Unexpected Risks in Retirement: How to Avoid Outliving Your Savings
Wealth Creator Radio with Eric Heckman
Release Date: 05/13/2025
Wealth Creator Radio with Eric Heckman
When most people think about retirement risks, they imagine dramatic market downturns. They think about crashing stock markets and catastrophic events that make headlines and shake confidence. But as veteran financial planner Eric Heckman explains, the quieter threats (like rising taxes and persistent inflation in retirement) can be just as dangerous to your retirement savings. On this episode of Wealth Creator Radio, Eric Heckman breaks down how to stay ahead of these risks and keep more of your hard-earned money in retirement.
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A good financial advisor can help you reach your retirement goals with confidence. But the wrong one might actually hold you back… or worse, steer you in the wrong direction. Sometimes, the best move you can make for your financial future is to fire your financial advisor and find someone who’s a better fit. So how do you know when it’s time to make a change? On this episode of Wealth Creator Radio, Eric Heckman shares 5 reasons to say goodbye to your advisor, plus what a solid financial advisor should do for you.
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When it comes to retirement planning, it’s easy to get distracted by the latest headlines, market swings, or shiny new investment ideas. But at the end of the day, your retirement really comes down to the basics: the pillars that hold up your financial house. That’s why having a strong income plan for retirement is crucial. On this episode of Wealth Creator Radio, financial planner of 30 years Eric Heckman shares the four pillars that will give you a steady paycheck through retirement, why you can’t skip an income plan, and the five components of a solid plan. 🔗
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How do you make sure you optimize and preserve your 401k so it lasts as long as you do? That’s one of the big questions Eric Heckman, President of Heckman Financial and veteran financial planner, regularly hears. On this episode of Wealth Creator Radio, Eric is sharing the answers to the top 5 retirement questions he hears most – plus, how to protect and optimize your 401k. 🔗
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When most people picture retirement, they imagine slowing down, spending less, and enjoying a simpler life. But the reality? Retirement often comes with unexpected costs of living – and sometimes, those costs are even higher than when you were working. Eric Heckman, President of Heckman Financial and veteran financial planner, is explaining everything you need to know about retirement costs of living and spending, and what you can do to have a worry-less retirement. 🔗
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One of the biggest questions people face when planning for retirement can be an overwhelming one: How do I generate retirement income that will last the rest of my life? Eric Heckman has been helping people have remarkable retirements for over 30 years. Today on Wealth Creator Radio, he’s explaining practical strategies to help you create steady, reliable income so your retirement years can be enjoyable – without the constant stress of wondering if your money will run out.
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When you’ve worked hard for decades to save for retirement, the last thing you want is to see those dollars disappear faster than expected. Yet many retirees find themselves worrying about whether their savings will truly last through all their retirement years. Whether it’s protecting yourself from scams and bad advice, or from the risks of inflation and taxes, retirement money management is all about having a plan. That’s what certified financial planner Eric Heckman is sharing today on this episode of Wealth Creator Radio. Tune in to hear the Dirty Dozen IRS tax scams to avoid,...
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Planning for retirement can feel like trying to hit a moving target. With changing interest rates, fluctuating markets, and longer life expectancies, it’s no wonder people have questions. On this episode of Wealth Creator Radio, Eric Heckman, certified financial planner and founder of Heckman Financial, breaks down five of the most common retirement questions he hears from clients – and the hidden retirement planning risks that could derail your plan if you're not prepared.
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Planning for retirement isn’t just about saving enough money – it’s about making sure that money lasts and grows, even in the face of unpredictable challenges like taxes and inflation. On this episode of Wealth Creator Radio, Eric Heckman, a certified financial planner with over 30 years of experience, dives into how retirees can build a strong, reliable financial foundation. Tune in to hear the four pillars every effective retirement plan should have, how to plan for rising taxes, and what strategies will guard your retirement from inflation.
info_outlineWealth Creator Radio with Eric Heckman
Retirement is one of the biggest transitions in life – and having a checklist for retirement can make all the difference between feeling confident and feeling stressed about the future. In this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman is sharing a practical retirement checklist that covers the essentials: income, investments, healthcare, taxes, and legacy planning. If you’ve ever wondered “What am I missing in my retirement plan?” – this episode is for you.
info_outlinePlanning for retirement can feel like reaching the top of a mountain – you’ve worked hard, saved diligently, and now you’re ready to enjoy the view. But just like in mountain climbing, the descent is where most of the danger lies. That’s the phase many retirees aren’t fully prepared for – and where the biggest risks in retirement show up.
On this week’s episode of Wealth Creator Radio, host Eric Heckman, a veteran financial planner based in Silicon Valley, walks listeners through how to not only reach retirement, but how to stay financially secure all the way through it.
Blueprint to Worry Less Wealth