#145 Eric Morgenson – New Mortgage Options For the Self-Employed
Money Matters With Dino
Today on Money Matters with Dino, Eric Morgenson from Angel Oak Mortgage Solutions talks with Dino Non-qualified mortgages. What is a non-qualified loan? Well simply, when the borrower's debt to income ratio exceeds more than 35%. For more information: Call Dino at 949-720-1616 or send an email at [email protected] Here are just a few things you will learn: If a loan is not done properly meaning the consumer does not have the income to repay loan, then the lender can be sued for the full amount of the loan, so lenders must be careful. Taxes are not a good...
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#144 Student Loans: Lessons For Parents and Their Children - Daniel Lungu
Money Matters With Dino
Parents beware that student loan debt is now higher than credit card debt in America. Start with a plan for your child early and make sure that everyone understands the goal...avoiding student loans! Here’s an idea. Instead of buying toys and gifts, contribute to the higher education savings account. In this episode Financial Executive from Trilogy Financial Services Daniel Lungu gives great tips for parents and their kids alike to help avoid the crushing results of high student loan debt. Also in studio with Daniel and Dino is Shelley, a real life example of the...
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#143 Tax Tips From Your Financial Advisor - Kevin Leon
Money Matters With Dino
Now is the time to review your finances particularly how taxes during the distribution of retirement will affect your nest egg. Having the right Financial Planner on your side can literally mean millions in tax savings if things are handled properly and at the right time. In this episode Regional Vice President of Trilogy Financial Services Kevin Leon comes on to set the record straight. He and Dino discuss: ...
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#142 Mortgage Funds & Trust Deeds: Why Invest? - James Perry
Money Matters With Dino
How can an alternative investment such as Mortgage Funds and Trust Deeds be less risky than the traditional investing? Dino’s guest the CEO of Alliance Portfolio James Perry tells us why Real Estate Investing is not only a safer way to invest, but he shows us how it can completed managed and stress free for the investor. In this episode you’ll learn: ...
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#141 Self-Directed IRA’s and Mortgage Funds - Kaaren Hall & James Perry
Money Matters With Dino
A Self-Directed IRA is an IRA that can invest alternative assets such as Trust Deeds and Mortgage Funds. This is why on today’s show, Dino invited on the perfect combination of experts to talk about the marriage of this terrific investment vehicle with a fantastic alternative investment. As always, there’s a lot to consider, but when set up properly this type of strategy can yield great results. In this episode Kaaren Hall from UDirect IRA Services and James Perry CEO of Alliance Portfolio discuss: ...
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#140 Trust Deed Investments: A Secured Investment That Pays
Money Matters With Dino
The number one reason that people don’t invest in Real Estate is fear. Fear of picking the wrong property, fear of being a landlord and fear of a down market. What if you could invest in prime Orange County Real Estate without the fear or the hassle? Our guest CEO of , James Perry is here to us about how this is accomplished by utilizing Trust Deed Investments. Here’s a few things you’ll learn: ...
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#139 Private Mortgage Funds: A Secured Investment That Pays
Money Matters With Dino
Are you a frustrated investor because it’s too difficult to predict the market? What if you could invest in a fund that is secured by prime Orange County Real Estate without the hassle? Our guest CEO of , James Perry is here to us why a diversified Private Mortgage Fund is the answer to your frustration and a greta investment. Here’s a few things you’ll learn: ...
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#138 Senior’s Transitioning - Noelle Hipke
Money Matters With Dino
After hurting herself badly, Noelle Hipke began aquatic therapy where she was exposed to and was given a real affinity and understanding of seniors. Soon she decided that her career would transition towards helping seniors with the different challenges that they face. In this show Noelle speaks with Dino with authority on the following topics: ...
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#137 Financial Literacy 101 - James Harnsberger
Money Matters With Dino
When you don’t understand how your money works, you will never have any. James Harnsberger is an Enrolled Tax Agent and has discovered the keys to getting wealthy, by mastering your time, committing to a plan and getting started now. Poverty to some degree is a choice in this country because people don’t know where to start. ...
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#136 The Value You Seek, The Value You Bring - Valerie Torelli
Money Matters With Dino
How do you ensure that you work with the highest level of productivity at all times? Why is that important in Real Estate when you have the option to work when you want? Selling Real Estate is competitive and you must set a high standard of integrity if you want to serve your clients properly and receive referral after referral. If you want to be your own boss with a successful Real Estate career, stay tuned. ...
info_outlineHow can your financial planner help you feel truly comfortable that your retirement savings and income will be there when the time comes? Have you ever heard of portfolio stress testing for retirees? Nothing is guaranteed, but it’s a really good use of technology to help predict all the possibilities that might happen in every market correction in the future. This is the way to be sure you can ride out a Bear market without dipping into your market investments at the wrong time.
In this episode, Kevin Leon the Regional VP of Trilogy Financial Services goes into details about the portfolio stress test. Dino and Jeff discuss topics like:
- How do you test the stress of a portfolio?
- What role does diversification play in retirement?
- How does a written financial plan relate to a stress test?
- Is there a particular age group for which you use Monte Carlo testing?
- What are key questions that make sure that a financial planner is compatible with the client?
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