowance. This means you can save or invest up to £20,000 in ISAs without paying any tax on the interest you earn. You can put all your money into one type of ISA or spread it across multiple types, just remember that the combined total cannot exceed your £20,000 annual limit. With so many different types of ISA’s out there, it’s no surprise why you might feel...

info_outline
10 Steps To Reset Your Finances show art 10 Steps To Reset Your Finances

Mind Money Soul

In this episode of the Mind Money Soul podcast, I’m going to be sharing 10 steps to reset your finances. Do you feel like you're not in control of your finances? Maybe you're usually good at budgeting and saving, but lately, you feel out of touch with your money. If this sounds all too familiar, it’s time to take charge and reset. I don't know about you, but for me, the end of summer has brought this realisation. Summer was a whirlwind, I spent a lot (and had a LOT of fun doing so). However fast forward to November and I’m feeling disconnected from my money. I don’t want to wait until...

info_outline
The Power Of Investing In Precious Metals show art The Power Of Investing In Precious Metals

Mind Money Soul

In this episode of the Mind Money Soul podcast, I’m diving into the fascinating world of investing in precious metals - what it is, why it matters, and how to get started. [AD] This episode is sponsored by The Royal Mint - very excited about this one hunnies. What an amazing company to partner with for me and you all to learn more about investing in precious metals - I often talk about investing as a powerful way to build wealth. Usually, I focus on topics like the stock market, property, and business. But today, I’m excited to explore the unique power of investing in precious metals....

info_outline
 
More Episodes

In this episode of the Mind Money Soul podcast, I’m going to be sharing how you can fluctuate and transition between spending and saving and what you can do to find balance.

You’ll go through phases in your life where sometimes you’ll be spending more than you’re saving, and vice versa, depending on where you’re at in your life, your goals and priorities. I don’t know about you, but right now, it’s summer 2024 and I can safely say I’m in my spending era. I’m having a good time, making memories, enjoying my money and living my best life. That said, I’m a big believer that you can always return to a healthy balance between saving, spending and investing.

When it comes to finding balance, it can be so easy to fall off the wagon and even easier to beat ourselves up about it, but we can’t shame ourselves into better habits.  When it comes to the question “how much should I be saving and spending”, there is no right or wrong answer and it’s going to look different for everyone. You can gain clarity around what balance means to you by reverse engineering and mapping out your financial and big happy life goals. It’s important to remember that spending money is always going to be a part of living your life, but it’s not healthy to live pay check to pay check. As much fun as you can have spending your money, the stress of not having money saved or invested can be greater and cancel out the fun. This is why the balance is so important; ensuring that you’re continually feeding your emergency fund, and that you’ll be safe and secure if you ever were to lose your income, but also saying yes to opportunities and living life to the fullest.

In this epsiode:

  • Why you can fluctuate between a spending and saving era
  • What it looks like to be in a spending era in summer 2024
  • What should you do be doing with your money?
  • How to find a healthy balance and step back into saving and investing
  • Find your motivation and gain clarity on your big happy life goals

 

🎙️ Your host: Laura Ann Moore

🔗 Follow on Instagram

🔗 Follow on TikTok

🔗 Connect on LinkedIn

🔗 Explore Laura’s website

🔗 Send email

🔗 Subscribe to the newsletter

🔗 Access mentioned resources

Thank you for listening to this week’s episode of Mind Money Soul. If you loved this episode, pay it forward by sharing it with a friend or tagging @laura_ann_moore on Instagram.

🔗  Leave a review on Apple

🔗  Rate on Spotify

Don’t forget to subscribe! 🧡