Libsyn Directory

Monarch Minute: Are You Ready for the Next Solar Flare?

Owner Financing & Note Investing Podcast with Dawn Rickabaugh

Release Date: 05/19/2024

My Tenants are Asking to Buy the House and They Have a Big Down Payment

Owner Financing & Note Investing Podcast with Dawn Rickabaugh

A woman returns to the show on behalf of her sister who owns a rental property in Ojai, CA. The tenants are offering to buy the property and we discuss her options. I also share a story where I didn't verify where a down payment came from, and the way it played out, I barely broke even instead of making an easy $30K. Find quick links at Sign up to be notified of future Property & Paper LIVE episodes: https://notequeen.com

Mom 'n Pop Landlord Nightmare Strategizing Seller Financing and the Value of the Note

Owner Financing & Note Investing Podcast with Dawn Rickabaugh

My dear Robin in Texas, who has been a loyal and generous follower for years, comes on to talk in depth about her struggles to deal with bad tenants, rehab following eviction, and a potential exit using seller financing to sell the mobile on land to someone who needs a home. This is great for helping real estate and note investors think through the various options, get their head on straight, and choose what options are best... going in with eyes wide open. It's not fun to get blindsided down the road because you went into owner financing only having half-baked understanding of the short and...

Lost Her Home in the Altadena Fire and Now Her Rental is Strangling Her

Owner Financing & Note Investing Podcast with Dawn Rickabaugh

One of the most rewarding things in February's Property & Paper LIVE Q&A training was talking to someone in CA whose sister really needed some help figuring out what to do after the Altadena fire took her home, insurance turning out to be insufficient, and her "cash cow" rental in Ojai now feeling like a noose around her neck. We talk about some ideas about how she turn that around and position herself for maximum benefit, whether she sold for cash, did a lease option, an owner carry, perhaps selling "subject to" her existing financing. Lots of people needing to figure out how to get...

Creative Hybrid Real Estate Deal: Income Dream or Nightmare Waiting to Happen?

Owner Financing & Note Investing Podcast with Dawn Rickabaugh

When a real estate seller really must have their price, many times they are willing to leave their existing bank financing in place. In addition, they may agree to carry back a portion of their equity as a second position lien. When I look at these 'hybrid' deal structures, I can't help but wonder if the seller understands the level of risk they're accepting. If the 1st bank loan gets called / accelerated, or if the buyer defaults, the phantom equity that they created by the deal structure could easily evaporate. While I love seller financing and often use it as a powerful tool to make win-win...

Each Seller Financed Real Estate Transaction Gives Birth to a Little Baby Note!!

Owner Financing & Note Investing Podcast with Dawn Rickabaugh

Yes, out of every owner financed transaction, a new little note 'baby' is born. Whether it is healthy and strong, or frail and sickly is dependent upon the genetics, the DNA, of the note and the circumstances under which it was conceived. I guess it's nature vs nurture ;-)

Property & Paper [LIVE] Real Estate and Note Investing Q&A and Training

Owner Financing & Note Investing Podcast with Dawn Rickabaugh

Another great session where we talk about seller financing and how it connects real estate investing and note investing. All of you make it what it is!! We are ramping up to be ready for whatever 2025 brings. Creative real estate strategies, especially with knowledge of the secondary market for notes (the note business) will make the difference between those who barely survive and those who thrive.

What's Happening with Real Estate? Could it be Time to Take Profits? Are you Ready?

Owner Financing & Note Investing Podcast with Dawn Rickabaugh

What would be more painful? Theoretically missing out on some (maybe phantom?) upside? Or losing the equity you have on the table right now? Even if you wait for prices to go higher, and they do, that will mean everything else will cost a lot more, too, so will you really be that much more ahead? If you don't feel ready to weather a financial storm, are unsure of your W2 job, etc, it could be time to take some profits off the table. Seller financing could make sense as part of your strategy, but holding some cash could also be a smart idea. Ideally, you'd be diversified out of the dollar into...

[LIVE] Seller Financing MASTER CLASS for Sellers, Tired Landlords, High & Low Equity Solutions

Owner Financing & Note Investing Podcast with Dawn Rickabaugh

Real estate sellers, landlords and those who have no equity and just want out from under their payments, this class is for you. Many high equity sellers and tired landlords are de-risking and using the installment sale (IRC 453), seller financing to: sell quickly and easily for the highest possible price defer most of their capital gains (use the 1031 exchange to defer all capital gains) earn interest on the IRS' money have great income for retirement (often much more than you were netting in rent) leave a great inheritance for heirs and beneficiaries access to liquidity... done properly and...

Licensing and Compliance Building Passive Income in the Note Business | Guest Madison Management

Owner Financing & Note Investing Podcast with Dawn Rickabaugh

This episode is RICH with important information you need to know to survive the note business. Sellers who offer owner financing are far less regulated, especially if you only do a small number of seller carry transactions. But for those buying notes, there's more to know that you might imagine! Make sure to get these note business insider tips, and pick up a copy of my seller financing course for landlords and other real estate sellers: . To join live and ask your own questions or have your own situation analyzed, be sure to subscribe over at To register for the next upcoming seller...

Seller Financing Guide | Should I Offer Owner Financing and How Can I Stay Out of Trouble

Owner Financing & Note Investing Podcast with Dawn Rickabaugh

Jeff brings up a good point here... attorneys, title companies and real estate brokers might know how to walk you through the mechanics of a seller financed real estate transaction, but unless they actively buy mortgage notes for their own portfolio, they don't know how to help you put the deal together in a way that makes it the most valuable... they have NO IDEA what your note would sell for on the secondary note business market. Loan originators and licensed servicers also can have insight as to specific compliance issues, but first you have to know if seller financing is even for you....

More Episodes

Earlier this month we had a series of solar flares during a few days of high geomagnetic storms. If you haven't already prepared yourself to be out of power for up to a month, this is your wake up call. Can you feed your family, filter water for them, keep them warm and safe?

TOPICS