All About Annuities
Altmeyer Financial Group
Dave and Jonathan take a look at annuties, the investment vehicle that brings a lot of emotions out in people. They go over which are the best types and which to stay away from if you choose one for your portfolio. They also play a game of two truths and a lie about various financial topics, and get into resolutions for 2025.
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Protected Income
Altmeyer Financial Group
Dave and Jonathan take a look at strategies designed to provide income that comes in every month to provide what you need to cover your monthly expenses. They also look at four pieces of advice as a retirement reality check to help you realistically plan your retirement lifestyle.
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More Money - More Issues
Altmeyer Financial Group
Everyone would like to have more money for retirement. But that doesn't mean it would make retirement easier - longevity has to be taken into account to make sure that money lasts as long as you do. Dave and Jonathan discuss how to plan for this regardless of the amount you have saved. They also revisit Gen X just getting into their retirement years, as well as mistakes you may be making when it comes to beneficiaries on your retirement accounts.
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Balance Your Retirement Portfolio Now
Altmeyer Financial Group
Dave and Jonathan talk about the importance of balancing the investment mix in your retirement portfolio so it continues to meet the goals you need, as well as keeping in mind your risk tolerances. Later he talks about financial stressors and how to work around them as much as possible.
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Preserving and Optimizing Your 401K
Altmeyer Financial Group
First Dave and Jonathan take a look at a recent study which concludes that the cost of the traditional American Dream lifestyle comes out to nearly $4.5 million over a lifetime. Then they look at the best ways to manage your 401K for the purpose of helping it build up retirement savings, as well as ways to plan for taxes surrounding the distributions you will be taking from those accounts.
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The Election
Altmeyer Financial Group
Dave takes a look at the re-election of Donald Trump as president last Tuesday, then he and Jonathan go into the growing government debt that has reached $36 trillion and how a need to pay it off could affect retirement accounts going forward.
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Taking Control of Retirement
Altmeyer Financial Group
The world has been through unprecedented events recently, such as the Covid pandemic, and many of them have folks thinking they have less control of their financial future. Dave and Jonathan discuss how planning can help alleviate some of those fears and make sure your money is there when you need it. They also take a look at some essential planning strategies to help provide retirement income.
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Medicare 2025
Altmeyer Financial Group
Jonathan opens this podcast by discussing changes to Medicare for 2025 as the annual open enrollment period begins next week. Later Dave joins him to revisit how tax planning can help preserve your nest egg instead of paying more than you have to to the IRS, and also answers listener questions from the mailbag.
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Optimizing Social Security
Altmeyer Financial Group
Dave looks at Social Security, one of the most critical parts of any retirement income plan, and how to find certain strategies so you can get the most from your benefits. He also talks about delayed gratification and how it can benefit you in the long run when it comes to savings.
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Retirement Planning For Women
Altmeyer Financial Group
Women have special needs when planning for retirement, especially regarding the fact that many will inherit a plan largely put together by their husband if he passes first. Dave talks about the factors involved and how women can work with an advisor to make sure they are taken care of when their spouse passes. He also looks at investing like a genius, taking tips from legendary pros to help your own plan become more efficient.
info_outlineRecent changes in IRS regularions have changed the way many people think about tax deferred retirement accounts, and even more so for those who have larger amounts in their IRAs. Dave and Jonathan discuss what you need to know to help avoid big tax hits in accounts such as these. They also connect the dots between financial planning and the latest Inside Out motion picture smash, as well as answer listener questions from the mailbag.