Grow For It!
Episode 28: It’s my pleasure to welcome Michael Hall, Executive Advisor with Hall & Associates to discuss the topic of Human Analytics. As Mike describes it, think of this as Moneyball for companies. He uses analytics to help business leaders to gain valuable insights when it comes to managing, leading and inspiring employees and managers. Human Analytics Mike begins with a definition, from Google, that captures the essence of Human Analytics. “The systematic identification and quantification of the human drivers of business outcomes.” Similar to the move ,...
info_outline Show Up Positive Book by Rita ErnstGrow For It!
Episode 27: I’m happy to welcome Rita Ernst to the studio to discuss the launch of her new Show Up Positive book. You may remember Rita from . She is an industrial/organizational psychologist, who became a business consultant and now, a published author. She’s appeared in the local news, on radio and to a book signing with 70 people. Let’s learn about how her approach to helping individuals to have a positive impact. To order a copy of the Show Up Positive book, click one of the links on this page: I want to thank you for taking the time to...
info_outline HR Alliance Offers an Innovative ApproachGrow For It!
Episode 26: I’m happy to welcome Marcy Young to the studio for today’s episode. Marcy is the Founder and CEO of HR Alliance LLC, in Louisville, Kentucky. She’s developed a business model enabling companies to contract with her and her team of HR specialists, without having to hire them in-house. It’s an ideal way to get the HR expertise a business needs for ongoing help, project-based initiatives or a hybrid plan customized to meet specific needs and/or situations. Does Your Company Need Help with an HR Issue? Contact Marcy Young and her team of HR Professionals...
info_outline Cyber Liability Insurance Are You Covered?Grow For It!
Episode 25: Cyber security and cyber theft are real issues for small business owners. There are now cyber liability insurance policies available to cover you, should you fall victim. In this episode, I interview Beth Combs and David Goheen from Gallagher, a large insurance company providing multi-line insurance, risk management and consulting services.
info_outline Why You Should Write a Book - Cathy FyockGrow For It!
Episode 24: Ever think about writing a book? In this episode, I interview Cathy Fyock who’s a professional book writing coach. We’ll discuss how she works with her authors, why you should consider writing book and part of the process involved in accomplishing it.
info_outline Mental Health Marketing Tips and AdviceGrow For It!
Episode 23: I invited my friend and colleague Andrew Aebersold to join me to discuss mental health marketing. He’s the Founder/CEO of Mediaura, a digital marketing company. We'll focus on issues related to effectively marketing a solo practitioner, a practice group or a larger company, such as a behavioral health facility. Both of us have experience in this healthcare segment. Marketing a mental health practice requires an understanding of the unique issues.
info_outline Businesses Should Think Differently in 2021Grow For It!
Episode 22: The business assumptions, rules and paradigms you used to guide your business through 2020 and previous years won’t necessarily apply in 2021. Join me for a discussion with Industrial psychologist and business coach Rita Ernst and photographer/brand & image consultant Coral Abood. If 2020 was the year of pivot, 2021 will be the year of flex.
info_outline Protecting Your Healthcare Practice with Parker WornallGrow For It!
Episode 21: Louisville attorney Parker Wornall joins Jim to discuss the work he does for healthcare providers. His focus includes dental offices, foot and ankle practitioners, APRN practices, chiropractors, mental health practioners, adult day-care practices and others.
info_outline Insurance Topics with Wendy and Alan HallGrow For It!
Episode 20: Wendy and Alan Hall join me for a discussion about the Alan Hall Agency. They work with various types of insurance. Their business recently went through some changes, so I thought it would be a good idea to ask them to walk us through the process. We also discuss some common insurance pitfalls for business owners.
info_outline Interview with Bellarmine's Dr. Frank RaymondGrow For It!
