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Stop Waiting for Inheritance; Start Farming Now (Ep. 329)

Farming Without the Bank Podcast

Release Date: 11/21/2025

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More Episodes

Are you waiting on an inheritance, a government program, or the bank to finally let you farm “for real”? In this episode, Mary Jo shows how that thinking is exactly what’s holding you back, and how Nelson Nash warned us about it years ago.

👉 Follow Mary Jo Here: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ 
👉 Get the book: https://www.farmingwithoutthebank.com/book 

In Episode 329, Mary Jo dives into Nelson Nash’s second book, “Building Your Warehouse of Wealth,” and unpacks why how you think about money, wealth, and government programs determines everything about your financial future. 

From government “police actions” to farm programs and waiting on Mom & Dad’s land, she connects Nelson’s ideas, Austrian economics, and real farm/ranch stories to show why the top 3% think — and act — differently.

If you’ve ever said, “Farming is too hard,” “I’ll never get a chance without the bank,” or “I’m just waiting for my share,” this episode is your wake-up call.

Key Takeaways
◦ How you think is everything – your mindset around money and wealth literally dictates your results.
◦ Government programs change behavior and keep people standing in line for handouts instead of producing.
◦ Jealousy kills curiosity – as soon as you resent someone successful, you stop asking how they did it.
◦ Top 3% vs the 97% – the top performers are actively learning, reading, traveling, and thinking for themselves.
◦ Stop waiting for inheritance – go lease ground, get an off-farm job, build your own base instead of hoping.
◦ Infinite Banking is a concept first, numbers second – Nelson’s second book is all about changing how you think.
◦ You become what you think about – Earl Nightingale, Nelson Nash, and basic human behavior all agree on this.

Chapters
00:00 – Nobody cares about you more than you (and why that matters)
01:03 – Nelson Nash’s second book: Building Your Warehouse of Wealth
04:35 – Korean “police action,” government language & how we’re taught to think
08:37 – “You become what you think about” (Earl Nightingale, pilots & Al Capone)
11:17 – Jealousy vs curiosity: TikTok farmer, excuses, and the 3% who actually change
17:42 – Top 3% vs 97%: farming is “hard”… and why some win anyway
19:20 – Stop waiting for the farm: building your own wealth & farming future
23:43 – What to read next & how to work with Mary Jo

(Timestamps are from the video version. Audio-only edits are always shorter since they have had more fluff removed, so the timestamps are not accurate to this version.)

👉 Ready to see if Infinite Banking works for your farm or ranch?
⓵ Get the books & bundles:
📚 https://www.farmingwithoutthebank.com/book 

⓶ Read the book before you book a call – that’s how we make sure you’re in the thinking 3%, not the complaining 97%.

⓷ Set up your appointment (link will be in your email), and let’s see if this concept fits your operation.

Even if we don’t end up working together, you’ll walk away with a better way to think about money, wealth, and your farm future.

Resources Mentioned
“Building Your Warehouse of Wealth” – Nelson Nash
“Economics in One Lesson” – Henry Hazlitt
Earl Nightingale – “The Strangest Secret”
Words & Numbers Podcast
FEE (Foundation for Economic Education) / Austrian Economics resources