Financing Any Student’s Educational Future: FAFSA Tips with Ruben Reyes, New Mexico Educational Assistance Foundation
Financial Tea in the Morning
Ready for back to school? Whether you’ve got a college freshman about to spread their wings or a high school graduate intent on certification in a skilled trade, the bill for whatever comes next will arrive sooner than you think. Hosts Andrea Klunder and Josh Stringer close out the season with financial aid tips plus plenty of resources to help anyone navigating life and debt after high school––with Ruben Reyes, New Mexico Educational Assistance Foundation (NMEAF), a provider of New Mexico student loans. Want to know the best time to apply for post-secondary education funding options?...
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Your Most Profitable Day: Business Financial Services with Kevin Southwick and Linda Rodriguez Brandt
Financial Tea in the Morning
Del Norte Credit Union has helped people achieve their personal financial goals for over 65 years. Now, DNCU is applying that same fiscal know-how to small business banking. Hosts Andrea Klunder and Josh Stringer introduce folks to DNCU’s brand new small business department with its enhanced menu of services, including loans, remote deposit, payroll services plus business checking and savings options that cater to your needs––with Del Norte Credit Union’s Kevin Southwick, Chief Member Business Officer, and Linda Rodriguez Brandt, Business Services Development Officer. While DNCU’s...
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Put Your Money to Work for You, Investing for All Budgets with Scott Covey and Cynthia Frederick, Del Norte Investment Services
Financial Tea in the Morning
What is it about investing that holds folks back from growing their money? Fear. The market’s rollercoaster-like peaks and drops keep folks from realizing financial goals like saving for a stress-free retirement or funding higher education. But investing doesn’t have to feel like a crazy carnival ride. As hosts Andrea Klunder and Josh Stringer discover, there’s a strategy for every investment personality, from risk-averse to more tolerant. A trusted financial adviser can help you pick the right financial product and keep you on track through the fluctuations––with Scott...
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Scammers Beware! Fraud Protection and Prevention Strategies with Judah Montano
Financial Tea in the Morning
There’s nothing better than settling in with a bowl of popcorn and a scandalous tale of deceit. When viewed from a safe distance, it's difficult to imagine ever falling prey to those outrageous financial scams. But what happens when the drama hits close to home? Hosts Andrea Klunder and Josh Stringer learn that shame-free discussions coupled with innovative safety measures can prevent real-life swindlers from taking advantage of you and the ones you love––with Judah Montano, Fraud Prevention Manager, Del Norte Credit Union. Money is an emotional matter, so it makes sense that...
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Fostering a Vibrant Financial Future with Connie Tooker Nuñez, Del Norte LOV Foundation
Financial Tea in the Morning
Happy Financial Literacy Month! Hosts Andrea Klunder and Josh Stringer celebrate by introducing folks to Del Norte LOV Foundation, the independent charitable organization associated with Del Norte Credit Union. What does philanthropic giving have to do with personal finance? As LOV Foundation Director Connie Tooker Nuñez explains, the funding it provides directly impacts the lives of youth and families within the DNCU community, fostering a vibrant financial future for all. “This region,” says Connie, “is beautiful and rich in diversity and culture. However,...
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Financial Spring Cleaning: Securing your mortgage or home equity line of credit
Financial Tea in the Morning
Home is more than walls and a roof; it’s where we create memories and plan for the future. Home is also a major source of collateral that can be tapped to meet long-term financial goals or cover life’s unexpected expenses. Financial Tea in the Morning is back with a new season, new hosts, and spring cleaning tips to refresh your money mindset. Where better to start than at home? Hosts Andrea Klunder and Josh Stringer discover strategies for turning one of life’s biggest investments into instant cash. They also learn how credit unions ensure that members get the best fiscal fit––with...
