The Power of Human Analytics with Michael Hall
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Episode 28: It’s my pleasure to welcome Michael Hall, Executive Advisor with Hall & Associates to discuss the topic of Human Analytics. As Mike describes it, think of this as Moneyball for companies. He uses analytics to help business leaders to gain valuable insights when it comes to managing, leading and inspiring employees and managers. Human Analytics Mike begins with a definition, from Google, that captures the essence of Human Analytics. “The systematic identification and quantification of the human drivers of business outcomes.” Similar to the move ,...
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Show Up Positive Book by Rita Ernst
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Episode 27: I’m happy to welcome Rita Ernst to the studio to discuss the launch of her new Show Up Positive book. You may remember Rita from . She is an industrial/organizational psychologist, who became a business consultant and now, a published author. She’s appeared in the local news, on radio and to a book signing with 70 people. Let’s learn about how her approach to helping individuals to have a positive impact. To order a copy of the Show Up Positive book, click one of the links on this page: I want to thank you for taking the time to...
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HR Alliance Offers an Innovative Approach
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Episode 26: I’m happy to welcome Marcy Young to the studio for today’s episode. Marcy is the Founder and CEO of HR Alliance LLC, in Louisville, Kentucky. She’s developed a business model enabling companies to contract with her and her team of HR specialists, without having to hire them in-house. It’s an ideal way to get the HR expertise a business needs for ongoing help, project-based initiatives or a hybrid plan customized to meet specific needs and/or situations. Does Your Company Need Help with an HR Issue? Contact Marcy Young and her team of HR Professionals...
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Cyber Liability Insurance Are You Covered?
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Episode 25: Cyber security and cyber theft are real issues for small business owners. There are now cyber liability insurance policies available to cover you, should you fall victim. In this episode, I interview Beth Combs and David Goheen from Gallagher, a large insurance company providing multi-line insurance, risk management and consulting services.
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Why You Should Write a Book - Cathy Fyock
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Episode 24: Ever think about writing a book? In this episode, I interview Cathy Fyock who’s a professional book writing coach. We’ll discuss how she works with her authors, why you should consider writing book and part of the process involved in accomplishing it.
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Mental Health Marketing Tips and Advice
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Episode 23: I invited my friend and colleague Andrew Aebersold to join me to discuss mental health marketing. He’s the Founder/CEO of Mediaura, a digital marketing company. We'll focus on issues related to effectively marketing a solo practitioner, a practice group or a larger company, such as a behavioral health facility. Both of us have experience in this healthcare segment. Marketing a mental health practice requires an understanding of the unique issues.
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Businesses Should Think Differently in 2021
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Episode 22: The business assumptions, rules and paradigms you used to guide your business through 2020 and previous years won’t necessarily apply in 2021. Join me for a discussion with Industrial psychologist and business coach Rita Ernst and photographer/brand & image consultant Coral Abood. If 2020 was the year of pivot, 2021 will be the year of flex.
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Protecting Your Healthcare Practice with Parker Wornall
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Episode 21: Louisville attorney Parker Wornall joins Jim to discuss the work he does for healthcare providers. His focus includes dental offices, foot and ankle practitioners, APRN practices, chiropractors, mental health practioners, adult day-care practices and others.
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Insurance Topics with Wendy and Alan Hall
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Episode 20: Wendy and Alan Hall join me for a discussion about the Alan Hall Agency. They work with various types of insurance. Their business recently went through some changes, so I thought it would be a good idea to ask them to walk us through the process. We also discuss some common insurance pitfalls for business owners.
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Interview with Bellarmine's Dr. Frank Raymond
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Episode 19: I’m proud to welcome Dr. Frank Raymond. He’s Bellarmine University’s Interim Dean of the Rubel School of Business and MBA Director. We discuss how business owners are making sense of the 2020 economy. This discussion is an informal exchange of ideas. These ideas do not necessarily reflect the views of Bellarmine University. Seek advice from lawyers, accountants, tax consultants, financial experts or other professional advisors before making decisions that may impact jobs or businesses.
info_outlineEpisode 13: Today, Louisville estate planning attorney Kelli Brown joins me to discuss important topics, including the March 20, 2020 launch of her 2nd book, Estate Planning When You Have Pets. Kelli has over 20 years of experience in helping individuals and families.
Kelli graduated from the University of Dayton. She earned her law degree from the Northern Kentucky Chase College of Law and her Masters of Laws in Estate Planning from the University of Miami. She’s licensed to practice in Kentucky, Ohio and Tennessee.
Estate Planning Basics
The primary objective is to decide and document who should be in charge in the event of your incapacity or death. Your estate plan should include directions for medical care, finances and how your assets should be distributed.
If you don’t plan, the government plans for you.
While we don’t want to think about it, it could come into play more quickly that we think. You could be injured or killed in a traffic accident or while traveling. Once your child turns 18, he/she should have some of these documents in place. They need to specify someone to make medical decisions, now that they are considered an adult in the eyes of the law.
Important Estate Planning Documents
- Power of Attorney Document – specifies who can handle your finances, your business and other issues, on your behalf, even while you’re alive but cannot act for yourself. Remember to also name an alternate Power of Attorney (POA). These can be very specific or more general in nature.
- Living Will Directive (Healthcare Directive) – specified who can make medical and related healthcare decisions, if you are incapacitated.
- Last Will and Testament – specifies what happens to your assets, after you pass away.
Common Mistakes People Make
- Fast Food Estate Planning – be careful of free dinner seminar presentations that turn into expensive sales pitches. The documents are often oversold based on fear and scare tactics.
- Failing to keep a digital inventory of your assets, accounts and passwords. Your heirs, trustee and or executor may not know how and/or where to find this important information. You need to update the lists of your information and providers.
- Not having a financial planner. You need a quarterback who can help you and your heirs to fully understand your finances. You may want to have a number of trusted advisors and an alternate(s).
- Not updating your documents and beneficiary designations after life changes (e.g. divorce, remarriage, sales of assets, birth of a child).
What if You Have an Addicted Child?
There’s a tremendous risk of your child blowing through substantial funds, and possibly engaging in self-harm, should they suddenly have access to a large amount of money. A trust can help to ensure the assets and money are better managed, on behalf of your addicted child. There are many ways to structure the trust of protect your child. Kelli’s book (see link, below) provided options you may want to consider.
How Can You Provide for Your Pets in a Trust?
Kelli’s new book will launch on March 20, 2020. If you have a pet, you may want to consider providing for the future care of your pet. A trust is one option to help you make it easier on the person who is going to help re-home your pet, upon your death. It’s important to think about the expenses related to veterinary expenses, food, grooming and other necessary events. It can also specify who will assume the care of your pet(s).
Important Final Thoughts
Make sure you discuss the cost of the estate planning services and documents. Know how much it costs, before you hire an attorney. You should feel comfortable the attorney and the fees should be reasonable.
Additionally, it’s important to remember your lawyer should not be appointed as your executor, trustee, attorney-in-fact. Your lawyer should be your “drafter” but not in a leadership role.
Can I Get Kelli Brown to Speak to My Organization?
Kelli speaks regularly on the estate planning topics. She’s available to make presentations to your group or organization. You can contact her via her personal profile (see link, below).
Helpful Links:
Kelli’s Professional Profile and Contact Information
Kelli’s Book on Estate Planning When You Have an Addicted Child