088: The Importance of Retirement Planning for Women and Widows with Alina Osokhovska, CFP®
Release Date: 09/24/2025
Matt's Markets on the Move Q1: April 2026
Retirement Road Map
SHP Financial Co-Founder, Matt Peck, CFP®, CIMA®, and Lead Advisor, Laura Russo, sit down for their quarterly market update. Matt and Laura will take a look back at Q1, discuss the current state of the markets, where we are headed, and what this means for your future and finances. They'll also address key questions submitted by our clients. Visit shpfinancial.com for more information!
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101: Financial Planning Tools & Strategies For Every Stage of Life with Chris Willis
Retirement Road Map
Financial planning is a lifelong process that evolves with each stage of life. Yet many people either start too late or focus on the wrong priorities and miss key opportunities that could significantly impact their long-term financial success. Without a clear roadmap, it’s easy to overlook critical strategies that compound over time. Today, Derek Gregoire is joined by SHP Financial Advisor Chris Willis to walk through the financial priorities everyone should consider at each stage of life. From early investing habits to retirement income strategies, Chris shares practical insights drawn from...
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100: The Most Important Lessons We've Learned After 20+ Years of Financial Planning
Retirement Road Map
With over 20 years of financial planning experience and having helped thousands of retirees and pre-retirees successfully plan for retirement, we’ve learned which planning mistakes can derail retirement and which strategies help clients retire with confidence and peace of mind. In this very special episode, SHP Financial’s co-founders Derek Gregoire, Keith Ellis Jr., and Matthew Peck reflect on the biggest lessons they’ve learned after 100 podcasts and all the years of building a successful wealth management firm. From evolving investment strategies to the growing importance of tax...
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099: Smart College Planning Strategies for Parents and Grandparents with Laura Russo
Retirement Road Map
Planning for retirement doesn’t always stop with your own financial future. For many families, helping children or grandchildren afford a college education has become one of the biggest priorities facing retirees and pre-retirees. With rising tuition costs, evolving financial aid rules, and widespread misconceptions around 529 plans and FAFSA, families with great intentions can unknowingly make costly mistakes without the right strategy in place. In this episode, Matthew Peck is joined by SHP Financial Advisor Laura Russo to break down the increasingly complex world of college...
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098: New Estate Planning Laws and Trends You Need to Know in 2026 with Keith McManus
Retirement Road Map
Planning for the future doesn’t stop once your estate documents are signed. As laws change, family dynamics evolve, and asset values grow, outdated estate plans can create unintended consequences. In this episode, Keith Ellis Jr. is joined by estate planning attorney Keith McManus to discuss current estate planning trends, common misconceptions, and the real risks families face when plans aren’t properly reviewed. With over 30 years of experience, Keith McManus explains why estate planning is never a one-and-done decision and why proactive updates matter more than most people realize....
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097: The Most Common Questions Pre-Retirees Have About Retirement with Mike Guthrie
Retirement Road Map
Mentally preparing for retirement often generates more questions than answers. From wondering if you’ve saved enough to figuring out when you can finally stop working, many pre-retirees feel uncertain about what comes next. And then you add concerns around taxes, healthcare, Social Security, and market volatility, and it’s easy to feel overwhelmed without a clear plan in place. In this episode, Keith Ellis Jr. is joined by SHP Financial Advisor Mike Guthrie to tackle the most common questions they’ve heard from clients over the years. With decades of combined experience, Keith and Mike...
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096: SHP’s 2025 Year in Review and a Look Ahead to 2026
Retirement Road Map
As we kick things off in 2026, it’s a natural time to reflect on how quickly time passes and how important it is to have a plan that evolves as life, markets, and priorities change. Volatility, political uncertainty, and shifting tax laws continue to remind investors that retirement isn’t just about accumulating money; it’s about knowing how to manage it so you can spend it with confidence. In this episode, SHP Financial co-founders Matthew Peck, Derek Gregoire, and Keith Ellis, Jr. got the band together in the studio to look back on the past year and reflect on how the firm—and the...
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Matt's Markets on the Move Q4: January 2026
Retirement Road Map
SHP Financial Co-Founder, Matt Peck, CFP®, CIMA®, and Lead Advisor, Laura Russo, sit down for their quarterly market update. Matt and Laura will take a look back at 2025, discuss the current state of the markets, where we are headed, and what this means for your future and finances. Visit shpfinancial.com for more information!
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095: 2026 Market Outlook: Reasons to Be ‘Uncomfortably Bullish’ on the Economy and AI with Michael Arone
Retirement Road Map
It’s a new year, and financial uncertainty continues to be a pressing topic for investors. Questions around interest rates, inflation, tariffs, artificial intelligence, and global market stability continue to dominate headlines, leaving many retirees and pre-retirees wondering how to position their portfolios for what comes next. That’s why we’re incredibly grateful to have Michael Arone on the podcast today. Mike is the Managing Director and Chief Investment Strategist at and has over three decades of experience navigating market cycles. From other down periods like the dot-com bubble,...
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094: What Investors Should Consider Before Adding Gold Assets to Their Portfolios with David Hathaway
Retirement Road Map
For many investors, 2025 has raised difficult questions about safety, inflation, global instability, and how to protect wealth in an increasingly unpredictable environment. With gold posting some of its strongest performance in decades, many are wondering whether it belongs in their portfolios. So today, SHP Financial’s Matthew Peck is joined by Senior Portfolio Analyst David Hathaway to break down the factors behind gold’s surge. From geopolitical tensions to inflation concerns, David explains why gold has historically served as a store of value, how it behaves in crisis periods, and why...
info_outlineLosing a spouse is one of life’s most painful experiences, and in the midst of grief, surviving partners are often faced with overwhelming financial decisions. From settling estates to adjusting to changes in income, the process can feel like an impossible burden to carry alone. Without a plan in place, surviving spouses may find themselves vulnerable to financial missteps at a time when clarity is hardest to find.
In this episode, SHP Financial’s Derek Gregoire is joined by Planning Advisor Alina Osokhovska, CFP® to explore the critical importance of financial planning for widows. With years of experience guiding families through difficult transitions, Alina explains how proper planning can bring stability, reduce stress, and provide widows with the confidence to focus on healing rather than paperwork.
In this conversation, Derek and Alina unpack the key financial considerations after the loss of a spouse, from estate settlement and tax bracket changes to Social Security benefits and cash flow adjustments. They also discuss proactive strategies for couples to ensure that if the unthinkable happens, surviving spouses are not left unprotected.
Whether you are preparing for the future or currently walking through loss, this episode offers compassionate guidance and practical steps to ease the burden during one of life’s most difficult transitions.
In this podcast interview, you’ll learn:
- Why women are statistically more likely to become widows and the financial challenges that come with it.
- The critical first steps when settling an estate after the loss of a spouse.
- How income and cash flow change when pensions, Social Security, or other benefits are reduced or lost.
- The hidden tax consequences widows often face and how proactive planning can help mitigate them.
- Advanced planning strategies for couples, including estate exemptions, step-up in basis, and inherited IRA considerations.
Want the Full Show Notes?
To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast
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