Podcast Episode 10 Starting and Buying an Internet Business
Let's Talk About The Benjamin's Podcast
Release Date: 07/19/2019
Podcast Episode 24 More Advanced Financial Planning Concepts
Let's Talk About The Benjamin's Podcast
Podcast Episode 23 Pay off & Avoid Student Loans I had the pleasure of speaking to Dave Nash CFP, CFA owner of Magister Wealth. David and I spoke about more advanced financial planning topics including but not limited to target date funds and the state of the economy. Target date funds are a good simple DIY financial planning tool. They aren’t a comprehensive end all be all type of investment. The rate of return for target date funds can be less than more sophisticated investment plans. The reason for this is because these simple plans don’t reflect what’s going on in the market. If...
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Podcast Episode 23 Pay off & Avoid Student Loans
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Andrew Pentiss a senior writer for Student Loan Hero. Andrew and I spoke about how to pay off and avoid student loans. Part of the problem is the poor education on student loan borrowing for college. I remember when I went to college there wasn’t a discussion with the financial aid office about how to pay off my student loans. Instead the only conversation was how to finance and pay for my education. Also the cost of education is increasing over time. I read an article that has shown a ten fold increase in the last decade. Part of this increase has been to...
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Podcast Episode 22 Financial Planning as a New Employee
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Tess Downing CFP, founder of Complete View Financial. Tess has been a financial planner for 13 years. Tess and I spoke about how to get started investing as a new employee. There are several recommendations that Tess Made to get started with investing. The first thing that you have to look at is where are you financially. Take a look at the sample budget below to determine how you much money that you have to save. Monthly : Paycheck Deposits Less Debt Payments (Credit Card, Student Loan, Mortgage, Auto Loan, etc.) Less Rent Less...
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Podcast Episode 21 Make Your Next Job Remote
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Sharon Koifman, founder of Distant Job about obtaining a retaining a remote job. Before I go into an in depth discussion about obtaining a remote job I would like to talk about Sharon. Sharon’s company is a remote recruiting company for technology firms in North America. Sharon has written the best seller called . If you are currently working at a job there are many companies that are starting to offer remote work due to the corona virus. If your company does offer this benefit then you should focus on becoming more valuable to your firm. The way to do...
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Podcast Episode 20 Networking During a Downturn
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Jonathan VanSchaack a senior Security Engineer at a non for profit. During the course of his career Jonathan has built several businesses from the ground up. Jonathan has been networking for over a decade to build these businesses and his network. Jonathan identified several different methods of networking during a downturn. Start with looking at your personal network. Look at where you work currently, have worked in the past and know outside of your workplace. If you have a job currently and take one person from your workplace out to lunch every week...
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Podcast Episode 19 Tech Sector Employee to Real Estate Entrepreneur
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to James Furlo, founder of Furlo Family Homes. James began his real estate investment journey when he was a child. He told his mother that he was interested in investing in Real Estate. Over time he went to College and left California to move to Oregon. He got a job out of college in the tech sector and was able to save up some money to buy a home. Many people in his position would have just bought a home but James was intentional in the fact that he wanted to buy a an investment property first. He had this talk with his wife and they went out and bought their...
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Podcast Episode 18 Using Gig Economy Apps to the Fullest
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Kevin Ha, founder of Financial Panther about using gig apps. Before I go into an in depth discussion about the gig apps I want to discuss why Kevin calls his blog Financial Panther. The name financial panther comes from an episode of the Simpsons where Marge told Homer that they should see a Financial Planner. Homer, being homer heard that they should have a financial panther. On Kevin’s Blog he uses the urban dictionary definition of financial panther. “A large jungle cat that can be trained to maul a person’s creditors and bill-collectors if that...
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Podcast Episode 17 Investing During a Downturn
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Maria Erickson, founder of Freedom Financial & Business Planning, LLC. Maria transitioned into Financial Planning after working as a consultant in the financial planning industry for 20 years. The main areas that we covered during the course of the interview were what to do with your money right now, what to do if you are thinking about moving, and who to talk to about the current financial state of things. Now what should you do with your money right now? Maria identified that one of the most important things that you can do right now is to build an...
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Podcast Episode 16 Freelancing the Alternative Career
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Dan Furman, founder of Clear Writing. Dan fell into the world of copywriting after losing his job and trying out a few different freelance options. He discovered his skill and ability as a copywriter in a very fortuitous time in the early 2000’s when there was little competition. Dan and I spoke about the pros and cons of being a freelancer. There are many pros to being a freelancer. You can make way more money than you could at your day job. You have the flexibility to charge whatever you want and to make whatever you can get paid. What will gradually...
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Building Your Team Episode 15
Let's Talk About The Benjamin's Podcast
I had the pleasure of speaking to Abhijeet Vijaivargia, Founder of Global Lancers. Abhijeet and I spoke about a variety of things during the interview. We discussed how he started Global Lancers, the importance of team building and focusing on your core competencies. Abhijeet started freelancing while in College and that led to him forming Global Lancers while still in college. Global Lancers was started as a partnership with someone that he knew while he was in college. After Abhijeet left college he started to work on Global Lancers full time. When Abhijeet was originally working on Global...
info_outlineI had the pleasure of speaking to John Rampton. John is an online marketing expert with a string of successful businesses that he has started and owned. John’s first attempt at starting an online business began with a blog. He began writing for his blog for nine months before he was able to begin monetizing it. Within five months of beginning to monetize his blog he was able to make $2,000. Then within 14 months of starting his blog he was able to sell it to someone else netting over $20,000. That early win and experience gave him the experience necessary to begin more online ventures.
During the course of the interview we discuss how to start an online business. The methods that John recommends to reach out to people that have grown similar businesses to the one that you are looking to start. Also John gives recommendations on how to acquire a web based business and where to go to get one, if you are looking to purchase an already established one.
The biggest parallel that I have found with these web companies was with real estate. Each website or piece of digital “real estate” has its own value which can vary depending upon the buyer, the niche, etc. John had two great recommendations on how to value web based companies. The first was to value it based upon the cost it would take you to develop the site to the point its at now. The second point that he mentioned was to look for sales of similar web based businesses in the same niche. The perceived and actual value for a web based business can vary wildly based upon the niche.
If you want to find out more about starting an online business or marketing you can reach out to John at johnrampton.com.