401(k) ‘Set It and Forget It’ No Longer Works
Retire Your Way with ILG Financial
Release Date: 01/02/2024
The Tricky Business of Spending Your Retirement Savings
Retire Your Way with ILG Financial
You’ve worked and saved hard for retirement. You tried to get everything right and now you are retired, and you are in a good place with your retirement accounts. Now for the tricky part: Spending your savings. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez discusses things that can trip people up when spending in retirement and how to avoid those pitfalls.
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What to Do About the Stock Market’s Giant Problem?
Retire Your Way with ILG Financial
Lately, much of the conversation around the economy and finances has focused on taxes and inflation. However, one topic we haven’t covered recently on this podcast is the current state of the stock market. What’s happening, what trends can we anticipate, and are there any steps we should consider taking? In this episode of Retire Your Way with ILG Financial, Dave provides an update to keep you informed and prepared.
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Consider These Three Investments to Hedge Against Inflation
Retire Your Way with ILG Financial
The age-old adage that gold is a tried and true hedge against inflation may not be holding up so well. Since 1980 gold's annualized returns significantly trailed those of the S&P 500. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez discusses three investments that may be a better hedge against inflation.
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Truths and Myths about Social Security
Retire Your Way with ILG Financial
A few times a year we have the privilege of chatting with Social Security Expert Hamilton Morales about the latest and greatest Social Security topics that keep us all informed and up to date. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase and Hamilton discuss things you may or may not know in addition to a lively discussion about truths and myths about Social Security today.
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The Move That Adds Years to Your Retirement Nest Egg for Baby Boomers
Retire Your Way with ILG Financial
In 2024 alone, the Baby Boomer generation moved billions from retirement savings into tax-free accounts. The strategy that they used can make your nest egg last longer in retirement. On the latest episode of the Retire Your Way with ILG Financial Podcast, Dave Lopez discusses what we have seen happening, the strategies that people, Baby Boomers in particular, have been increasingly using, and what that can result in for your retirement and your nest egg.
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Medicare: What It Doesn't Cover and Why it Matters
Retire Your Way with ILG Financial
Are you on or about to be on Medicare? Have you considered the things that Medicare doesn't cover? What about services like routine eye exams, hearing aids, most dental care, long-term care, routine physical exams, and most vision, hearing, and dental needs? How will this impact your retirement planning? On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez continues his dive into Medicare by discussing these exceptions and why it's so important to consider them when you are building or relying on your retirement plan. This is part two of a two-part episode.
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Medicare: Everything You Need to Know About the Basics
Retire Your Way with ILG Financial
People often think about things like long-term care and life insurance when they’re building out their retirement plan. However, most often forget to consider how healthcare and Medicare can impact their financial retirement plan as a whole. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez dives into the differences in “parts” of Medicare and what Medicare does NOT cover; along with why it is so important to consider these pieces when you are building or relying on your retirement plan. This is part one of a two part episode.
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Social Security Solvency: Thoughts from Expert Hamilton Morales
Retire Your Way with ILG Financial
A few times a year we have the privilege of chatting with Social Security Expert Hamilton Morales about the latest and greatest Social Security topics that keep us all informed and up to date. On the latest episode of the Retire Your Way with ILG Financial Podcast, Dave and Hamilton discuss things you may or may not know in addition to a lively discussion about the solvency of the program and what Congress needs to do to address it.
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Spending in Retirement: How to Save and Cut
Retire Your Way with ILG Financial
The average American burns 75 percent of their monthly spending on just four things. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase digs into the average spending for a retiree in America and how to make sure you are still able to save or even cut some expenses.
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Social Security Scenarios With Hamilton Morales
Retire Your Way with ILG Financial
On this episode of the Retire Your Way with ILG Financial Podcast, national Social Security Expert and Senior Vice President at Financial Independence Group Hamilton Morales joins Dave to discuss more about Social Security planning. More specifically, Dave and Hamilton take a deep dive into Social Security options for widows and surviving spouses. These options can be different based on if eligibility comes into play before or after the death of a spouse.
info_outlineWhen it has come to our 401(k)s, we've all heard the age-old saying “Set it, and forget it”. And it was always said that this strategy would make you rich. Well, like most things, with time, this has changed. The stock-and-bond portfolios that have worked for the last 40 years may no longer be equipped to handle what is coming economically, and they may not be working for you or making you rich anymore. On this episode of the Retire Your Way with ILG Financial Podcast Dave Lopez dives deeper into this topic and explains why this may no longer be an appropriate strategy, and what would serve you better.