BONUS EPISODE: The best from our Series 4 guests with Philippa Lamb and Lucy Greenwell
Release Date: 12/28/2025
BONUS EPISODE: “There’s no point being the richest person in the graveyard”
The Pension Confident Podcast
In this bonus episode, we hear from PensionBee customer Andy as he shares his pension story. From two decades living and working abroad and untangling the dormant pensions he left behind, to returning to the UK and working out what “enough” really means when you’re planning around a Multiple Sclerosis (MS) diagnosis. We unpack Andy’s pension journey with pensions expert Veronica Morozova from PensionBee, covering: why finding and consolidating old pensions matters, especially after working overseas; what ‘QROPS’ is, and how time spent abroad affects your State Pension; the tax...
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TRAILER: The Pension Confident Podcast Series Five summer trailer
The Pension Confident Podcast
It’s time for your Series Five rewind and sneak peek at what’s coming up on The Pension Confident Podcast. If you missed an episode, don’t worry, you can catch up on every single episode so far wherever you get your podcasts: And there’s plenty more where that came from. Later this month, Series Producer Lucy Greenwell joins our Host Philippa Lamb to pick out the best bits from our Series 5 guests (so far). Then, coming up in September: What might be missing from your investment portfolio? We’ll be joined by: Content Creator ‘’, Gabriel Nussbaum; Founder and CEO of ,...
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E52: Is it worth getting married? With Mike Donkor, Philippa Dolan and Jasper Martens
The Pension Confident Podcast
For the first time ever, fewer than half of UK adults are married or in a civil partnership, yet the law hasn’t caught up with how many of us now live together instead. So, legally and financially, is it still worth getting married? Join our host, Philippa Lamb, and our expert panel as they discuss whether marriage still pays off financially and legally, and what unmarried couples need to put in place instead: Financial Planner, ; Solicitor and Partner at , ; and Chief Marketing Officer at , . Episode breakdown 01:18 Why marriage rates are falling 05:44 The financial perks of...
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BONUS EPISODE: “I put my money where my mouth is”
The Pension Confident Podcast
In this bonus episode, we hear from PensionBee customer Sally as she shares her pension story. From decades of putting money into living over saving, and losing her husband suddenly in his 40s, to retirement in her 60s and choosing a pension plan that truly reflects her values. We unpack Sally’s pension journey with pensions expert Veronica Morozova from PensionBee, covering: why financially literate people still don’t save; how emotional barriers can be a bigger obstacle than lack of information; the tax benefits of saving into a pension; and what values-based investing actually means in...
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BONUS EPISODE: How does market volatility shape your pension pot?
The Pension Confident Podcast
Market volatility is back in the headlines, and if you’ve noticed your pension balance moving up and down, you’re not alone. From tariffs to geopolitical tensions, there’s no shortage of reasons to feel uneasy. But before you rush to make any changes, it’s worth understanding how volatility actually works and why, more often than not, staying put is the smartest move. Join our host, Philippa Lamb, and VP Personal Finance at PensionBee, Maike Currie as they discuss: what market volatility is and what drives it; why pension pots are more resilient than you might think, and how quickly...
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E51: How to resist lifestyle creep with Clare Seal, Edoardo Moreni, and Alex Langley
The Pension Confident Podcast
Are you earning more than you were five years ago but still don’t feel better off? You might be experiencing ‘lifestyle creep’. The subtle way spending expands to quietly swallow every pay rise, bonus, and promotion. From Ocado upgrades and subscription sprawl to beauty routines that keep growing, lifestyle creep is surprisingly easy to fall into and remarkably hard to spot. Join our host, Philippa Lamb, and our expert panel as they discuss how to identify, resist, and even reverse lifestyle creep: Content Creator, Clare Seal; Co-Founder and CEO of , Edoardo Moreni; and Head of Customer...
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BONUS EPISODE: “I’ve often said that I retired when nobody wanted me anymore”
The Pension Confident Podcast
In this bonus episode, we hear from PensionBee customer Nigel. Now 76 and retired, he spent decades commuting into Central London, raising two children, and telling himself he’d sort his pension “someday”. A bad experience with an active fund manager and an IFA changed all that - and a tip from his son led him to PensionBee. We unpack Nigel’s pension journey with pensions expert Dani Skerrett from PensionBee, covering the tax benefits of saving into a pension, when a financial adviser is (and isn’t) worth it, how to think about how much you actually need in retirement, and what life...
