Is Your DNA Safe? Inside 23andMe’s Bankruptcy and Insurance Challenges
Insurance Vs History
Is Your DNA Safe? Inside 23andMe’s Bankruptcy and Insurance Challenges What happens when a company owns your DNA data—and then goes bankrupt? In this episode, I dive into the complicated story of 23andMe, exploring its insurance challenges, genetic data risks, privacy concerns, and the ongoing impact for consumers in today’s health and insurance landscape. If you have data with 23andMe or any other consumer focused genetic data company, I strongly suggest you listen. Selected References: 23andMe, Antonio Regalado, MIT Technology Review, Volume 119, No. 4 (Bankruptcy Documents) Hire...
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Tesla’s Insurance Gamble: Why Cheaper Isn’t Always Better (& What History Teaches Us)
Insurance Vs History
Tesla’s Insurance Gamble: Why Cheaper Isn’t Always Better (& What History Teaches Us) Why would Tesla get into the insurance business, and is it really a new idea? In this episode, I explore Tesla’s foray into insurance, the bumps they've hit along the way, and why history shows automakers rarely succeed with insurance. Selected References: 1. 2. 3. 4. ...
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When Insurance Meets Scandal: The Boy Scouts Abuse Crisis Explained
Insurance Vs History
When Insurance Meets Scandal: The Boy Scouts Abuse Crisis Explained How did insurance influence the Boy Scouts of America’s response to decades of sexual abuse allegations? In this episode, I dig into the organization’s troubled history, insurance involvement, bankruptcy, survivor compensation, institutional accountability, and my personal reflection on how insurance both helped and hindered justice for victims. References: On My Honor: The Secret History of the Boy Scouts of America, by Kim Christensen: Morally Straight: How the Fight for LGBTQ+ Inclusion Changed the Boy...
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Noncompete Agreements: How the FTC’s Rule Change Impacts Insurance, Employees, and History
Insurance Vs History
Noncompete Agreements: How the FTC’s Rule Change Impacts Insurance, Employees, and History Do you know the history behind noncompete agreements — and how they impact the insurance industry today? On the latest Insurance vs History Podcast, I take a quick look at the FTC’s shifting stance on noncompete agreements, industry implications, and their surprising 15th-century origins. Reference Articles: Hire me to speak at your meeting! I can talk about the topic of your choice, or I can talk about the history of insurance and why insurance matters. Reach out for booking info or just...
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When Did Pollution Happen? Unpacking Montrose, DDT, and Liability Insurance
Insurance Vs History
When Did Pollution Happen? Unpacking Montrose, DDT, and Liability Insurance Imagine a pollution disaster so messy that it’s taken over 40 years to work out the insurance payments. In this episode of Insurance vs History, I dive into the story of Montrose Chemical and DDT, a discussion spanning WWII, Superfund lawsuits, and barrels of toxic waste leaking off California’s coast. Join me to discuss the reason why it’s taken 40 years to resolve, what the heck Montrose wording even means, and why it matters. Hire me to speak at your meeting! I can talk about the topic of...
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Trailer: Insurance vs History
Insurance Vs History
Insurance vs History is a show doing for insurance what Freakanomics did for economics. Don't understand insurance? Can't imagine why anyone should care about a global industry that impacts your daily life in ways you don't even realize? Host Meredith Brasher shines a light on both the good and bad stories of insurance, explaining it along the way. Season Five starts in September 2025 with new episodes twice a month.
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Taking the summer off!
Insurance Vs History
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Insurance vs Cuthbert Heath
Insurance Vs History
Insurance vs Cuthbert Heath Who is Cuthbert Heath, and why is he considered the Founder of Modern Lloyds? Join me for a discussion of Cuthbert Heath, and a slightly different take on the man, the myth, the legend. Hire me! Contact Tip me! See my page at Buy Me a Coffee: Music Credits: Boulangerie by Jeremy Sherman, courtesy of NeoSounds: Website: www.insurancevshistory.com Email: LinkedIn: www.linkedin.com/in/meredith-brasher-76736926
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Insurance vs The British Abolition Movement
Insurance Vs History
Insurance vs The British Abolition Movement What happens when an insurance case sparks the beginning of a national movement? Join me for the second episode of my series on Insurance and Slavery, where I talk about British Abolition, the Massacre on the Slave Ship Zong, and Lord Mansfield’s insistence on NOT talking about slavery. Hire me! Contact for details. Tip me! See my page at Buy Me a Coffee: Selected Sources and Links: · The "Somerset" Effect: Parsing Lord Mansfield's Words on Slavery in Nineteenth Century America. Derek A...
