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Market Shift: Analyzing the Impact of the Bank of Canada's Rate Cut on Real Estate

Selling Vancouver Real Estate Podcast

Release Date: 08/01/2024

Market Update: BoC Holds Rates - But Real Estate Is Still Stuck show art Market Update: BoC Holds Rates - But Real Estate Is Still Stuck

Selling Vancouver Real Estate Podcast

Rates are on hold, but the market isn’t moving. We unpack why 2025 was one of the slowest years for Vancouver real estate and what this stalemate means for 2026.  James and Denny share what they’re seeing as Vancouver realtors in a stalled market. With rates on hold and sales at 2025 lows, they break down what’s actually happening at showings. This episode will focus on the BoC rate Hold, 2025 having the lowest number of sales in a long time, rents keep coming down, investor struggles, fixed or variable mortgages, people are still looking to make moves, and future market...

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The Landlord Dilemma: The Harsh Reality for Vancouver Investors show art The Landlord Dilemma: The Harsh Reality for Vancouver Investors

Selling Vancouver Real Estate Podcast

Being a landlord in Vancouver has never been more challenging. With rising operating costs, tightening regulations, and softening rental returns, many investors are questioning whether holding residential property still makes financial sense in today’s market. What was once considered a safe, long-term wealth strategy now comes with more uncertainty, more risks, and fewer rewards. James and Denny break down the current landlord dilemma from the front lines of Vancouver real estate. They also explore what the future could look like—and whether being a landlord in Vancouver can still be...

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The $9 Million Dilemma: When Building Envelope Repairs Divide a Community show art The $9 Million Dilemma: When Building Envelope Repairs Divide a Community

Selling Vancouver Real Estate Podcast

In this episode, we dive into a major strata decision, a proposed $9 million building-envelope upgrade that would cost many homeowners over $200k each. Supporters say it’s essential long-term maintenance; others argue it’s unnecessary, fear-driven, and financially overwhelming for many residents. Drawing from recent strata minutes, engineering reports, and council discussions, we look at how this decision unfolded, why some owners feel pressured to vote yes, and whether the scope of work matches what’s really needed. This episode will focus on how to spot bias or persuasion in strata...

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Market Update: Vancouver Buyers Wake Up to a Rate Cut — But Are Prices Following? show art Market Update: Vancouver Buyers Wake Up to a Rate Cut — But Are Prices Following?

Selling Vancouver Real Estate Podcast

The Bank of Canada’s latest rate cut has buyers hopeful, but the Vancouver market tells a different story. Despite lower borrowing costs, inventory continues to climb, and many homes are still sitting as we move deeper into a true buyer’s market. James and Denny share what they’re seeing firsthand as realtors in today’s shifting market — listings sitting longer, price reductions becoming common, and buyers taking their time. They discuss how this new phase is changing strategies for both buyers and sellers as confidence slowly rebuilds after the BoC’s latest rate cut. This episode...

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The Truth About Depreciation Reports: Are Stratas Ready for Big Repairs? show art The Truth About Depreciation Reports: Are Stratas Ready for Big Repairs?

Selling Vancouver Real Estate Podcast

Depreciation reports are one of the most important — and misunderstood — tools in strata real estate. These reports reveal the true condition of a building, outline upcoming repair costs, and can significantly influence a property's value and long-term investment potential. James and Denny break down how depreciation reports influence strata health, budgeting, and property values, helping buyers and owners understand the real story behind the numbers. This episode will focus on depreciation reports and why they’re required in B.C., how often depreciation reports should be updated, the...

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Market Update September:  BoC Cuts Rates, But Vancouver Housing Stays Cold show art Market Update September: BoC Cuts Rates, But Vancouver Housing Stays Cold

Selling Vancouver Real Estate Podcast

The Bank of Canada’s 0.25% rate cut has done little to heat up Vancouver’s sluggish real estate market, leaving buyers and sellers cautious in an increasingly volatile environment. Developers are feeling the squeeze as high costs, weak demand, and policy shifts make it harder than ever to bring projects to life. James and Denny talk about supporting clients as they adapt to the realities of a slower housing market, sharing insights on shifting buyer expectations, seller strategies, and how to stay prepared in today’s uncertain landscape. This episode will focus on the BoC rate cut, the...

