Lender Lounge with Kevin Kim
In this episode of Lender Lounge, Kevin Kim interviews Daniel Guimont, CEO of Guimont Capital, and Kirsten Lundell Koester, the company's Chief Legal Officer, at their Bellevue office. Daniel and Kirsten share Guimont Capital's journey from its roots as Las Vegas Loans to becoming a diversified lender focused on high-value, diverse projects across the U.S., from real estate to business acquisitions. They discuss the company’s hands-on approach, unique underwriting process, and commitment to borrower relationships, emphasizing both operational experience and the human element in lending....
info_outline Live At CAPTIVATELender Lounge with Kevin Kim
Kevin Kim hosts a live episode of Lender Lounge from the Captivate Conference at the Encore Hotel in Las Vegas. Joining him are industry veterans Evan Stone, CEO of Champions Funding and Chairman of Community Savings, Dustin Wells, President of Dominion Financial Services Wholesale, and Dave Orloff, CEO of American Heritage Lending. This discussion explores the evolving landscape of private lending, particularly the intersections of consumer and business-purpose lending. The panelists dive into their experiences transitioning from consumer to business-purpose lending, the distinct challenges...
info_outline Don’t Mess with Texas, Michael Hoffman - Longhorn IIILender Lounge with Kevin Kim
In this episode of Lender Lounge with Kevin Kim, Mike Hoffman, CEO and President of Longhorn Investments, joins Kevin to share his journey into private lending and the growth of Longhorn Investments. Starting from a background in law with no real estate experience, Mike stumbled into the world of hard money lending during the 2008 financial crisis. He shares the origins of Longhorn Investments, its expansion beyond Texas, and the unique challenges of building a successful private lending business. Mike also discusses how the company adapted to market changes, including the decision to start a...
info_outline “Constructive Conversation”- with Ben Fertig, President of Constructive CapitalLender Lounge with Kevin Kim
In this episode of Lender Lounge, Kevin Kim welcomes back Ben Fertig. Ben is the founder and President of Constructive Capital, the leading national capital provider for DSCR Rental Loans and Residential Transitional Loans (RTL or Fix and Flip Loans). Prior to Constructive, Ben led Credit and Asset Management at Finance of America Commercial; and, before that, he served as Chief Operator Officer of Jordan Capital Finance, where he managed originations, credit policy, and capital markets. Ben was instrumental in the sale of the Jordan Capital Finance platform to Blackstone and Finance of...
info_outline First to Market: A Conversation with John Beacham, TOORAK Capital PartnersLender Lounge with Kevin Kim
The Lender Lounge is pleased to host a special guest speaker series. Leading up to our next season, we have John Beacham of Toorak Capital Partners as our guest for an open conversation about his career and success. John Beacham, CEO of Toorak Capital Partners, joins Kevin Kim for a special episode of Lender Lounge, produced in collaboration with the American Association of Private Lenders. John shares his extensive journey in the finance industry, detailing his transition from investment banking to leading one of the most recognized firms in the private lending sector. The discussion...
info_outline Kevin Kim Answers Private Lending FAQs + Season 4 RecapLender Lounge with Kevin Kim
In this concluding episode of Season 4, Kevin Kim reflects on the insights gained from our guests and addresses common questions from our listeners, particularly those new to private lending. Kevin discusses licensing for private lenders, emphasizing the variation in requirements across states and the importance of compliance and understanding securities laws, even when raising funds from family and friends. He also explores the challenges and opportunities of raising capital from international investors and the intricacies of fractionalized loans. He shares his observations on the...
info_outline A Conversation with Beth O’Brien, Encore FinanceLender Lounge with Kevin Kim
Beth O'Brien, a dynamic leader and innovator in the private lending industry, joins Kevin Kim on this episode of Lender Lounge. With her rich background in law, real estate, and securitization, Beth currently spearheads Encore Finance Capital. Her journey encompasses an impressive trajectory from working at renowned institutions like Goldman Sachs and Citi to pioneering her own private lending ventures. Beth's strategic insight and deep understanding of the residential and commercial real estate sectors empower her vision at Encore. This conversation expands on the nuances of private lending,...
info_outline A Conversation with Adham Sbeih of Socotra CapitalLender Lounge with Kevin Kim
Adham Sbeih is an exemplary leader in the private lending industry. As CEO of Socotra Capital, he has built the company to a team of 33 and roughly $500 million in capital distributed across four funds, positioning it as a dynamic lender and trusted partner for their clients. In this episode, Kevin Kim and co-host Nema Daghbandan sit down with Adham to discuss where his lending journey began, the inception of Socotra, and his thoughts on business strategy, team culture, and training security dogs! Adham’s roots are “all world.” His parents met in Beirut where his mother was working for...
