Investing off Wall Street using Retirement Funds with Spencer Hilligoss
Release Date: 01/15/2025
Wealth B-Hers
Why do so many brilliant, accomplished women still feel financially uneasy, even when everything looks stable from the outside? In this Foundations episode, Dr. Felecia Froe speaks directly to high-achieving women who have done everything “right” yet still feel a quiet undercurrent of pressure. This conversation moves beyond spreadsheets and retirement accounts and into the deeper truth about financial security. Income is not the same as wealth. Comfort is not the same as resilience. And intelligence alone does not create peace. Dr. Froe unpacks the emotional weight many...
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Dr. Felecia Froe guested on the Planet Wealth podcast, hosted by Mary Kathryn Johnson, for a powerful conversation about investing through fear, rebuilding after loss, and creating financial freedom with purpose. She shares her journey from board-certified urologist to social impact real estate investor, including losing everything in 2008 and choosing to start again anyway. Dr. Froe explains how she evaluates risk using the “worst case scenario” test, why fear never fully disappears, and why financial independence gives women the power to walk away from anything that isn’t in...
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What if the biggest threat to your wealth isn’t the market, but your mindset? In this powerful conversation, Dr. Felecia Froe sits down with Bill Cates to explore the invisible forces shaping our financial lives. From childhood money memories and scarcity conditioning to compounding, risk, and investing, they unpack the psychology behind how we earn, save, and grow wealth. Bill shares how tying self-worth to net worth influenced his decisions, why saving and investing are not the same, and how limiting beliefs quietly rob people of lasting wealth, themes explored in his book The...
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In this powerful and reflective conversation, Dr. Felecia Froe guests on Soul Sync with Pamela J. Thomas to explore what it truly means to navigate life’s transitions with clarity, courage, and intention. From her early path as a physician to her evolution into a real estate investor, social impact leader, and founder of Money With Mission and Wealth BHers, Dr. Froe shares the pivotal moments that reshaped her relationship with money, fear, and freedom. Together, she and Pamela unpack the myths of scarcity, the emotional weight of walking away from what no longer fits, and why...
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This episode is part of the Wealth B-Hers Foundations series, where Dr. Felecia Froe steps out of interview mode and into the core truths that sit beneath all of her conversations about money, investing, and building a meaningful life. In this solo reflection, she challenges one of the most deeply held assumptions many of us carry: that earning a high income automatically equals financial security. Drawing from personal experience and years of working with high-achieving women, Dr. Froe unpacks the difference between income and wealth, and why so many capable, responsible earners...
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What if building wealth didn’t mean creating another job for yourself, but instead designing a system that works without you? In this episode, Dr. Felecia Froe sits down with franchise expert Gregory K. Mohr to unpack the realities of franchising as a wealth-building and lifestyle strategy. From Gregory’s early lessons about money and service to a clear breakdown of how franchises actually work, this conversation demystifies one of the most misunderstood paths to business ownership. Together, they explore how to evaluate franchisors, the difference between...
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In this deeply honest and reflective conversation, Dr. Felecia Froe welcomes back Krisstina Wise for a very different kind of discussion from their previous appearance. Instead of focusing on wins and strategies, they explore the realities most people avoid, including loss, intuition, risk, shame, resilience, and what it actually takes to stay in the game long term. This episode is candid and unfiltered and includes occasional strong language as part of an authentic conversation about real-life experiences. Krisstina opens up about a brutal year that included near–seven-figure risk,...
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In this episode of Wealth B-Hers, Dr. Felecia Froe sits down with behavioral finance expert, financial advisor, and practicing stoic philosopher Will R. Young to explore a question most people never slow down long enough to ask: What is enough? Drawing from Will’s book The Enough Equation, the conversation moves beyond spreadsheets and market noise into the psychology behind money decisions. Together, they unpack why fear, identity, and comparison quietly shape our financial behavior, and how clarity, values, and intentional planning create real freedom. This episode is an invitation...
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We’re revisiting a powerful conversation on the Mailbox Money Show, hosted by Bronson Hill, in which Dr. Felecia Froe explored the connection between money, time, and personal freedom. This episode reflects on what happens when professional success no longer feels fulfilling and why many high achievers reach a point where the traditional path stops making sense. The conversation unpacks burnout, the illusion of control, and the mindset shifts required to move beyond trading time for income. Through lessons drawn from experience, the discussion emphasizes the role of mentorship,...
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ICYMI: This conversation originally aired when Dr. Felecia Froe joined Jerome Myers on the DreamCatchers Podcast, now known as the Your N.E.X.T. Podcast. The insights shared remain highly relevant for high-income earners who are questioning traditional financial paths and seeking more intentional ways to build wealth. Dr. Froe challenges the belief that 401(k)s, stock market investing, and tax deferral are the safest strategies, explaining why cash flow, tax efficiency, and properly vetted private investing create greater flexibility and freedom. Together, they highlight the...
info_outlineWhat if achieving financial freedom isn’t just about earning more and building investments that align with your values and goals? Spencer Hilligoss, CEO of Madison Investing, joins Dr. Felecia Froe to share his journey from corporate FinTech to becoming a leader in alternative investments.
In this episode, Spencer reveals how to create multiple income streams, keep passive investments genuinely passive, and confidently navigate real estate's complexities. He emphasizes the importance of selecting trustworthy partners, valuing long-term impact, and staying resilient through challenges.
Curious how to build a life of financial independence while making a difference? Don’t miss the actionable insights and inspiring stories in this conversation. Tune in today!
01:12 - The Journey to Financial Awareness
06:24 - Exploring Alternative Investments
14:40 - Investing with Strategy and Confidence
25:04 - Keeping Passive Investments Truly Passive
36:00 - Values-Driven Investing and Long-Term Impact
Connect with Spencer!
Website: https://www.madisoninvesting.com/
LinkedIn: https://www.linkedin.com/in/shilligoss/
Be the Boss of Your Own Money and Own Your Future.
Connect with us and Discover Investment Strategies Designed to make a Difference.
Website: https://moneywithmission.com
Linkedin: https://www.linkedin.com/in/moneywithmission
Key Quotes:
"Competence creates confidence. The more you learn, the more confident you become in making big decisions." - Spencer Hilligoss
"Diversification isn't just smart—it’s essential. A single income stream can leave you in hot water faster than you realize." - Spencer Hilligoss