Retiring at 62: Should You Delay Social Security?
Plan Your Federal Retirement Podcast
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#129 Throwback Episode: Medicare and FEHB
Plan Your Federal Retirement Podcast
In this throwback episode Micah and Tammy will discuss what coverage do you have, and what coverage do you actually need? Everything you need to know about Medicare and Federal Employees Health Benefits, providing you with the answers you need to make informed decisions about your health coverage. Understand the importance of healthcare planning and find out the critical changes in healthcare plans, shedding light on the latest updates that directly impact you. Discover the inclusion of infertility benefits across all plans, enhanced maternal health coverage, and a focus on mental health and...
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Warning to Federal Employees: Don’t Fall for These Retirement Scams
Plan Your Federal Retirement Podcast
The more confident you are that you won’t be scammed, the more vulnerable you are. Scammed, Phished, Hacked, or Conned… isn’t just for the vulnerable population anymore. It’s happening with higher intensity levels than we have ever seen before. While there is never a “foolproof” method of avoiding being victimized, there are a few steps that you can take to safeguard yourself and your loved ones.
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Is It Possible to Access Your FERS Supplement Early?
Plan Your Federal Retirement Podcast
Is it possible to request a waiver to access the FERS Supplement two years early? My wife has 32/33 years but only turns 55 in August. Thanks. - Fred
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How Does Sick Leave Impact Your FERS Retirement Date and Pension?
Plan Your Federal Retirement Podcast
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Can I Receive My Pension and My Spouse’s Survivor Benefits at the Same Time?
Plan Your Federal Retirement Podcast
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#128 Why 'Buy and Hold' Doesn’t Always Work?
Plan Your Federal Retirement Podcast
Is “buy and hold” really the best strategy for retirement investing? In this podcast episode, Micah and Christian explore why this popular approach might not hold up especially in retirement. They explain how inflation, market downturns, and income needs require a more flexible investment strategy. You’ll learn to build a written plan, prepare for volatility, and make better decisions with your TSP and other investments. Tune in to gain practical insights to help you invest confidently throughout retirement.
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Can You Delay Your Annuity and Still Keep FEHB Coverage?
Plan Your Federal Retirement Podcast
Thank you for your wonderful and helpful videos on postponed retirement. The one question I have remaining is - I understand that if I retire at MRA and 10 that I cannot take my annuity without penalty until I am 62. Is there an option to continue with health benefits at time of resignation and not collect annuity until age 62 or do you have to start both at the same time? - Nancy
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Can You Change Your FEHB Plan if You're Facing a RIF?
Plan Your Federal Retirement Podcast
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Should You Transfer Your Entire TSP to an IRA in Retirement?
Plan Your Federal Retirement Podcast
info_outlineHow prepared are you if you no longer work for the Federal Government?
Maybe you accepted the Trump Administration’s “deferred resignation” package; maybe your agency did a Voluntary Early Retirement (authorized as a VERA); maybe there was a reduction in force of mass layoffs? Maybe you are one of the many federal employees that we have been chatting with who said, you know what, “It’s been real. Sometimes it has been fun. It’s no longer real fun.” and you just want to leave federal service.
Are you ready to leave federal service? If so, you may want your FERS Go Bag Packed and ready.
When planning for your federal retirement, one of the most important steps is to pack your "FERS Go Bag" - a metaphorical bag of financial and practical preparations to ensure a smooth transition when you leave federal services or, as smooth as things are going to be right now.
As financial advisors who have helped thousands of federal employees learn about their benefits (no matter where they are at in their careers), here is our list of the Top 5 Items you need to have verified and have before you leave Federal Service.