044: How to Pay Off Debt Using Real Estate w/ Stephanie Davis
Release Date: 12/04/2019
074: 3 Ways to Know Where Your Money is Going
I Don't Do Budgets.
Have you ever taken the time to track where your money is going each day? Keeping an eye on this is SO important if you want to grow your wealth. In today’s episode, I’m sharing three tips for determining what your income is and where it’s going.
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073: How to Get Started in the Vending Machine Business w/ Maya and Raniesha of VendHER
I Don't Do Budgets.
For real, grab your notebooks for this one!!! Maya and Raniesha of VendHER and Compass are two Black women who use their 9-5 jobs to fund their "5-9” passions. Both of the platforms they’ve created encourages Black women to participate in creative forms of investing. Maya and Raniesha invest in the vending machine business and are also real estate investors.
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072: How to Build a Successful Trucking Company w/ Ericka Williams
I Don't Do Budgets.
Have you ever thought about getting into the trucking business? If not, you just may be interested after hearing how Ericka Williams got started! Ericka took money she earned from service-based businesses and working as an apartment manager to invest in real estate and trucking. She now manages 1.9 million dollars in assets via over 12 semi trucks, 9 rental properties, and working on a new project called Texas Ground Zero.
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071: How to Travel Hack & Avoid Accruing Debt w/ Cinneah El Amin
I Don't Do Budgets.
Cinneah El Amin is the founder of flynanced.com - a blog at the intersection of financial freedom and travel. As a seasoned traveler to nearly 30 countries across 6 continents, Cinneah created Flynanced™ to inspire readers to achieve financial freedom and see the world on their terms. Through Flynanced, she shows readers that it is possible to travel whether you have bills, debt, or other expenses.
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070: How to Build a 6-Figure Net Worth on Any Income w/ Ashley Copeland
I Don't Do Budgets.
Ashley Copeland is the twenty-something host of Stacks and the City, the podcast dedicated to showing women how to build wealth and increase their net worth. Raised by a single mother in rural North Carolina, Ashley learned early about how money can affect your way of life. She opened her first investment account at age 21 and purchased her first investment home at 24. As a result of her work, Ashley amassed a six-figure net worth without ever earning a six-figure salary!
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069: How TheCoilBrush Was Created by Ree Farrington
I Don't Do Budgets.
Ree Farrington is the owner and inventor of the natural hair styling tool called The Coil Brush. As a wife and mother of three that wears multiple hats on a daily basis, adding inventor and entrepreneur to the list was an unexpected surprise. In less than a year's time and with no background in engineering, she turned a silly idea into a top-selling product.
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068: Bag Check: Being Laid off, Unemployment, Therapy, New Job, Rental Updates.
I Don't Do Budgets.
On today’s episode, I am talking about being laid off, applying for unemployment, getting a new job, wanting to go to therapy, and rental updates. In this episode I am very transparent about what’s going on with my money, being laid off for the first time, how I was too prideful to apply to unemployment and what made me finally apply. Honestly, I didn't want to talk about a lot of these things but I wanted to show that even when you think people have it all together... sometimes they don't and it's okay! That’s life and life happens. Sometimes you have to put your pride aside and...
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067: How to Create a Natural Hair Product for Young Boys w/ Cora Miller
I Don't Do Budgets.
Our guest for this episode, Cora Miller, is a perfect example of using the times to your advantage. When looking for a natural hair care product for her young son, Cora couldn't find anything that catered to young Black and brown boys. So she made her own! Shortly after that experience, she founded Young King Hair Care. In this episode, she talks about the manufacturing process, her vision for retail, branding, her super fast growth and so much more.
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066: How to Live Rent Free by Househacking w/ Mark Jones II
I Don't Do Budgets.
Today Mark Jones II is bringing some real estate GEMS to the I Don’t Do Budgets show! In 2015 he househacked his first single family home in LA County, which allowed him to Live rent-free and to use the equity he received from his first house to get his Los Angeles triplex. He now owns a triplex near the new SoFi Stadium in Inglewood, California and has a brand called Livin' Rent Free where he teaches people how they too can live free.
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065: How to Become a Young Homeowner w/ Maya Mitchell
I Don't Do Budgets.
Today’s guest is Maya Mitchell - she purchased her very first home in Prince George's County, MD at the young age of 24! Since then, she’s become the founder of Ms. Young Homeowner, a resource and community for black millennial women navigating homeownership and the home-buying process. Ms. Young Homeowner is currently focusing on the first time homebuyer and giving them all the info to guide first time homebuyers throughout the homeownership journey.
info_outlineStephanie Davis is a Certified Financial Educator, Real Estate Investor, and Creator of Finances On Point - a financial empowerment blog and community dedicated to helping women create wealth starting where they are, using what they have. Her mission is to empower women to become discipline with their resources so that they can achieve financial freedom, create generational wealth, and live life on their terms.
She believes that EVERYONE can achieve wealth, you just need the right plan.
I learned so much from speaking with her about real estate investing and smart money habits in today’s episode! Be sure to tag us on Instagram if you enjoyed it.
Resources:
Stephanie provided some AMAZING resources throughout the episode and I have provided some of my favorite real estate investing resources as well.
Click HERE to get Stephanie’s Quick Start Checklist to real estate investing. She even lists some of her favorite real estate investing books!
One of my favorite rental property management websites is iPropertyManagement! They have guides, resources, tools, templates, a breakdown of landlord/tenant laws and SO MUCH MORE that will help you become a profitable landlord!
So many people ask me if I have contracts and templates for rental properties and I just use the landlord/tenant templates that iPM provides! They have templates for rental applications, eviction notices, sublease agreements, move out checklist and SOOO MUCH MORE… I could literally go on forever lol there’s a template for just about anything you can think of! Not only are there universal templates, they have templates for EACH state that are simple and easy to use.
Another frequent question that I get a lot is “how to find good contractors?” I personally use Home Advisor. You can literally type in exactly what you’re needing done and they will match you with the best contractors for the job, show you recent reviews from other people who have worked with them AND allows you to click a button that will request a quote from all of the ones you were matched with. It just makes finding contractors so much easier!
Social Media Info:
Finances on Point IG: @financesonpoint_
Finances on Point Website: financesonpoint.com
I Don’t Do Budgets IG: @idontdobudgets
Email: [email protected]
Website: www.idontdobudgets.com
Patreon: https://bit.ly/IDDBPatron
#IDontDoBudgets #IDDB