Interest Rates, Inflation & Your Retirement
Retire With Integrity Podcast with Brian Bowen
Release Date: 08/08/2024
Selling As A Senior and Being Proactive
Retire With Integrity Podcast with Brian Bowen
In this episode of the Retire with Integrity podcast, Brian Bowen and Brett Sharp discuss the pressing concerns of retirees, particularly focusing on inflation, long-term care, and the dynamics of the real estate market amidst fluctuating interest rates. They explore how these factors impact retirement planning and the financial security of older Americans, emphasizing the importance of proactive financial strategies.
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HELOC's, Seller Financing and Taxes
Retire With Integrity Podcast with Brian Bowen
This week Brian discusses the pros and cons of using HELOCs, emphasizing the importance of using the funds wisely and considering the potential risks. He also explains the benefits of seller financing in real estate transactions and highlights the tax advantages it offers. Additionally, Brian discusses the impact of interest rates on different types of investments and provides insights into making sound financial decisions. 00:00 Introduction 00:49 Discussion on Home Equity Lines of Credit (HELOCs) 02:10 Exploring the Benefits of Seller Financing in Real Estate 06:13 Impact of...
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Interest Rates, Inflation & Your Retirement
Retire With Integrity Podcast with Brian Bowen
Brian and Brett are back and in this episode they discuss the anticipation and anxiety surrounding a potential interest rate cut by the Federal Reserve in September. Thery explore the impact of interest rate cuts on the economy, investors, and savers. The conversation also touches on topics such as mortgage rates, inflation, and the future of Social Security. Additionally, the hosts discuss the importance of financial education and mindset in achieving financial goals. 00:00 The Anticipation and Anxiety of an Interest Rate Cut 01:57 Buying Opportunities in a Market...
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Retirement - Are You Confident About Yours?
Retire With Integrity Podcast with Brian Bowen
In this episode of the Retire with Integrity podcast, Brian Bowen and Brett Sharp discuss the role of finance in retirement confidence. They share a story about a prospective client who was confident in his investment portfolio but had not considered tax planning or other strategies. They emphasize the importance of financial planning beyond just investing, including tax planning, estate planning, and building wealth through various avenues. They also discuss the difference between investing and saving, and the need for super savers to be more open to taking risks. The episode concludes with a...
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Your Health, Estate Planning & Getting A Good Night's Sleep
Retire With Integrity Podcast with Brian Bowen
In this week's episode of the Retire With Integrity Podcast, Brian and Brett talk about a wide range of topics related to retirement planning, financial strategies, real estate considerations, and health implications. They delve into the impact of regional bank regulations, the significance of location in real estate, retirement age comparisons, tax planning strategies, and the importance of estate planning. Additionally, they guys discuss talk about what it takes to get a good night sleep. 00:00 Introduction to Retirement Planning and Financial Strategies 03:16 Real...
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Financial Role Models, Estate Planning & Rainy Day Funds
Retire With Integrity Podcast with Brian Bowen
In this episode, Brian Bowen and Brett Sharp discuss the importance of being a good financial role model for children, the challenges of retirement planning for business owners, and strategies for protecting and growing business assets. They also cover the topic of emergency savings, the role of Social Security in retirement planning, and the concept of single premium immediate annuities (SPIA) for retirement income. 00:00 The Importance of Being a Financial Role Model for Children 03:15 Challenges of Retirement Planning for Business Owners 06:34 Strategies...
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The Fed, Social Security and You
Retire With Integrity Podcast with Brian Bowen
In this episode, Brian Bowen and Brett Sharp discuss the possibility of interest rate hikes by the Federal Reserve and the impact on the economy. They emphasize the importance of individuals taking control of their own financial lives and increasing their financial IQ. They also discuss the significance of understanding clients' fears, conflicts, and dying wishes when working as a financial advisor. Additionally, they touch on the topic of Social Security benefits for married couples and the potential tax benefits of not being married. 00:00 Introduction and Speculation on...
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Scavenger Hunt For Inheritance, Costco Gold and French Fries...Oh My
Retire With Integrity Podcast with Brian Bowen
In this episode, Brian and Brett discuss various topics including an unusual way to dole out a man's inhertiance...with a posthumous scavenger hunt! The guys also discuss gift taxes, the importance of comprehensive financial planning, the rise in gold sales, and the need for a retirement plan. They emphasize the importance of collaborating with different advisors and taking the time to plan for retirement. And also discuss french fries being considered a "luxury". 0:00: French fries are a luxury? 4:03: Understanding Gift Taxes and Their Implications 8:49: The Importance...
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Interest Rates, Healthcare and Crying Spas In New York City
Retire With Integrity Podcast with Brian Bowen
In this new episdoe Brian and Brett talk about various topics including the Federal Reserve's interest rate cuts, commercial real estate loans, selling rental properties, and long-term healthcare insurance. The hosts discuss the potential impact of interest rate cuts on the real estate market and the challenges faced by commercial real estate investors with balloon payments. They also provide insights on selling rental properties and the tax implications involved. Additionally, they debate the need for long-term healthcare insurance and the importance of analyzing the costs and benefits....
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Creative Tax Strategies & The Importance Of An Exit Plan
Retire With Integrity Podcast with Brian Bowen
Brian and Brett talk about creative ways to reduce tax burdens, such as giving property deeds to farmhands or getting married on paper. Brian also talks about and helps you to understand more aabout opportunity zones and 1031 exchanges. He also emphasizes the importance of knowing the tax rules and planning for the five D's: death, disability, divorce, disagreement, and distress. The guys also discuss advice for business owners and real estate investors on how to minimize taxes, pass on wealth to the next generation, and create exit plans 00:00 Creative Ways to Reduce Taxes 02:47 ...
info_outlineBrian and Brett are back and in this episode they discuss the anticipation and anxiety surrounding a potential interest rate cut by the Federal Reserve in September. Thery explore the impact of interest rate cuts on the economy, investors, and savers. The conversation also touches on topics such as mortgage rates, inflation, and the future of Social Security. Additionally, the hosts discuss the importance of financial education and mindset in achieving financial goals.
- 00:00 The Anticipation and Anxiety of an Interest Rate Cut
- 01:57 Buying Opportunities in a Market Downturn
- 03:23 The Impact of Lower Interest Rates on Borrowers and Savers
- 04:23 The Current State of Mortgage Rates
- 09:34 Inflation and its Effect on Middle-Class Americans
- 15:18 The Importance of Financial Education and Mindset