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OrthoBiz 19: Student Loans w/ Emma Crawford

Nailed It Ortho

Release Date: 09/03/2025

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Nailed It Ortho

In this episode, our guest, Dr. Atanda, discusses the administrative tasks you will need to complete as a new attending, from credentialing and licensing to insurance setup and beyond, to stay compliant and start your new role with confidence. Alfred Atanda Jr., MD, is the director of the Sports Medicine Program, and a pediatric orthopedic surgeon and sports medicine specialist. He serves as assistant professor of orthopedic surgery and pediatrics at Sidney Kimmel Medical College of Thomas Jefferson University. Dr. Atanda is a graduate of the University of Pennsylvania School of Medicine,...

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OrthoBiz 19: Student Loans w/ Emma Crawford show art OrthoBiz 19: Student Loans w/ Emma Crawford

Nailed It Ortho

Sign up for early access to our upcoming finance course here>>>   Are student loans really good debt? Should you pay them off fast or play the long game?  In this episode, we have the pleasure of hosting student loan professional Emma Crawford, as we explore repayment philosophies, PSLF essentials, common pitfalls, and the best strategies for physicians, whether you're in academia, hospital-based, or private practice. Whether you're just out of med school or deep into repayment, this episode includes practical insights to help you make smarter financial moves....

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Sign up for early access to our upcoming finance course here>>> https://autumn-sky-2941.kit.com/0f2b011d3c 

Are student loans really good debt? Should you pay them off fast or play the long game? 
In this episode, we have the pleasure of hosting student loan professional Emma Crawford, as we explore repayment philosophies, PSLF essentials, common pitfalls, and the best strategies for physicians, whether you're in academia, hospital-based, or private practice.

Whether you're just out of med school or deep into repayment, this episode includes practical insights to help you make smarter financial moves.

After graduating with her master’s degree in Counseling Psychology from the University of Minnesota in 2016, Emma was saddled with student loan debt. She felt overwhelmed and confused by the intricacies of the different repayment plans and Public Service Loan Forgiveness (PSLF) program but didn’t know who to contact or who to trust for help and support.

Knowing there had to be a better way, she dedicated her time and efforts toward becoming a financial planner to help others feel less alone as they navigate the complex world of federal student loan debt.

As a CERTIFIED FINANCIAL PLANNER™ professional, Certified Student Loan Professional®, and founder of October Loan Strategies, she creates fully customized student loan plans with concrete, step-by-step instructions to help clients minimize payments and maximize forgiveness.

So far, she has consulted on over $100 million in student loan debt and helped clients receive $10 million in student loan forgiveness - and has won a few awards along the way!

In this episode, we share strategies for cracking the code on student loans as we answer questions like;

  • What are some different philosophies regarding paying back student loans?
  • Do we pay them off rapidly, or play the long game?
  • What are some common student loan management strategies that are used for physicians in academic jobs? Hospital based? Private practice?
  • Should you consolidate your loans into one?
  • And more!