EP321 Employee Ownership could be your Best Exit Strategy
Release Date: 05/20/2025
EP339 The ABCs of IPPs and RCAs
The Cash Rich Exit Podcast
In this episode of The Cash Rich Exit Podcast, host sits down with Muneer Feeroze and Clark Steffy of Canadian Benefits Associates to unpack two powerful retirement tools for incorporated entrepreneurs: individual pension plans (IPPs) and retirement compensation arrangements (RCAs). Together, they walk through where these plans can outperform an RRSP, what âtax smartâ really means in practice, and the operational realities founders need to understand before setting anything up. In this conversation, they cover: Who an IPP is for, and when it starts to beat an RRSP Muneer...
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EP338 IPPs 101 (Ontario Edition) - A Practical Guide for Ontario Business Owners
The Cash Rich Exit Podcast
Host breaks down the basics of individual pension plans (IPPs) for Ontario incorporated business owners and professionals. She explains what an IPP is, who it fits best, and why it can be a powerful tool for turning corporate success into predictable personal retirement income as part of a cash rich exit strategy. Episode overview If you are incorporated in Ontario, this is a practical primer on how an IPP works as a defined benefit pension plan set up by your corporation. Colleen covers why IPP contribution room can outpace RRSP room after age 40, how contributions are...
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EP337 Fun Frank Advice 2025 - The Annual Montage
The Cash Rich Exit Podcast
Itâs time for an annual tradition on The Cash Rich Exit Podcast: the Fun Frank Advice montage. In this special episode, host curates a fast-moving mashup of âwisdom, wit and wonderfully unfiltered momentsâ from this yearâs guests. Itâs designed to be easy to consume when youâre driving, between meetings, or out for a walk. This montage is both a recap of the year and a highlight reel of the mindset shifts, practical realities, and straight talk leaders wish more founders heard earlier. Colleen also shares a key message that anchors the show: every business owner...
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EP 336 Why you Wonât Sell Until youâre Personally Ready
The Cash Rich Exit Podcast
âToo Much Money Chasing Too Few Good Businessesâ - Candid Insights from M&A Veteran Chad Morissette This episode dives deep into what actually drives a successful business sale - from the emotional readiness of the founder, to internal due diligence, to navigating PE firms and family offices. Key Highlights Chadâs journey from tech entrepreneur to M&A specialist The difference between Main Street vs lower middle-market businesses Why personal readiness is more important than business readiness The 2-year preparation window that can make or break a deal ...
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EP335 Turning your Business Into a Sellable Asset
The Cash Rich Exit Podcast
In this episode of âThe Cash-Rich Exit Podcastâ, host welcomes back serial entrepreneur and M&A advisor Scott Duke, founder of Business Succession Group. Scott talks about his latest innovation - The Value Acceleration Calculator (VAC) - a practical, data-informed tool to assess sellability, estimate value, and identify key levers to increase enterprise value over time. This conversation covers: Why 80% of businesses never sell, and why most founders never realize the enterprise value they hoped for. How the VAC can score your businessâ sellability and identify...
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EP 334 Purpose, People, and the Art of Letting Go
The Cash Rich Exit Podcast
In part two of this insightful two-part conversation, host Colleen OâConnell-Campbell reconnects with Elizabeth Kilvert, founder of âThe Unrefined Oliveâ, to go deeper into how she built, grew, and ultimately exited a purpose-driven business. Elizabeth shares her candid reflections on: Transitioning from founder to seller - and how she knew the timing was right. The emotional side of stepping away from a business built around community and values. How staying connected to purpose helped her navigate both growth and exit with integrity. What she learned about...
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EP333 From Olives to Ownership - Finding Purpose in Entrepreneurship
The Cash Rich Exit Podcast
In this episode, Colleen OâConnell-Campbell sits down with , the founder and owner of The Unrefined Olive, an award-winning olive-oil and balsamic tasting bar in Ottawa. Elizabeth shares how she transitioned from a career in environmental policy to running a thriving retail business rooted in quality, sustainability, and community connection. She and Colleen unpack the realities of small-business ownership - from managing risk and growth to understanding what a âcash-richâ exit looks like when your brand is deeply personal. Key Highlights From public service to...
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EP332 Unlocking Legacy and Liquidity - Exit Strategies for $5M-$50M Businesses
The Cash Rich Exit Podcast
đĄ Episode Summary In this episode, host sits down with - Managing Director at Shaughnessy Group and a seasoned corporate finance and M&A expert. Karl brings decades of experience helping mid-sized, often family-owned Canadian businesses (with revenues between $5 million and $50 million) navigate their most important transition: the sale of their company. They explore what makes this âoverlooked middleâ of the market so unique, why selling isnât like selling your house, and how strategic planning years in advance can unlock both legacy and liquidity. Karl also shares...