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Season 2 - Your Next Smart Money Move
Financial Tea in the Morning
Welcome back to Financial Tea in the Morning brought to you by Del Norte Credit Union. Grab your favorite cup and join your new host Josh Stringer, and co-host Andrea Klunder, as we spill the tea with trusted insights and honest advice for real life situations. We know you're balancing a lot these days. So we're here to help we'll guide you through your financial challenges, whether it be finishing that next home improvement project or keeping friends and families safe from scammers. You'll up your financial game for your whole family. Get your tea ready! Visit us at *** Financial...
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The Future of Credit Unions Post-Pandemic
Financial Tea in the Morning
What will banking and belonging look like in a post-pandemic world? That’s the question Diego posed to all of his guests for this season’s finale. Their answers remind us that through it all, credit unions remain powered by the people they serve. Remember the before-times? If you’re a credit union member or employee, your banking experience probably looked, sounded, and even smelled a bit different than it does now. From the friendly faces that greeted you by name to that cup of coffee (or tea) always at the ready, visits to a brick-and-mortar location never failed to amplify the credit...
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Mission, Vision, Values: Making an Impact with a Credit Union Career
Financial Tea in the Morning
Belonging cuts both ways with credit unions. In addition to the personalized financial expertise that members receive, credit unions also offer meaningful career opportunities and advancement to their employees. Diego and his guests explore the personal and professional impact that credit unions can have, especially in communities of color - with Juan Fernández Ceballos, president and CEO, Credit Union Association of New Mexico; Deb Salazar, chief experience officer, Del Norte Credit Union; and Chris Murrin, sales experience support manager, GTE Financial. Credit unions aren’t...
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Breaking the Cycles of Debt Through Financial Fitness
Financial Tea in the Morning
For better or worse, our views and habits about money are shaped by the environments in which we grew up. If the adults around us struggled to maintain solid financial footings, we might inadvertently repeat their cycles of debt. Credit unions offer folks safe, shame-free spaces where they can strengthen their financial fitness. Diego and his guests explore the transformative power of member-focused fiscal education - with Tanya Valdez, Santa Fe registered nurse & DNCU member; Juan Fernández Ceballos, president and CEO, Credit Union Association of New Mexico; James Robert Lay,...
info_outlineCredit unions are different. We build long-term relationships which allow us to design unique options for the communities we serve. Nowhere was that credit union advantage more evident than during the height of the pandemic. Tanya appreciated the security her membership provided back then and the initiatives it’s supporting now.
In the last year, people have paid greater attention to their closest relationships. Credit unions have always operated from this focus on local responsibility. “When you put dollars at Del Norte Credit Union, for example, that money gets lent right back into the community, so you are helping to create jobs,” explains Juan, adding, “you are helping drive growth opportunities and employment right within our communities.”
While locale and size may differ, every credit union understands membership in the same way. It’s all about belonging. Malcolm agrees. “Over the past 12 months, I have found it's been very much connected on a more basic level.” Credit unions meet members where they are, accompanying them throughout their entire financial journey, from opening a checking account to securing loans and saving for retirement. “We are truly focused on the long-term relationship with that member,” says Chris.
Financial Tea Hot Sip: Local credit unions are part of a national network of ATMs and full-service branches. That means no matter where you go, from New Hampshire to New Mexico and all points in between, you always have fast, friendly access to your money.
We want to hear from you... what does it mean to YOU to belong? http://www.financialteainthemorning.com
Thank you to our featured guests:
Tanya Valdez
Santa Fe Registered Nurse & DNCU member
Juan Fernández Ceballos
President and CEO
Credit Union Association of New Mexico
Malcolm Keyte
Business Development Manager
6Towns Credit Union, UK - Sandwell
Chris Murrin
Sales Experience Support Manager, GTE Financial
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Financial Tea in the Morning is brought to you by Del Norte Credit Union.
Produced and Edited by Andrea Klunder at The Creative Impostor Studios and mixed by Edwin R. Ruiz
Recording Engineer: Kabby at Kabby Sound Studios in Santa Fe
Hosted by Diego Muñoz
Theme music by Ricardo Lambert
Cover art by Leonard Cummings
Logo design by Charlie Gonzalez at Axess Multimedia