Take Advantage Of The Quiet Time Of The Year | No BS With Birchy | EP 215
Release Date: 11/12/2025
No BS With Birchy
In this episode, Nathan sits down with Rivan from Zinger Finance, to explore practical strategies for building a property portfolio starting with just $50k. Discover how equity harvesting, smart loan structuring and strategic property selection can accelerate your investment journey. They dive into real client success stories and why many of Zinger's clients reach six properties within a year using the B.Invested strategy. You won't want to miss this one! 00:00 - Introduction and Rivan's role at Zinger Finance 00:32 - The power of brokers and debt structuring strategy 01:50 - Why 30% of...
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In this episode, Nathan breaks down the reality of lifestyle creep. How your expenses naturally increase as your income grows. Learn when it's justified and when it's keeping you trapped. From personal stories of owning luxury cars to practical budgeting strategies, Nathan reveals the freedom test to evaluate every financial decision and why delayed gratification during your 20s and 30s could be the key to true financial freedom. 00:00 - So, what is lifestyle creep? 01:13 - Understanding lifestyle creep vs inflation 02:08 - Personal story: from $50k to $100k income 04:37 - Why lifestyle...
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In this episode, Nathan sits down with Chris, a long-time investor who has built a 14-property portfolio (26 income-producing doors) over 14 years and recently retired in December 2024. Chris shares his incredible journey from dabbling in shares to becoming financially free, the pivotal moments that changed his mindset, and how property investing transformed not just his wealth, but his entire life. From overcoming fear of debt to building a legacy for his sons. An inspriring episode you need on your list this week! 00:59 - Chris's background and meeting Nathan 14 years ago 03:59 - Why...
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In this episode, Nathan breaks down the practical strategies for saving your first property deposit. From identifying multiple income sources and creating a realistic budget to managing expenses and getting your partner on board, Nathan shares the exact steps he used to build his portfolio. Whether you're starting from scratch or looking to accelerate your savings, this episode provides actionable insights to help you take control of your financial future. 00:00 - Introduction to deposit challenges 00:18 - Why people struggle to get started in property 01:25 - Multiple ways to source a deposit...
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In this weeks episode, Nathan shares the most common mistakes property investors make when building wealth and acquiring investment properties. Drawing from 23 years of experience and over 20,000 properties purchased for clients, Nathan breaks down critical errors including emotional decision-making, following bad advice, misunderstanding property types, timing the market, and chasing hotspots. Get everything you need to know and tune into this one. You won't reget it! 00:00 - You heard it right, 23 years 01:45 - Being emotional versus logical in investment decisions 03:28 - The...
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In episode 3 of our recent mini-series, Nathan unravels the 60-year currency debasement that's robbed Australians of their wealth. From the 1966 currency change to today's hyperinflation, discover how real money has been replaced with worthless fiat currency and why property investment is the ultimate hedge against currency collapse. This is the culmination of a decade of research condensed into one powerful episode. Tune-in, it'll be mind-blowingly good. 00:00 - The 60 year scam explained 01:05 - Currency change from pounds to dollars 02:07 - Silver-backed currency vs fiat currency...
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In this episode, Nathan dives deep into the warning signs of currency collapse and hyperinflation that are happening right now. From the Iranian Rial's dramatic devaluation to historical examples like the Weimar Republic, Nathan breaks down the stages of currency collapse and what it means for everyday Australians. Tune in as he shares the wins and losses during hyperinflation, the current debt crisis, and why having assets could be your financial lifeline. An episode you won't want to miss. 00:00 - Introduction to week 2 of our 3 part series 01:00 - Currency collapse warning signs...
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In part 1 of a 3 part series, Nathan breaks down Australia's recent interest rate rise to 3.85% and why Australia stands alone among major economies in raising rates. From analysing the RBA's data manipulation, global rate trends and the real impact on property investors - the revealing truth? It's not all that bad. Tune in as Nathan also explores how mass migration and government debt are driving Australia's unique economic position. A critical episode to put on your list this week. 00:00 - Introduction to 3-part podcast series 01:05 - Today's focus: interest rates analysis 02:25 - The...
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In this episode, Nathan speaks with Rob, a carpenter who built a 16-property portfolio over 10 years. Starting at 18 with his first house purchase, Rob shares his journey through challenges like off-the-plan mistakes, difficult tenants, and serviceability hurdles. Rob and Nathan dive into the strategies that helped an everyday tradesman achieve financial freedom, while setting up his family's future. An episode you won't want to miss! 00:00 - Introduction and Rob's background 01:55 - Starting the property journey at 18 05:00 - Woodridge success - $168k to $565k in 5 years 08:44 -...
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In this episode, Nathan is joined by Tim McIntyre, Content Director for News.com, to discuss what's happening in the Australian property market as we head into 2026. They explore current value growth across capital cities, the impact of government home guarantee schemes, and how real inflation is affecting property prices and everyday costs. Join Tim and Nathan as they dive into a data-driven market overview packed with practical advice for investors. 00:00 - Introduction and catching up after 15+ years 01:27 - Current market trends and double digit growth 02:43 - Home guarantee scheme...
info_outlineIn this episode, Nathan shares timely reminders about capitalizing on the end-of-year quiet period in property investing. From getting finance-ready and positioning yourself with agents, to conducting your annual portfolio review and planning for 2026, Nathan reveals why December and January consistently deliver some of the best deals. Tune in and discover how to turn the holiday season into your competitive advantage.
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