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BONUS EPISODE: Should you buy Premium Bonds or save into a Cash ISA?
The Pension Confident Podcast
Premium Bonds and Cash ISAs are two of the most popular savings options in the UK, but which one is right for you? With interest rates fluctuating and the cost of living still a real concern, it’s more important than ever to make your savings work as hard as possible. Join our host, Philippa Lamb, and VP Personal Finance at PensionBee, Maike Currie as they discuss: how Premium Bonds work, including the odds, limits, and why there’s no guaranteed return; how Cash ISAs compare on interest rates, access, and tax efficiency; and who should consider which option, and whether holding both makes...
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E50: Starting a pension from £0 at 50 years old with Hannah Martin, Simonne Gnessen and Sarah Durber
The Pension Confident Podcast
An estimated 7 million people aged over 50 in the UK have no private pension savings at all. Here's the reality: if you're one of them, it can feel too late to start. It isn't. Whether it's career breaks, the cost of living, a divorce, or simply never getting round to it - millions of people reach 50 with little or nothing put away. So how do you go from £0 to a pot that actually makes a difference? Join our host, Philippa Lamb, and our expert panel as they discuss starting a pension from scratch at aged 50: Founder of , Hannah Martin; Founder of , Simonne Gnessen; and VP Customer Success at...
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BONUS EPISODE: “As soon as I left that job, the pension stopped”
The Pension Confident Podcast
On this bonus episode, we hear from PensionBee customer Becca. Auto-enrolled into her first workplace pension, she assumed retirement saving would always just happen in the background. Then she went self-employed, and for eight years, it didn’t happen at all. We explore the self-employed pension gap with the help of pensions expert Dani Skerrett, Head of Content Marketing at PensionBee, covering everything from why Auto-Enrolment leaves millions of freelancers and sole traders behind, to the surprising cost of those years of disengagement. We also share how contributing just £30 a month can...
info_outlineEnjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
On this special bonus episode, we’re turning the mic around. We hear from our Host, Philippa Lamb, and Producer, Lucy Greenwell, as they discuss their favourite moments from Series 4 of The Pension Confident Podcast.
We’ve had some brilliant guests - from divorce lawyers to behavioural experts, authors to financial influencers, along with some of our favourite people from PensionBee HQ. On this episode, we’ll hear from:
- Author and Founder of Mrs Mummypenny, Lynn Beattie;
- Co-Founder at The Divorce Surgery, Harry Gates;
- Founder and Editor of Money to the Masses, Damien Fahy;
- Founder of Talented Ladies Club, Hannah Martin;
- Co-Founder of Startup School for Seniors, Suzanne Noble;
- Senior Software Engineer at PensionBee, Anindya Bhattacharyya; and
- Behavioural Expert and Co-Founder of Shaping Wealth, Neil Bage.
Episode breakdown
02:20 Biggest “I never knew” moment
04:07 Most shocking number
06:01 Surprising money tip
08:34 Funniest episode
10:22 Best episode for beginners
14:12 See you next year, for Series 5
Further reading, listening and watching
To learn more about the topics discussed in this bonus episode, check out these articles, podcasts and videos from PensionBee:
- Episode transcript (Blog)
- E35: The cost of divorce (Podcast)
- E37: The easiest way to retire with more money (Podcast)
- E38: How to shift careers (Podcast)
- E43: Who wants to be a pension millionaire? (Podcast)
- Creating a portfolio income in your retirement years (Blog)
- Don’t divorce your right to a decent pension (Blog)
- How much should you save for retirement? (Video)
- Pension Calculator (Calculator)
- What happens to my pension during a divorce? (Video)
- What is compound interest? (Blog)
Other useful resources
- ‘Feel the Fear and Do It Anyway’ by Susan Jeffers’ (Book)
- Government’s free Pension Tracing Service (GOV.UK)
- Pension disengagement could cost you up to £500,000 in retirement (PensionBee)
- The Carer’s Pension Gap Report (PensionBee)
- The UK Pension Landscape (PensionBee)
- Your Future Self: How to Make Tomorrow Better Today by Hal Hershfield (Book)
Catch up on the latest news, read our transcripts or watch on YouTube:
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