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Insurance vs The Station Nightclub Fire
Insurance Vs History
Insurance vs the Station Nightclub Fire Without giving my age away entirely, I will admit…I’m a child of the 80s. I’ve been lucky enough to have seen several of my favorite 80s artists perform their greatest hits. It never crossed my mind that something could go wrong during a concert and I might be in danger. But on February 2, 2003, more than 400 people who also loved the 1980s attended a concert at the Station Nightclub in West Warwick, Rhode Island. But that night, something went wrong. A fire broke out at the concert, resulting in 100 deaths and 230 injuries. When bad things...
info_outlineInsurance vs the Station Nightclub Fire
Without giving my age away entirely, I will admit…I’m a child of the 80s. I’ve been lucky enough to have seen several of my favorite 80s artists perform their greatest hits. It never crossed my mind that something could go wrong during a concert and I might be in danger.
But on February 2, 2003, more than 400 people who also loved the 1980s attended a concert at the Station Nightclub in West Warwick, Rhode Island. But that night, something went wrong. A fire broke out at the concert, resulting in 100 deaths and 230 injuries.
When bad things like this happen—insurance should respond. That’s what it’s there to do. But what if the people responsible don’t have enough insurance to compensate those affected by the disaster? Well, then things get complicated.
This is a story about how small decisions can result in tragedy; how fire spreads faster than you imagine; and how the people who are responsible are sometimes not the people who are held accountable.
Selected Sources and Links:
· Report of the Technical Investigation of The Station Nightclub Fire (NIST NCSTAR 2), Volume 1 | NIST
· The Station nightclub fire - Wikipedia
· Rhode Island Nightclub Owners Appealing $1M Fine in Fire Case (claimsjournal.com)
· Rhode Island Nightclub Owners Dispute Workers’ Comp Finding (claimsjournal.com)
· Judge Lagueux, who oversaw the Station nightclub fire case, dies at 91 (providencejournal.com)
· A Story One Can Write Today - (adelmanlawgroup.com)
· 20 years after the Station nightclub fire, a look at what's changed | GBH (wgbh.org)
· Settlement Details Offered in Rhode Island Club Fire Case (insurancejournal.com)
· Inside The Inferno: The Station Nightclub Fire | Thought Catalog
· Station nightclub fire: government defendants settle - Overlawyered
· Insurers, Final Defendants Settle R.I. Nightclub Fire Lawsuits (claimsjournal.com)
· Survivors of R.I. club fire await settlement cash (nbcnews.com)
· Great White Lawsuit Lotto | National Review
· Families Upset Over ‘Pokemon Go’ Stop at Rhode Island Nightclub Fire Site (claimsjournal.com)
· Trial Date Set for R.I. Nightclub Owners Over Workers’ Comp Payments (insurancejournal.com)
· R.I. Nightclub Owners Submit List of Assets After Filing for Bankruptcy (insurancejournal.com)
· Report of the Technical Investigation of The Station Nightclub Fire (NIST NCSTAR 2), Volume 1 | NIST
· Litigation financing changing the deep-pocket advantage | Gallagher USA (ajg.com)
· Vicarious Liability – The Deep Pocket (dresslerlaw.com)
· Trucking Leads Growth in Nuclear Verdicts | Transport Topics (ttnews.com)
· Fire Sprinkler Incentive Act - Wikipedia
· Station Fire Memorial Foundation (thestationfirememorialfoundation.org)
Sources with Paywall:
· Liability Policies Getting Lost in 'Deep Pockets'. Hazeltine, Rick. San Diego Business Journal; San Diego Vol. 6, Iss. 33, Mar 17, 1986
· How to raid deep pockets — the Chicago way. Choslovsky, William. Chicago Tribune Tribune Publishing Company, LLC. Oct 27, 2017
· Cappelletti, Marco, 'Deep Pockets', Justifying Strict Liability: A Comparative Analysis in Legal Reasoning. Oxford, 2022
· Great White was carrying $1 million in insurance; five lawsuits filed. Fitzpatrick, Edward. Knight Ridder Tribune News Service; Washington. 03 July 2003
· Rhode Island Nightclub Lessors Sue for Insurance Coverage. Ebbert, Stephanie. Knight Ridder Tribune Business News; Washington. 24 Apr 2003
· Lessons learned from the station fire. Mark Mandell and Yvette Boisclair Aug. 2013 Trial(Vol. 49, Issue 8)Publisher: American Association for Justice
Books:
Documentaries/Television:
· 48 Hours: Season 34, episode 5 “Thursday Night”
· The Guest List (theguestlistfilm.com)
Music Credits:
Boulangerie by Jeremy Sherman, courtesy of NeoSounds: Boulangerie, LynneMusic | NeoSounds music library
Contact Me:
Website: https://insurancevshistory.libsyn.com
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