Winning the Retirement Game: Your Strategic Playbook
Providence Financial Retirement Show with Anthony Saccaro
Release Date: 03/03/2025
Retirement Q&A (Roth Conversions, Annuities, 4% Rule + More)
Providence Financial Retirement Show with Anthony Saccaro
Join us for a Q&A-style deep dive as we tackle the retirement planning questions you’ve been asking: Inflation: Learn how rising prices slowly chip away at your purchasing power — what used to cover essential expenses now may fall short. Interest Rates: Discover the ripple effect of rate changes on income streams and savings—whether you’re holding CDs or fixed-income investments. Stock Market Volatility: Anthony explains why market swings shouldn’t derail your long-term retirement income plan and how to stay grounded. 4% Rule: Is it still reliable? We’ll revisit this classic...
info_outline
The Price of Waiting
Providence Financial Retirement Show with Anthony Saccaro
Welcome to episode #400! This week, we explore the unseen cost of inaction in retirement planning — from delaying tax planning and staying trapped in growth investments (rather than shifting to income investments), to hoping the market simply rebounds. With interest rates expected to drop later this year and tax laws set to evolve — such as potential extensions of tax cuts and raised standard deductions for seniors — clinging to outdated assumptions can quietly erode your nest egg. Learn why the time to act is now: expert tax preparation, timely portfolio rebalancing, and...
info_outline
Retirement in a Shifting Economy
Providence Financial Retirement Show with Anthony Saccaro
With recent market turbulence — fueled by geopolitical tensions, rising oil prices, tariffs, and inflation — many retirees are feeling the pressure. How do you stay grounded when everything is shifting? In this week's podcast, we break down how these forces can impact your retirement income strategy and why having a proactive, long-term plan is more important than ever. What you'll learn: - How Fed policy is evolving in response to rising energy costs and global conflict - Why keeping a cash reserve and avoiding emotional moves matters now - Strategies to adjust your portfolio during...
info_outline
How to Retire and Make Your Money Last
Providence Financial Retirement Show with Anthony Saccaro
We take the time this week to explore the evolving dynamics of retirement planning. Gone are the days when a 30-year tenure at a single company culminated in a comfortable pension and a worry-free retirement. Today, retirees face a complex array of challenges, including inflation, market volatility, and the gradual disappearance of traditional pension plans. We delve into how the Federal Reserve's monetary policies influence interest rates, impacting both savings and investment returns. We also discuss the shift from defined benefit to defined contribution plans, placing more...
info_outline
7 Warning Lights Retirees Miss
Providence Financial Retirement Show with Anthony Saccaro
This week's podcast sheds light on seven critical yet often overlooked warning signs that could derail your retirement plans. 1. Market Volatility: Sudden market swings can significantly impact your retirement savings, especially if they occur early in your retirement. Understanding sequence of returns risk is crucial to safeguarding your nest egg. 2. Inflation's Silent Erosion: Over time, inflation can diminish your purchasing power, affecting your ability to maintain your desired lifestyle. It's essential to have strategies in place to combat this silent threat. 3. Outdated...
info_outline
RMDs and Roth Conversions - Navigating the Tax Maze of Retirement
Providence Financial Retirement Show with Anthony Saccaro
This week's podcast is focused on the intricacies of Required Minimum Distributions (RMDs) and Roth IRA conversions—two pivotal elements in retirement planning. With the age for initiating RMDs now set at 73, retirees are compelled to withdraw a minimum amount annually from their traditional retirement accounts, potentially escalating their taxable income. We explore strategies to manage these distributions effectively, including the timing of withdrawals and the implications of deferring the first RMD to April 1 following the year one turns 73. Transitioning to Roth IRA conversions, the...
info_outline
Annuities: Weighing Stability Against Flexibility
Providence Financial Retirement Show with Anthony Saccaro
This week on the podcast we delve into the rising interest in annuities as a response to current economic uncertainties. With market volatility, discussions of potential recessions, and global tensions, many retirees are seeking stability over growth, making annuities an attractive option for guaranteed income. We explore how annuities function, their benefits in providing a steady income stream, and the reasons behind their recent surge in popularity. However, it's essential to understand that annuities aren't a one-size-fits-all solution. We'll discuss scenarios where annuities might...
info_outline
Tariffs and Your Retirement: Navigating Economic Uncertainty
Providence Financial Retirement Show with Anthony Saccaro
In this episode of the Providence Financial Retirement Show, we discuss the recent implementation of President Trump's tariffs and their potential impact on the economy and retirees. With tariffs reaching up to 145% on Chinese imports, consumers may face higher prices on everyday goods, from electronics to clothing. Anthony discusses how these tariffs, intended to protect domestic industries and influence trade negotiations, can lead to increased inflation and market volatility. For retirees on fixed incomes, this could mean a decrease in purchasing power and potential adjustments to...
info_outline
Mastering Emotions: The Key to a Fulfilling Retirement
Providence Financial Retirement Show with Anthony Saccaro
In this episode of the podcast, we delve into the often-overlooked emotional aspects of retirement planning. While market corrections, geopolitical tensions, and economic uncertainties can stir anxiety, it's the mastery over our emotional responses that truly determines retirement success. A successful retirement isn't solely about the size of your portfolio but about ensuring a steady income stream that lasts a lifetime. Drawing parallels between financial strategies and emotional preparedness, we discuss how understanding concepts like sequence of returns risk and maintaining a...
info_outline
Navigating Retirement Risks: Roth Conversions, Inflation, Sequence of Returns, and Bonds
Providence Financial Retirement Show with Anthony Saccaro
In this week's podcast, we delve into four critical aspects of retirement planning that can significantly impact your financial future. - Roth Conversions: This strategy involves transferring funds from a traditional IRA or 401(k) to a Roth IRA, paying taxes on the converted amount now to enjoy tax-free withdrawals later. It's particularly beneficial if you anticipate higher tax rates in the future or want to reduce required minimum distributions (RMDs) in retirement. - Inflation: Over time, rising prices can erode the purchasing power of your retirement savings. Even modest inflation...
info_outlineJust like sports, retirement requires a solid game plan. Are you ready for the biggest game of your life? In this episode, we’ll walk you through the Retirement Playbook — a strategic guide to ensure all the components of your retirement work together seamlessly so you can win the retirement game.
But what does “winning” in retirement actually mean? It’s about having financial security, peace of mind, and the freedom to enjoy life on your terms. Just as no sports team relies on a single play, your retirement shouldn’t depend on just one strategy. We’ll discuss how to build a flexible plan that can adapt to whatever life throws your way.
And just as important as the playbook is choosing the right coach. In the second half of life, you need an advisor who focuses on defense — protecting your assets — rather than risky offensive plays.
Listen in to learn how to create a winning retirement strategy and make sure you’re fully prepared for “game day”.
>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>
LET’S CONNECT
Show website:
https://www.providencefinancialpodcast.com
Find us at:
https://www.providencefinancialinc.com
Get to know Anthony:
https://anthonysaccaro.com
Anthony's book:
https://morelifethanmoneybook.com
Amazon Author Page:
https://amazon/author/anthonysaccaro
YouTube:
https://www.youtube.com/c/AnthonySaccaro/featured
Radio:
https://www.providencefinancialradio.com
Yelp:
https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills
Facebook:
https://www.facebook.com/Providence.FinancialInc/
Twitter:
https://twitter.com/AnthonySaccaro
LinkedIN:
https://www.linkedin.com/in/anthonysaccaro/