What A Fed Rate Cut Means For Real Estate, Stocks, and Your Retirement
Release Date: 09/18/2024
The Bull Case For Commercial Real Estate In 2025 And Beyond
The Financial Samurai Podcast
In this episode, I speak to Ben Miller, co-founder and CEO of about his outlook for commercial real estate in 2025. Despite high mortgage rates, he's taken a positive view and he shares the main reasons why. Investing in stocks and bonds in your 401(k) or IRA are classic staples for retirement investing. However, I also suggest diversifying into real estate—an investment that combines the income stability of bonds with greater upside potential. I’ve personally invested over $300,000 with Fundrise, and they’ve been a trusted partner and long-time sponsor of Financial Samurai. With...
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Why You Could Make More In Retirement Than While Working
The Financial Samurai Podcast
One of the biggest reasons I was is my belief that most people won’t make more money in retirement than while working. As a result, they’re unlikely to pay a higher tax rate in retirement than during their working years. While most Americans earn less in retirement, you aren’t most people. You subscribe to the and are obsessed about money and living an incredible life! Readers of personal finance sites like this one are likely saving far more and investing more strategically than the average individual. We're a nerdy bunch who care immensely about our financial future. Thanks to the...
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What To Expect In 2025 For Stocks, Real Estate, And Financial Samurai
The Financial Samurai Podcast
Happy New Year everyone! I hope you’re enjoying the time off and doing some reflecting. I’ve returned to San Francisco after eight days of being in Oahu and am ready to relax some more! Here are some quick thoughts about what to expect in 2025 for the stock market, real estate market, and Financial Samurai. Mentioned posts: Join 60,000+ other readers achieving financial sooner by subscribing to my free weekly newsletter .
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How To Increase Your Chances Of Getting Into A Top College
The Financial Samurai Podcast
I speak to high school principal, John Durante, about his latest book, We also talk in depth about how high school students can boost their chances of getting into a top college. John has interviewed hundreds of college admissions officers on his podcast, , and plans to interview hundreds more! If you have any questions you’d like John to cover on future episodes, or any comments you’d like to share, please email him at: And don’t forget to visit his website at More resources: Monica Romero Matthews - Facebook Group: Scholarship Help & College Talk for Parents ...
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Concerns From Retirement Planners With Steve Chen, Founder of Boldin (formerly NewRetirement)
The Financial Samurai Podcast
I recently spoke with Steve Chen, founder of (formerly NewRetirement), about common concerns retirees face. Boldin stands out as the most comprehensive DIY financial planning software I’ve encountered. It goes beyond analyzing stocks and bonds, incorporating other investments to optimize your net worth. Boldin also helps address key financial goals like buying a house, saving for college, planning for retirement, and more. You can start with —it’s far more detailed than a typical retirement calculator. For just $120 a year, you can upgrade to PlannerPlus, unlocking its full potential....
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The 4% Rule: Clearing Up Misconceptions With Its Creator Bill Bengen
The Financial Samurai Podcast
I had the pleasure of speaking with Bill Bengen, creator of the "4% Rule" for retirement planning. Bill has been a reader of Financial Samurai for many years and has always been courteous in the comments section when I write about . So, I figured it was time we had a chat to clear up some misconceptions. For those unfamiliar, the 4% Rule, developed by Bill in the 1990s, suggests that traditional retirees (around age 65) can safely withdraw 4% of their retirement portfolio in the first year—adjusted for inflation in subsequent years—without running out of money over a 30-year period. ...
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What A Trump Presidency Means For Your Investments, Net Worth, And Career
The Financial Samurai Podcast
Donald Trump will be the 47th President of the United States, this time with JD Vance as his Vice President. Let’s explore how this new Trump presidency might impact your finances. We’ll look at how Trump’s policies could affect stocks, real estate, bonds, venture capital, and even our careers. Overall, Trump's return is generally seen as positive for investors. However, since investing in risk assets always carries uncertainty, it's essential to align your investments with your personal goals and risk tolerance. Related posts: Suggestions: If you’re looking to diversify your...
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Investing In Fine Wine And Whiskey With Anthony Zhang From Vinovest
The Financial Samurai Podcast
Investing in alternative assets has become an increasingly popular way to diversify beyond traditional stocks and bonds. Wine and whiskey, in particular, are gaining traction due to their potential for strong returns, resilience during economic downturns, and rising demand. In this episode, I speak to Anthony Zhang, CEO and Founder of , a platform that enables individuals to invest in fine wine and whiskey. We'll talk about why wine and whiskey have performed well and why they are a growing asset class. I also talk to Anthony Zhang about bringing awareness to spinal cord injuries, after...
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College Admission Consulting For High Schoolers With Alice Chen
The Financial Samurai Podcast
If you have children, you likely want to provide them with the best education possible, which may include helping them get into a top college. Along the way, you may come across college consulting services and wonder how beneficial they really are. In today's episode, I speak with Alice Chen, Founder of to find out more about the service. Alice is a daughter of immigrants and grew up in the Boston area. Alice’s father was a research scientist and her mother an auditor, so Alice grew up thinking that those who studied and worked the hardest would succeed. But after attending Stanford...
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What A Fed Rate Cut Means For Real Estate, Stocks, and Your Retirement
The Financial Samurai Podcast
After four years, the Federal Reserve has finally cut the Fed Funds rate by 50 basis points, bringing the target range to 4.75% - 5%. Expectations point to another 50 basis points in cuts for 2024 and a total of 100 basis points by 2025. Fed Chair Powell remains optimistic, stating the economy is 'very solid' and sees no elevated risk of a downturn. In this episode, I'll break down what this rate cut means for real estate, stocks, and—most importantly—your retirement, focusing on the impact to your safe withdrawal rate. Get A Free Financial Checkup Of Your Investment Portfolio If you have...
info_outlineAfter four years, the Federal Reserve has finally cut the Fed Funds rate by 50 basis points, bringing the target range to 4.75% - 5%.
Expectations point to another 50 basis points in cuts for 2024 and a total of 100 basis points by 2025. Fed Chair Powell remains optimistic, stating the economy is 'very solid' and sees no elevated risk of a downturn.
In this episode, I'll break down what this rate cut means for real estate, stocks, and—most importantly—your retirement, focusing on the impact to your safe withdrawal rate.
Get A Free Financial Checkup Of Your Investment Portfolio
If you have over $250,000 in investable assets, take advantage and schedule an appointment with an Empower financial advisor here. Complete your two video calls with the advisor before October 31, 2024, and you'll receive a free $100 Visa gift card.
After a great run in stocks, another recession could hit. It's always a good idea to get a second opinion about how your investments are positioned, especially from a professional who sees other people in your situation all the time.
Related posts:
Maximizing Real Estate Returns In A Multi-Year Interest Rate Cut Cycle
Increasing The Safe Withdrawal Rate For Retirement At The WRONG Time
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