Buying Rentals In The Path Of Progress With Luca Garaci & Mat Roegiers (Ep 539)
Rental Income Podcast With Dan Lane
Release Date: 09/16/2025
Rental Income Podcast With Dan Lane
On this episode, I’m joined by Jeremy Smith, an investor who proves you don’t need hundreds or thousands of rental properties to be successful. Jeremy owns just a few rentals, but they generate enough monthly cash flow to cover all of his living expenses. Jeremy still works a full-time job, but his rentals give him a powerful safety net. If his income dips in a slow month or an unexpected expense pops up, the extra cash flow from his properties helps absorb the hit and keeps stress low. We talk about why Jeremy focuses on low-maintenance, high-quality properties instead of chasing...
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Joel has been investing in rental properties for 48 years and has figured out how to increase rental income without buying more properties. On this episode, Joel shares practical strategies he uses to get more cash flow from the rentals he already owns. We talk about how he keeps up with rent increases to make sure his properties stay profitable, along with inexpensive upgrades that help units look better and command higher rent. Joel explains his approach to flooring, including LVP vs. carpet, and whether it makes sense to make tenants responsible for washer and dryer repairs. The...
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Tim Delaney has built a diversified real estate portfolio that includes long-term rentals, a short-term rental, and a strip mall. What makes his story especially interesting is that his very first deal was the strip mall, and he bought it with zero money out of pocket. On this episode, Tim breaks down how that deal came together and how a simple conversation with his banker introduced him to the BRRRR strategy. Tim knew he wanted to rehab properties, but he also knew his limits. He wasn’t a contractor and didn’t have deep construction knowledge. Instead of forcing it, he partnered with...
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Ron took an unconventional path to financial freedom. He was living a comfortable life in California when he realized his money would go a whole lot farther buying rentals somewhere else. So he packed up, moved across the country to Connecticut, and got to work building a rental portfolio from the ground up. Over the next several years, he bought properties, self-managed tenants, handled maintenance, and slowly created the income stream he needed .But after plenty of tenant phone calls, turnovers, and years of being on duty 24/7, Ron felt the tug for something different. He was ready...
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Terry Kerr didn’t get it right when he first started buying rental properties. In fact, he made just about every mistake you can make. He bought in the wrong areas, took on rehabs himself to “save money,” hired the wrong people, and bought properties that were either too big or too small to work as profitable rentals. Over time, Terry figured out what actually matters. He found the sweet spot for the ideal rental property and built a system around it. On this episode, Terry breaks down what he learned from those early missteps, what he looks for now when buying a rental, where he got...
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Greg Thompson’s story is proof that your past financial mistakes do not get the final say. In his 20s, Greg admits he had no idea how to manage money. A string of bad financial decisions eventually left him homeless. Fast forward to today, and Greg owns a portfolio of 37 rental units and has built more than $1 million in equity. On this episode, Greg walks us through how he completely turned his life around and, more importantly, how he came up with the money to start buying rentals when he had nothing. We break down how house hacking helped him get his first foothold, how refinancing...
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Alana Kern is proof that you can build a rental portfolio while working a busy full-time job. She has steadily grown her rentals by being intentional with her time and systems. On this episode, we break down how many hours Alana actually spends managing her rentals, the platform she uses to advertise vacancies, and the processes that help her stay organized. Alana also shares a tough lesson from a tenant she didn’t thoroughly screen, what went wrong, and what she does differently now. We also talk about Alana’s long-term plan to eventually leave her job and live off rental income. She...
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Matt McCurdy had a solid 9–5 job on paper, but the corporate life wasn’t for him. Long days indoors and a lack of control over his time pushed him to ask a simple question: there had to be a better way. Matt set out with a clear plan to replace his W-2 income with rental income, and he made it happen. On this episode, Matt breaks down exactly how he did it. He shares how many doors it took to replace his paycheck, how he financed his properties, and how he continued buying rentals after walking away from his W-2 income. We also dive into his current strategy, why he’s focused on...
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Zach started buying rentals at 21 with no family money, no partners, and no roadmap. He didn’t come from a real estate background, but he taught himself creative financing and pushed forward deal by deal. In just two years, he built a large rental portfolio that now includes more than 100 properties. On this episode, Zach walks us through exactly how he did it. He shares how he built a trustworthy team to handle construction and property management, and why setting clear goals played a huge role in keeping him on track. We also talk about how making networking a priority opened doors he...
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On this episode, we walk step by step through how Derek Harris built his rental portfolio from the ground up. Derek has been buying rental properties for five years, and today he owns 10 doors. He takes us through each acquisition, explaining how he found the properties, their condition, and the work he did to fix them up. Derek also breaks down how he financed every deal. He talks about where he found the money for his down payments, how he structured his loans, and why he started using DSCR loans as he grew. We also get into the details of his portfolio, including total rent,...
info_outlineLuca and Mat have built a rental portfolio by repeatedly buying condos in the same complex. They know the floor plans, understand the values, and can move quickly when a new unit hits the market, giving them a huge advantage over other buyers.
A new train line is being built nearby, drastically reducing the commute time to the city center. Luca and Mat believe the neighborhood is poised for growth once the station opens, and they’ve been buying aggressively in anticipation of rising property values and rents.
On this episode, they share how they spotted the opportunity early, what signs they look for when investing in the path of progress, and how you can identify similar trends in your own market.
We also discuss their mission-driven strategy of renting to disabled military veterans and how it’s made a difference in their business and their community.
https://rentalincomepodcast.com/episode539
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