info_outline Ask a Private Lending Risk-Taker: Demystifying Fund Creation | Brock VandenBerg & Matt PodestoLender Lounge with Kevin Kim
In this episode, Kevin Kim engages in a dynamic conversation with Matt Podesto and Brock VandenBerg, two successful private lenders who have taken the leap into fund management. From the early days of local hard money lending to the influx of institutional capital and white label programs, our guests provide valuable insights into the changing landscape and how it has affected the present. They emphasize the importance of proper underwriting and servicing while cautioning against entering new transactions without sufficient knowledge. Matt and Brock also share their invaluable personal...
info_outline A 2024 Crystal Ball Conversation with Geraci LeadershipLender Lounge with Kevin Kim
The leadership at Geraci LLP collectively has decades upon decades of private lending industry experience. For this episode, Kevin asked Geraci’s seasoned professionals to offer their foresight into the private lending industry for 2024 – what does the industry need to know as we head into the new year? Kevin and the Geraci team explore anticipated economic trends, such as preparing for potential litigation challenges and strategizing for effective hiring in the evolving market landscape. They also delve into innovative lending practices tailored for the year ahead, emphasizing the...
info_outlineRay Mathoda is a seasoned CEO, social entrepreneur, and passionate visionary who now leads the charge at Anchor Loans, a lending giant with more than $13 billion in loans funded to date. Her upbringing in India, passion for genomics, identity as a member of the Desi LGBTQ+ community, and vast professional experience all give her a unique perspective on the real estate lending market. With a glance into the challenges of urban housing projects and the real estate investment landscape, this discussion sheds light on Ray's multidimensional approach to lending and social entrepreneurship. You’ll find how her distinctive blend of passion, expertise, and empathy impacts Anchor Loans and all who cross paths with her.
Ray is a multi-time CEO and Independent Board Director with a strong track record of delivering transformational growth and exceptional value creation. In the last 10 years, Ray successfully led and transformed 5 different companies, 2 of which were subsequently sold to Fortune 500 buyers. She is currently Chief Executive Officer of Anchor Loans, a leading direct lender to real estate investors, developers, and home builders.
Ray is a social entrepreneur and business builder who co-founded a portfolio of 'biotech for emerging markets' businesses delivering world class genomics, synthetic biology, and clinical solutions affordably at scale to India and emerging markets in Asia, the middle East, and Africa. Companies created includes South Asia’s leading human and plant genomics companies Medgenome and Agrigenome, as well as a transformational regenerative medicine company AntlerA.
Ray is an Independent Board Director (QFE) for public and private firms leveraging 20 years of board experience spanning the public, private and non-profit sectors. Board Director at Mosaic Finance. Board Chairperson for Desi Rainbow Parents & Allies, the leading, and only national, 501c3 non-profit serving South Asian LGBTQ families and persons in the US. Prior board service includes Genesis Capital (PE, sold to Goldman Sachs in 2018), Global Property Exchange (op co Hudson & Marshall sold to Fidelity National Financial in 2017), the Housing Authority of the City of LA (2nd largest public housing agency in US), the Los Angeles LGBT Center (oldest and largest by funding LGBT non-profit in the US), and Planned Parenthood LA (non-profit).
Key Topics
[00:01:25] An overview of Ray’s professional background
[00:05:56] Ray's journey from the mortgage market to Anchor Loans CEO
[00:14:39] Why challenging markets foster differentiation, talent attraction, innovation, and a unique culture for growth
[00:18:46] Exploring growth opportunities in diverse markets, including housing renovation and construction
[00:23:11] Why complex factors like financing, construction costs, labor, and local regulations hinder housing development
[00:30:27] How rated securitizations will bolster industry liquidity without overwhelming it, striking a vital balance
[00:36:45] Anchor's vision is to provide stability, scalable capital, and innovative solutions to help borrowers grow, adapt, and succeed in evolving markets
[00:45:10] How Ray’s Asian background and values, such as humility and mindfulness, influence her creation of an inclusive and successful corporate culture
[00:51:36] Ray's journey from a family of doctors to a tech-driven advocate for India's biotech industry
[00:57:15] How Ray's work in biotech is bridging healthcare gaps and driving innovation for diverse populations
Links
Learn more about Anchor Loans at https://anchorloans.com
Learn more about Geraci Law Firm at https://www.geracilawfirm.com
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