Episode 19: I’m proud to welcome Dr. Frank Raymond. He’s Bellarmine University’s Interim Dean of the Rubel School of Business and MBA Director. We discuss how business owners are making sense of the 2020 economy. This discussion is an informal exchange of ideas. These ideas do not necessarily reflect the views of Bellarmine University. Seek advice from lawyers, accountants, tax consultants, financial experts or other professional advisors before making decisions that may impact jobs or businesses.
info_outlineEpisode 15: There’s no doubt the COVID-19 crisis has negatively impacted small businesses. Now the initial $349 Billion in relief has been depleted. In today’s episode, my guests will discuss what business owners should do now, and how they may be able to help.
I’m joined in the studio by two, local contacts. First, Tommie L. Causey, Lead Economic Development Specialist, Kentucky District Office, U.S. Small Business Administration. With over 20 years of experience in federal contracting, lending, and economic development, Tommie is responsible for accessing, researching and identifying market national and local trends to develop or adjust value propositions tailored to fit customer needs. He collaborates with community leaders to help start and/or grow existing small businesses.
Second, I’m joined by Dave Oetken, the Director of the Louisville Small Business Development Center which provides free consulting, market research and debt capital sourcing to businesses in the Greater Louisville region. He has extensive experience owning and managing businesses both large and small across numerous industries including manufacturing, food services, hotels, recreational facilities, professional sports teams and commercial real estate & development. He holds an MBA from Bellarmine University, is a Certified Economic Finance Professional (EDFP), Certified Commercial Property Manager (CPM), Certified Exit Planner (CEPA) and a Certified Mergers & Acquisition Advisor (CM&AA).
A quick clarification: I mentioned in the introduction that Tommie and I were recently involved in a Bellarmine Rubel School of Business Roundtable. I commented that Tommie was a host and I was a “guest.” To clarify, I was not invited as a presenter. I participated in the event.
Payroll Protection Program (PPP) and Economic Injury Disaster Loan (EIDL)
The SBA is helping to administer these programs. The PPP funds are exhausted, but there may be another $250 Billion coming soon. The EIDL provides $10,000. The PPP is provided via banks and the EIDL comes directly from the SBA. It’s important for business owners to go ahead and apply for these programs, regardless of the current lack of availability of funds. You want to be in line for future funding, related to this COVID-19 business crisis.
Some of these funds will be forgiven, provided you use the fund for the intended purposes. There was a level of confusion as to how to access the loan applications.
The Louisville Small Business Development Center (SBDC) is available to work with small business owners to access their individual situations and begin to develop a survival plan. The services provided by the SBDC and the SBA are free.
Where Do I Begin?
If you have a relationship with a lender/bank, start there. Some of the programs will be applied for via your local lender. The EIDL is applied for directly via the SBA. The SBA is a one-stop shop for small businesses. They are there to support you. They are standing with you to help you find sources of funding, business expertise and guidance.
Can Non-Profit 501(c)(3) or Faith-Based Organizations Apply?
Yes. The rules were amended to help these organization.
Can Self-Employed People Qualify for these Programs?
Yes. Some of the programs are now available to self-employed, 1099 and other types of individuals.
Contact Tommie Causey at (502) 276-6873. His email is: [email protected]. For more information visit: www.SBA.gov/KY
Contact Dave OetKen at (502) 594-3871. His email is: [email protected]. For more information visit: www.LouisvilleSmallBusiness.com
Additional Information for Small Business Owners
Finally, the specific number of available programs, their intended purposes and how you can take advantage of them may seem overwhelming. I get it. There’s a ton on your plate right now. I recently helped CPA Steve King produce a series of short videos that may help you to better understand some of those programs. You can watch these videos on LinkedIn at Meyerowitz & King, PLLC, or if you prefer to use Facebook, search for MKCPAsLouisville.
I hope you have found all of this information helpful. Believe it or not, it’s all temporary, even though it may seem like the end of your world. Hang in there. Make smart decisions and ask for help when you need it. There are many people ready, willing and able to help. If there’s anything I can do, then Let’s Grow For It!