The Meaningful Money Retirement Guide - Launch episode!
The Meaningful Money Personal Finance Podcast
Release Date: 05/07/2025
Listener Questions, Episode 33
The Meaningful Money Personal Finance Podcast
Welcome to another show full of questions form you, the audience and hopefully some meaningful questions from Pete & Roger. This week we have questions about paying school fees, becoming a financial adviser, how to invest an inheritance and lots more! Shownotes: 01:15 Question 1 Good morning Pete & Roger, Thank you for a great podcast, been really enjoying it over the years and it’s been no end of help for me. My question concerns my grandchild. She was born in America but now lives in the UK, is duel nationality. As grandparents we were hoping to put money aside...
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The Retirement You Didn’t See Coming, with Dan Haylett
The Meaningful Money Personal Finance Podcast
This week I enjoy a brilliant conversation with Dan Haylett, a fellow financial planner and podcaster, and author of The Retirement You Didn’t See Coming, a book I highly recommend. Dan Haylett on LinkedIn Humans vs Retirement Podcast The Retirement You Didn’t See Coming - Book on Amazon The Retirement You Didn’t See Coming - Book on TGBB The above links can also be found on the Meaningful Money website, at
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Listener Questions Episode 32
The Meaningful Money Personal Finance Podcast
Some excellent questions this week, as always, and with the added bonus of moving the podcast onto YouTube! Join Pete and Rog as they answer questions about finance management apps, investment platform selection and transitional tax-free allowance certificates! Shownotes: 01:39 Question 1 Hi Pete and Roger Thanks so much for all the work you do, I've only found the podcast recently but already enjoying learning more and thinking about things differently. My question relates to saving for retirement and specifically the period leading up to retiring....
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Listener Questions Episode 31
The Meaningful Money Personal Finance Podcast
A couple of questions this week about having too big a pension fund, plus a great question on platform choice where Rog and Pete discuss their own experiences. Shownotes: 01:58 Question 1 Hi, really enjoying the podcast. Started by watching your YouTube videos and still like getting the notifications of your new content. I have a question regarding early retirement, before pensions are available. I’m 50 and my wife is 52 and we would like to retire now. We have a mix of DB and DC pensions that will be sufficient for our retirement. She can start taking her...
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Listener Questions, Episode 30
The Meaningful Money Personal Finance Podcast
It’s another varied mix of questions, with a couple on catching up after a late start, avoiding the 60% tax trap and lots more. Shownotes: 01:03 Question 1 Hi, I’m curious if you have advice, best practice or tools to advise people who have a reasonable rental property portfolio on how to plan for retirement? I am 55, have taken 50k tax free cash, and 13k a year drawdown, approx 40k left. I have 11 rental properties, but I am still remortgaging and buying more properties. Currently have about 450k available to reinvest into a few more properties, and then...
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Listener Questions Episode 29 - Retire Soon
The Meaningful Money Personal Finance Podcast
In today’s Q&A episode, we’re answering a bunch of questions from those on the threshold of retirement, getting into the nitty-gritty of age-difference planning, DB scheme reductions and all sorts! Shownotes: 01:04 Question 1 Hi Pete I am really enjoying listening to the podcast, thank you. They make what can sometimes be a complicated subject much easier to understand. I have a question which I have asked my SIPP provider but even they don't appear to know the answer so here goes: If someone has a SIPP valued at say £1.2m and a DB pension valued at say £300k,...
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Listener Questions Episode 28
The Meaningful Money Personal Finance Podcast
It’s another mixed-bag of questions this week, covering income protection, the local government pension scheme, avoiding the 60% tax trap and much more besides! Shownotes: 01:33 Question 1 Hello Pete & Rog I like to think of you as a couple of great mates offering me life changing information in a relaxed & entertaining fashion. When putting income protection in place, how do people/planners typically frame a target? Just replacing essential income? Or also replacing large contribution to pensions (including lost employer contributions) and S&S ISAs for...
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Listener Questions - Episode 27
The Meaningful Money Personal Finance Podcast
This week, we have questions about planning property purchases together as a soon-to-be-married couple, investing an inheritance, balancing an age gap between spouses and much more besides! Shownotes: 00:52 Question 1 Hi Pete and Rog, I’ve been listening to the show since 2020, and I absolutely love it. It keeps me grounded in a generation that frivolously spends for the sake of Instagram. Thank you for offering such helpful advice for free. I’m in my early 30s, I have no bad debt, regularly contribute to my workplace pension, and have been saving for a 2–3...
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Listener Questions - Episode 26
The Meaningful Money Personal Finance Podcast
Some great questions this week about planning for the loss of the personal allowance, investing in GIAs, persuading an aunt to write a will, and much more besides! Shownotes: 01:11 Question 1 Dear Roger and Pete, I enjoy listening to your show driving to work. You are both down to earth and humble with your opinions. I read a lot on finance and have been investing in stocks and share ISA since 2004 and VCTs since 2017. I have built a healthy portfolio of nearly 300k in VCT, 400k in Stocks and share ISA. I also have a healthy DC pension of roughly 700k and DB pension worth...
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Listener Questions - Episode 25
The Meaningful Money Personal Finance Podcast
It’s another packed and mixed bag of questions here on Meaningful Money. Today we deal with Seafarer’s pension contributions, tax-free cash on DB pension schemes and annual allowance calculations. Plus we give some thought to the evolution of the show… Shownotes: 01:10 Question 1 Hi Pete and Roger Many thanks for all that you do. I am a long time podcast listener and happy client of Jacksons. I am currently playing catch up on the current series and have a couple of thoughts on points raised in two episodes. In episode 3 - there was a question on pensions and...
info_outlineJoin Roger as he interviews Pete to celebrate the launch of The Meaningful Money Retirement Guide, asking the questions you want answered!
Order The Meaningful Money Retirement Guide: https://meaningfulmoney.tv/meaningful-money-retirement-guide/
Shownotes: https://meaningfulmoney.tv/session574
02:10 Congrats on the new book, Pete - how was it writing this one, compared with the first?
05:39 Why write this book NOW?
07:10 What isn’t in the book that you wish you’d included? Or probably more difficult to answer, is there something that (having completed the audiobook after writing) that you felt it didn’t need?
10:00 How difficult did you find setting out concepts without going too in depth to potentially “lose people” or too simple to make the book not interesting enough?
13:07 How different do you find it writing "evergreen" content in your books vs more topical content for YouTube, and to a lesser degree for the podcast?
16:20 After reading the New retirement book, will it provide knowledge to go alone in retirement without seeking expensive financial advice?
20:05 Does the book help with a ‘soft’ retirement or is it just for those that want to completely stop work on a particular date?
25:00 What will the book offer the reader that I can’t get elsewhere? Is it worth paying for the Academy if I read the book?
28:38 What’s the best thing you would tell your 20yo self?
31:03 Would you lobby government to have PROPER financial teaching delivered to kids in school? How would you package your knowledge for teenagers?
33:22 Pete talks about a new podcast - Bank of Dad - which daughter Kate will host.
35:25 A few people asked: What are Pete’s plans for retirement? Did ‘die with zero’ change them?
38:00 Pete talks about Dave Ramsey and how he brought in different personalities.
41:35 Pete talks about practicing what he preaches.