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What APRA Really Means for Property Investors

Positive Property Show with George Markoski | Money for Life Tips for Property Investors

Release Date: 12/07/2025

WARNING: Australia's Building Crisis Is Getting Worse show art WARNING: Australia's Building Crisis Is Getting Worse

Positive Property Show with George Markoski | Money for Life Tips for Property Investors

Consumer confidence has hit a 50-year low. Builders are collapsing under fixed-price contracts as material and diesel costs surge. The RBA is caught in a catch-22 where cutting rates risks reigniting inflation and holding them risks breaking households. In this Easter special of the Positive Property Show, George Markoski and co-host Adam Albright go through the building crisis data in depth and make the case that the structural fundamentals of Australian property remain unchanged. The construction picture is serious. Fixed-price contracts are sending builders to the wall. Metricon cancelled...

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Positive Property Show with George Markoski | Money for Life Tips for Property Investors

The rules of property investing have not changed, but the environment has shifted sharply, and the investors who understand what is happening right now are the ones who will be best positioned for what comes next. In this episode of the Positive Property Show, George Markoski delivers a full state of the world breakdown, connecting the Middle East conflict directly to Australian interest rates, housing supply, and the historic pattern that has followed every major crisis in Australian property history. George then makes the case that this environment, as difficult as it feels, is precisely...

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Positive Property Show with George Markoski | Money for Life Tips for Property Investors

The headlines are full of talk about a coming Australian property crash. In this episode of the Positive Property Show, George Markoski and co-host Adam Albright go through the data honestly and methodically to answer the question most investors are quietly asking. New Zealand's three-decade housing boom has ended. Canada's home prices have fallen 17% from their February 2022 peak. George walks through exactly what caused both of those corrections, and then holds those conditions up against Australia's current fundamentals to show where the comparison holds and, more importantly, where it...

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Positive Property Show with George Markoski | Money for Life Tips for Property Investors

The RBA has once again hiked the cash rate, now to 4.1%, with two more hikes expected and markets pricing in 4.6% by December 2026. The driving force is the Middle East conflict, which has led to the closure of the Strait of Hormuz, the chokepoint for 20% of the world's entire oil supply. Oil has spiked from $70 to $104 a barrel. With zero oil tankers, only two refineries, and real fuel reserves of around 10 to 18 days, Australia is significantly more exposed to this kind of supply disruption than most people realise. Much of what is counted in official reserve figures is fuel still in...

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Positive Property Show with George Markoski | Money for Life Tips for Property Investors

In this episode of the Positive Property Show, George Markoski is joined by Paul Dunn, co-founder of B1G1 (Buy1Give1), for a conversation about what buying an investment property looks like when it is connected to a bigger purpose. For those interested in property investment courses and strategies that go beyond the numbers, this episode shows the philanthropic layer of investing with Positive Property.   George shares how the Positive Property community funds schools in rural Cambodia through This Life Cambodia, with 200 bricks purchased every time a member joins or settles a property....

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The Pressure is Building: Breaking Down the Australian Housing Crisis show art The Pressure is Building: Breaking Down the Australian Housing Crisis

Positive Property Show with George Markoski | Money for Life Tips for Property Investors

Australian property market pressure is building beneath a stable surface. In this episode of the Positive Property Show, George Markoski goes beyond the headlines to present a stat-backed breakdown of the structural forces driving Australia's housing shortage and what it means for investors.   IN THIS EPISODE YOU'LL LEARN: Why Australia's housing shortage is an immigration math problem, not a building failure How construction costs, longer build times, and red tape are compounding the supply gap How population growth directly drives property prices, backed by global data Why developer...

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Positive Property Show with George Markoski | Money for Life Tips for Property Investors

In this episode, George and Christina Markoski set aside the regular market update to dig into the political forces threatening Australian property investors right now. George breaks down why he believes the proposed Capital Gains Tax changes are less about helping renters and more about a government cash grab that ultimately hands power to large corporations at the expense of middle-class Australians. He draws a straight line from Australian politics to a childhood game of Monopoly and a lesson his immigrant father taught him selling tomatoes at Port Adelaide: learn to fish, don't wait for...

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Positive Property Show with George Markoski | Money for Life Tips for Property Investors

In this episode, George Markoski from Positive Property reviews why simply buying property isn't enough, and reveals the three critical factors that separate struggling investors from those who create financial freedom through property investing in Australia.   Highlights: Why macro market conditions aren't enough (and the data-driven approach to predicting property performance) The three non-negotiables for building wealth Australian market insights: Queensland's population boom, rental vacancy at record lows, and Perth joining the million-dollar housing club How apartments can...

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Positive Property Show with George Markoski | Money for Life Tips for Property Investors

In this episode, George Markoski explains why most Australians never move past their first investment property.   Buying one property feels like success. But for many people, that’s where progress stops. George breaks down why this happens and why owning property is not the same as building a property portfolio.   Drawing on real experiences from working with investors across Australia, George explains the mindset shifts required to move beyond one property. He discusses fear of debt, outdated beliefs about paying off mortgages, and why leverage and structure matter when...

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Positive Property Show with George Markoski | Money for Life Tips for Property Investors

In this episode, George Markoski breaks down what’s really happening in the Australia property investment market and why interest rate hikes are not fixing inflation.   George explains why housing costs are a major driver of inflation, why building prices are unlikely to fall, and how population growth and housing shortages continue to put pressure on the market.   He also compares property to assets like shares, gold, and Bitcoin, and explains why property behaves differently over the long term.   You’ll hear why short-term fear often leads to long-term price growth, why...

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More Episodes

In this episode, George breaks down APRA’s new Debt-to-Income (DTI) rule coming in February 2026—and why investors shouldn’t panic. The rule limits banks to approving only 20% of new loans to borrowers with a DTI above six, but most lenders are already well below this threshold.

George explains how this move is more of a light “tune-up” than a crackdown, aimed at slowing down high-risk borrowers while creating a rare buying window for educated investors. With fewer investors able to borrow, rental supply tightens, rents rise, and cash flow strengthens—setting up a classic accumulation phase.

Mortgage broker Barbara adds that lenders still have plenty of room under the cap, and experienced investors often get more flexibility from banks than first-timers.

George also answers questions on rental vacancies, buying property with a partner, Super 6 structures, commercial property risks, inheritance tax, and why Victoria may currently be one of the strongest buying opportunities.

About Money for Life:
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