Can We Save Social Security? What Every Retiree Needs to Know
Release Date: 05/07/2025
Hijacked by Headlines: How Fear and Misinformation Derail Your Wealth Plan
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Why Doing It Yourself Might Cost You More
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Is Tokenization the Future of Investing?
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Define the Date and Take the Next Step
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In this week’s episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, unpacks one of the most common phrases he hears from clients: “I’ll retire in five years.” But what does that really mean - and what’s holding people back from following through? With stories drawn from real-life experience, Darryl explores how this five-year mindset can become a psychological trap, one that offers comfort without commitment. From the emotional side of financial planning to the real-life consequences of delay, this episode is a call to clarity and action. Key...
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What the U.S. Credit Downgrade Means for Your Money
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In this week’s episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, breaks down the recent U.S. credit downgrade by Moody’s - and what it really means for the economy, the markets, and your personal finances. While headlines may spark panic, Darryl walks listeners through the facts with clarity and perspective. From the ripple effect on mortgage rates to the role of active bond managers, Darryl explains why this downgrade, though historic, isn’t cause for alarm - and why the U.S. remains, in his words, “the cleanest shirt in a dirty load of...
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Discovery Is Not a Sales Pitch - It’s a Conversation
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Lessons from Warren Buffett’s Playbook
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Can We Save Social Security? What Every Retiree Needs to Know
Retire In Texas
In this week’s episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, takes on one of the most urgent and often misunderstood topics in retirement planning: Social Security. With headlines swirling, political tensions rising, and myths spreading, Darryl breaks down the real math behind the Social Security system, the challenges it faces, and what retirees (and future retirees) need to understand today. Drawing on personal stories, economic context, and practical advice, Darryl explains why this issue affects everyone - not just those currently receiving checks -...
info_outlineIn this week’s episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, takes on one of the most urgent and often misunderstood topics in retirement planning: Social Security. With headlines swirling, political tensions rising, and myths spreading, Darryl breaks down the real math behind the Social Security system, the challenges it faces, and what retirees (and future retirees) need to understand today.
Drawing on personal stories, economic context, and practical advice, Darryl explains why this issue affects everyone - not just those currently receiving checks - and how thoughtful, long-term thinking can help you navigate decisions like when to claim benefits, how to plan for your spouse’s future, and what tax impacts to watch for.
Key highlights of the episode include:
• Why Social Security has been called a “Ponzi scheme” - and whether that label is fair.
• The looming 2033 shortfall and what it could mean for benefit payouts.
• Why investment policy (or the lack of it) in the Social Security trust fund matters so much.
• The dangers of claiming benefits early without considering your spouse’s future.
• How Social Security taxation really works - and the thresholds that affect you.
Whether you’re already retired or getting close, this episode is designed to help you understand how Social Security impacts your financial picture - and what you can do now to make informed, confident decisions about your retirement income.
For more insights or to connect with a PAX Financial Group advisor, visit www.PAXFinancialGroup.com.
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