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EP331 Be the Owner, Not the Renter - Building Brands That Last
The Cash Rich Exit Podcast
In this episode of the Cash Rich Exit Podcast, Colleen OâConnell-Campbell welcomes Joanna Track, serial entrepreneur, strategist, and founder of Good Eggs & Co. Joanna has launched and exited multiple businesses - including Sweet Spot, eLuxe, and The Bullet - and now leads Good Eggs & Co., a consultancy focused on content and context marketing. Known for her candid, no-nonsense approach, Joanna shares what sheâs learned about building brands with staying power, navigating exits, and avoiding common pitfalls that entrepreneurs face. Key Highlights: Redefining...
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EP330 Building, Selling, and Thriving Beyond Business
The Cash Rich Exit Podcast
Serial entrepreneur Ed Hansen joins host Colleen OâConnell-Campbell on the Cash Rich Exit Podcast to share his decades-long journey founding, scaling, and selling multiple businesses - including Hanson Lawn and Gardens and . In this episode, Ed reveals how mindset, adaptability, and a focus on relationships have shaped his entrepreneurial path. Key takeaways: The early entrepreneurial spark - from cutting grass to building a multi-million-dollar company. Buying vs. selling a business - why every transaction is unique and how to make sure both sides win Building for a future exit...
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In this episode, host Colleen OâConnell-Campbell, Wealth Advisor, sits down with Tiara LeTourneau, CEO of Rewrite Capital Advisors, and a pioneer in bringing Employee Ownership Trusts (EOTs) to Canada. Tiara explains how EOTs offer a compelling, tax-efficient option for business owners who want to protect their legacy, empower their employees, and still achieve full value in an exit - without selling to a third party or private equity.
Tiara shares how she helped champion Canada's EOT legislation, inspired by robust models in the US and UK, and outlines how Canadian business owners can now benefit from one of the most advanced ownership trust frameworks in the world.
Whether you're a legacy-driven founder or a values-focused entrepreneur, this is a must-listen episode packed with strategy, innovation, and practical advice for planning a purpose-driven business exit.
⨠Key Highlights with Timestamps
01:14 - Colleen introduces the topic of employee ownership trusts (EOTs)
02:32 - Tiara explains how she got involved in the EOT space, starting after COVID with her business partner Jennifer
07:39 - Discussion of how Canada created the best EOT legislation by learning from the US and UK models
11:43 - Tiara describes the ideal company size for EOTs (25+ employees, $2M+ EBITDA)
17:11 - Explanation of how EOT sales work as a debt structure, not a gift
25:22 - Highlight of the tax benefit: No taxes on the first $10M of the sale value
28:50 - Discussion of how tax benefits can attract business owners' interest
33:01 - Tiara's advice: Consider who you'd want to sell your business to if financing weren't a constraint
Takeaway Themes
đ EOTs are not just for altruists - theyâre viable, strategic, and tax-efficient.
đ¤ Selling to your employees can protect your businessâs culture and keep it Canadian.
đ A successful EOT still requires proper valuation, due diligence, and leadership succession planning.
đ With a $10M capital gains tax exemption on the table, EOTs deserve serious consideration.
Are you an entrepreneur thinking about your own cash-rich exit?
Letâs make sure your strategy protects both your wealth and your legacy.
Book a complimentary 1:1 Wealth Gap Analysis with me, Colleen OâConnell-Campbell on LinkedIn.
Weâll map out a transition that aligns your business success with personal financial freedom.
đ If this episode helped shift your perspective or taught you something new, please leave us a 5-star rating. Your support helps us reach more members of the Self-Made Nation ready to exit with clarity and confidence.
đ§ Subscribe, share, and stay tuned for more episodes packed with exit strategies, leadership insights, and real-world advice.
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The Cash Rich Exit Podcast is brought to you by OâConnell-Campbell Wealth Management at RBC Dominion Securities.
All opinions expressed by the host, Colleen OâConnell-Campbell, and podcast guests are solely their own opinions and do not reflect the opinion of RBC Dominion Securities.
This podcast is for informational purposes only before taking any action based on information in this podcast you should consult with a qualified professional.
Colleen OâConnell-Campbell is a Wealth Advisor at RBC Dominion Securities, a member of the Canadian Investor Protection Fund.