Greatest Hits Episode: The Divine Purpose of Work
Retire In Texas
In this week’s Greatest Hits edition of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, reflects on the deeper meaning of work, beyond the paycheck and the hustle, and explores how our jobs can serve as a spiritual journey. As we wrap up 2025, this episode offers a thoughtful look at the concept of the dignity of work, making the case that how we work - and how we view work - can shape not just our careers, but our character and communities. Darryl shares personal stories, scriptural insights, and life lessons that challenge the cultural narrative of busyness...
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How Do Different Personality Types Handle Money?
Retire In Texas
In this week’s episode of Retire in Texas, Darryl Lyons explores one of the most overlooked drivers of long-term financial success: behavior. Rather than focusing on market performance or investment selection, Darryl breaks down why the way we think, communicate, and make decisions could potentially have a greater impact on outcomes than the strategies we choose. Darryl begins by reflecting on his own journey into behavioral finance and how studying the intersection of psychology, neuroscience, and traditional finance reshaped his perspective on the role of a financial advisor. That...
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Is Wall Street Moving to Texas?
Retire In Texas
In this week’s episode of Retire in Texas, Darryl Lyons explores one of the most significant economic shifts happening in our state: the creation of the Texas Stock Exchange - and what this means for business owners, investors, and the long-term financial landscape of Texas. Darryl begins by sharing a personal story from a recent trip to New York with his daughter, reflecting on how Wall Street has changed over time and how electronic trading has transformed the markets. That reflection sets the stage for today’s discussion: the movement of major financial infrastructure away from New York...
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How Do I Prepare My Business for a Future Sale?
Retire In Texas
In this episode of Retire in Texas, Darryl Lyons and PAX Financial Advisor Greyson Hanna take listeners through the emotional, practical, and behavioral realities that business owners face when preparing to transition out of their companies. Drawing on years of advising entrepreneurs - and personal experience from a family of business owners - Darryl explains why selling a business is far more than a financial transaction. They break the conversation into the six phases of PAX Financial Group’s business transition process: Phase Zero: Understanding the Owner and Spouse, including personal...
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How Do I Improve My Mental Health in Today’s Economy?
Retire In Texas
In this episode of Retire in Texas, Darryl Lyons addresses the growing emotional and mental strain many Americans are experiencing in today’s economic climate. With 83% of individuals reporting that rising costs are affecting their mental health, Darryl unpacks the concept of “stressflation” and explains why financial pressure has become overwhelming for many households. He breaks the discussion into five key areas using the PERMA happiness framework: Positive emotions, including how practicing gratitude, shifting perspective, and focusing on personal progress can help reduce negative...
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What Tax Moves Can I Make Before 2025 Ends?
Retire In Texas
In this episode of Retire in Texas, Darryl Lyons offers a general year-end reminder list to help listeners stay organized as they review their financial and tax-related items. As the year closes, Darryl walks through several topics that individuals and families may want to revisit with their tax or financial professionals. He breaks the discussion into four broad areas: Considerations such as reviewing pay stubs, retirement distributions, and personal budgeting tools to help ensure your information is accurate. General guidance on contribution deadlines, RMD requirements, Roth conversion...
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What Is Ransomed Life? Fighting Child Trafficking in San Antonio
Retire In Texas
In this powerful episode of Retire in Texas, host Darryl Lyons, CEO and Co-Founder of PAX Financial Group, is joined by Sarassa Inglis, Executive Director at Ransomed Life, and Roger Stukkie, Financial Advisor at PAX and a board member at Ransomed Life. Together, they shed light on the realities of child sex trafficking and exploitation happening right here in our local communities, and how Ransomed Life has been providing hope, healing, and mentorship for the past ten years. In this episode, you’ll hear: The truth about human trafficking in San Antonio - and why it’s not just a border...
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Are Women Better Investors Than Men?
Retire In Texas
In this week’s episode of Retire in Texas, host Darryl Lyons, CEO and Co-Founder of PAX Financial Group, explores a fascinating question supported by years of research: why do studies suggest that women often achieve different investing results than men? Darryl unpacks two key reasons - overconfidence and impulsiveness - and how humility and patience can support more thoughtful, long-term decision-making. He shares personal stories, including how his own wife’s encouragement shaped his career, and how engaging a spouse in financial decisions can foster stronger communication and...
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How Can Kids Heal After Losing a Parent?
Retire In Texas
In this heartfelt episode of Retire in Texas, host Darryl Lyons, CEO and Co-Founder of PAX Financial Group, sits down with Dr. Marian Sokol, former CEO of the Children’s Bereavement Center of South Texas, to explore how grief affects children - and how healing begins through connection, creativity, and compassion. From art therapy to peer support groups, Dr. Sokol shares how the Bereavement Center has helped thousands of children and families navigate the pain of losing a loved one. She also discusses the center’s outreach in Uvalde, its school-based counseling programs, and how...
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Is a 2030 Depression Really Coming? Part III
Retire In Texas
In the final installment of this three-part series, Darryl Lyons, CEO & Co-Founder of PAX Financial Group, takes a deeper look at the widely discussed predictions of a potential market downturn in 2030. Rather than leaning into fear, headlines, or doomsday forecasts, Darryl breaks down the four major forces that many believe could collide: government spending, inflation, demographic shifts, and a potential AI bubble. Darryl also discusses the “Chicken Little” voices that have been calling for market catastrophe for decades, spotlighting the dangers of linear thinking, pessimistic...
info_outlineIn this episode of Retire in Texas, Darryl Lyons and PAX Financial Advisor Greyson Hanna take listeners through the emotional, practical, and behavioral realities that business owners face when preparing to transition out of their companies. Drawing on years of advising entrepreneurs - and personal experience from a family of business owners - Darryl explains why selling a business is far more than a financial transaction.
They break the conversation into the six phases of PAX Financial Group’s business transition process:
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Phase Zero: Understanding the Owner and Spouse, including personal history, sacrifices, communication styles, and behavioral tools like the Enneagram to uncover motivations and priorities.
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Phase One: Business Discovery & Exit Readiness Assessment, where owners begin evaluating industry dynamics, operational gaps, and qualitative questions that often seem simple - but prove surprisingly difficult to answer.
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Phase Two: Valuation Preparation, helping owners gather the information needed for an equity estimate that provides a directional view of their company’s worth rather than relying on guesswork.
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Phase Three: Honest Conversations & Risk Review, inviting both spouses into discussions about fears, expectations, long-term goals, and the emotional impact of stepping away from the business.
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Phase Four: Strategy & Buyer Fit, covering potential internal and external buyers, tax considerations, tradeoffs, and the importance of allowing enough runway - often years, not weeks - to position the business properly.
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Phase Five: The “Wheel of Life” Transition, where owners begin planning purpose, meaning, and fulfillment beyond the sale, ensuring they enter retirement with clarity, stability, and a vision for how they want to spend their time.
If you know a business owner preparing for their next chapter, feel free to share this episode with them!
This episode provides general educational information only and is not intended to provide specific investment, tax, or legal advice.