Podcast Episode 6 Using Hard Money to Invest in Real Estate
Let's Talk About The Benjamin's Podcast
Release Date: 06/21/2019
Podcast Episode 24 More Advanced Financial Planning Concepts
Let's Talk About The Benjamin's Podcast
Podcast Episode 23 Pay off & Avoid Student Loans I had the pleasure of speaking to Dave Nash CFP, CFA owner of Magister Wealth. David and I spoke about more advanced financial planning topics including but not limited to target date funds and the state of the economy. Target date funds are a good simple DIY financial planning tool. They aren’t a comprehensive end all be all type of investment. The rate of return for target date funds can be less than more sophisticated investment plans. The reason for this is because these simple plans don’t reflect what’s going on in the market. If...
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Podcast Episode 23 Pay off & Avoid Student Loans
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Andrew Pentiss a senior writer for Student Loan Hero. Andrew and I spoke about how to pay off and avoid student loans. Part of the problem is the poor education on student loan borrowing for college. I remember when I went to college there wasn’t a discussion with the financial aid office about how to pay off my student loans. Instead the only conversation was how to finance and pay for my education. Also the cost of education is increasing over time. I read an article that has shown a ten fold increase in the last decade. Part of this increase has been to...
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Podcast Episode 22 Financial Planning as a New Employee
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Tess Downing CFP, founder of Complete View Financial. Tess has been a financial planner for 13 years. Tess and I spoke about how to get started investing as a new employee. There are several recommendations that Tess Made to get started with investing. The first thing that you have to look at is where are you financially. Take a look at the sample budget below to determine how you much money that you have to save. Monthly : Paycheck Deposits Less Debt Payments (Credit Card, Student Loan, Mortgage, Auto Loan, etc.) Less Rent Less...
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Podcast Episode 21 Make Your Next Job Remote
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Sharon Koifman, founder of Distant Job about obtaining a retaining a remote job. Before I go into an in depth discussion about obtaining a remote job I would like to talk about Sharon. Sharon’s company is a remote recruiting company for technology firms in North America. Sharon has written the best seller called . If you are currently working at a job there are many companies that are starting to offer remote work due to the corona virus. If your company does offer this benefit then you should focus on becoming more valuable to your firm. The way to do...
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Podcast Episode 20 Networking During a Downturn
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Jonathan VanSchaack a senior Security Engineer at a non for profit. During the course of his career Jonathan has built several businesses from the ground up. Jonathan has been networking for over a decade to build these businesses and his network. Jonathan identified several different methods of networking during a downturn. Start with looking at your personal network. Look at where you work currently, have worked in the past and know outside of your workplace. If you have a job currently and take one person from your workplace out to lunch every week...
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Podcast Episode 19 Tech Sector Employee to Real Estate Entrepreneur
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to James Furlo, founder of Furlo Family Homes. James began his real estate investment journey when he was a child. He told his mother that he was interested in investing in Real Estate. Over time he went to College and left California to move to Oregon. He got a job out of college in the tech sector and was able to save up some money to buy a home. Many people in his position would have just bought a home but James was intentional in the fact that he wanted to buy a an investment property first. He had this talk with his wife and they went out and bought their...
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Podcast Episode 18 Using Gig Economy Apps to the Fullest
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Kevin Ha, founder of Financial Panther about using gig apps. Before I go into an in depth discussion about the gig apps I want to discuss why Kevin calls his blog Financial Panther. The name financial panther comes from an episode of the Simpsons where Marge told Homer that they should see a Financial Planner. Homer, being homer heard that they should have a financial panther. On Kevin’s Blog he uses the urban dictionary definition of financial panther. “A large jungle cat that can be trained to maul a person’s creditors and bill-collectors if that...
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Podcast Episode 17 Investing During a Downturn
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Maria Erickson, founder of Freedom Financial & Business Planning, LLC. Maria transitioned into Financial Planning after working as a consultant in the financial planning industry for 20 years. The main areas that we covered during the course of the interview were what to do with your money right now, what to do if you are thinking about moving, and who to talk to about the current financial state of things. Now what should you do with your money right now? Maria identified that one of the most important things that you can do right now is to build an...
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Podcast Episode 16 Freelancing the Alternative Career
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Dan Furman, founder of Clear Writing. Dan fell into the world of copywriting after losing his job and trying out a few different freelance options. He discovered his skill and ability as a copywriter in a very fortuitous time in the early 2000’s when there was little competition. Dan and I spoke about the pros and cons of being a freelancer. There are many pros to being a freelancer. You can make way more money than you could at your day job. You have the flexibility to charge whatever you want and to make whatever you can get paid. What will gradually...
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Building Your Team Episode 15
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Abhijeet Vijaivargia, Founder of Global Lancers. Abhijeet and I spoke about a variety of things during the interview. We discussed how he started Global Lancers, the importance of team building and focusing on your core competencies. Abhijeet started freelancing while in College and that led to him forming Global Lancers while still in college. Global Lancers was started as a partnership with someone that he knew while he was in college. After Abhijeet left college he started to work on Global Lancers full time. When Abhijeet was originally working on Global...
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I had the pleasure of speaking to Alex May from Connected Investors. Alex works at Connected Investors which offers a networking platform for investors and lenders in the real estate space. Alex works in business development at Connected Investors.
Alex provides valuable information about the basics of what hard money is and the advantages of using hard money. Also she goes into depth on how to be able to build relationships. If you are feeling tapped out with a traditional lender and have maxed out the number of traditional loans that you can have you might want to check this episode out. Hard Money could fill in the space in your real estate portfolio where traditional lending leaves off. It’s an additional tool in your tool box for real estate investing.
Also Alex provides valuable information on networking and how to distinguish yourself from other individuals when trying to establish a relationship. One of the key takeaways that she mentioned were that when networking you are building a relationship and a friendship. When cold calling or cold emailing someone reach out to them and comment on something that you genuinely enjoyed about the individual or company. Doing this will allow you to differentiate yourself from the other hundreds or thousands of people contacting this company or individual.
If you want to find out more about Alex May you can go to Connected Investors.