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Condo Crunch: High Inventory Levels and Resale Opportunities  show art Condo Crunch: High Inventory Levels and Resale Opportunities

Selling Vancouver Real Estate Podcast

A swell of condo inventory is reshaping the resale landscape, giving buyers unprecedented choice and bargaining power. We’ll unpack where the numbers sit now and spotlight the savvy moves that can turn this surplus into opportunity. James and Denny share how they’re approaching the condo market’s high-inventory landscape with both buyers and sellers, unpacking the tactics that help clients stand out and capitalize on surplus supply. This episode will focus on the current condo resale market in Vancouver, high levels of inventory, conversations with buyers and sellers, the New West condo...

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Buyer Hopes, Seller Nerves: Difficult Conversations With Both Sides of the Deal show art Buyer Hopes, Seller Nerves: Difficult Conversations With Both Sides of the Deal

Selling Vancouver Real Estate Podcast

The shifting buyers’ market is rewriting Vancouver real estate playbooks, demanding frank conversations that sometimes include tough truths on pricing and timelines. This episode unpacks how to deliver bad news gracefully while setting rock-solid expectations that keep both buyers and sellers confident and on track.  James and Denny share real-life conversations with clients and discuss how important it is to set expectations early on. This episode will focus on tough conversations with buyers and sellers, delivering bad news, setting expectations, buyers taking their time, people...

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Market Update June:  Hold That Rate! Why the BoC Pause Could Upend Vancouver’s Slumbering Market show art Market Update June: Hold That Rate! Why the BoC Pause Could Upend Vancouver’s Slumbering Market

Selling Vancouver Real Estate Podcast

Metro Vancouver is experiencing a deceptively quiet spring with inventory climbing even as the Bank of Canada holds rates steady. We unpack how that rising supply and the new GST changes could reshape strategies for buyers, sellers, and investors alike. James and Denny discuss how they’re navigating today’s buyer-seller dynamics and the real-world scenarios unfolding in the market. This episode will focus on the Bank of Canada rate hold decision, climbing inventories, low sales volume across all markets, first-time buyers' GST changes, economic woes, tough time to list, great time for...

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Presale Panic: Inside Vancouver’s Imploding Condo Market show art Presale Panic: Inside Vancouver’s Imploding Condo Market

Selling Vancouver Real Estate Podcast

Vancouver’s condo market is reeling as presale buyers face steep losses, with completed units reselling for less than their launch prices. Analysts warn that the wave of cancellations, investor fatigue, and rising carrying costs has turned once-sure-thing presales into a cautionary tale of condo crisis and buyer pain. James and Denny dive into Vancouver’s condo crisis, spotlighting painful presale contracts and Brentwood towers now trading below their launch prices.  This episode will focus on pre-sale condo pain, Vancouver and Toronto condo collapse, selling less than presale, buyers...

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More Episodes

The real estate market in Vancouver is showing signs of revival following a recent rate cut by the Bank of Canada, which has made borrowing more affordable for potential buyers. With expectations of more rate cuts incoming, experts anticipate further boosts in market activity and home sales in the coming months.

James and Denny offer their personal insights on how the recent rate cuts have impacted Vancouver's real estate market, highlighting which cities have been affected the most.

This episode will focus on the Bank of Canada rate cuts, more rate cuts in the future, longer days on market for properties, the current state of new construction, selling and buying recreational properties, and future predictions.

Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel

Email us at garbuttdumaspodcast@gmail.com

James Garbutt
james@gdrealestate.ca
Instagram: /jamesgarbutt
Facebook: /jamesgarbutt

Denny Dumas
denny@gdrealestate.ca
Instagram: /denny.dumas
Facebook: /denny.dumas.5

Garbutt + Dumas Real Estate
Instagram: /gdrealestateteam
Facebook: /gdrealestateteam
Website: garbuttdumas.ca