477: 10 Steps to Prepare Your Finances for Retirement
Retire With Purpose - The Retirement Podcast
Release Date: 01/10/2025
503: Investing at the Sleeping Point: Finding Peace in Your Portfolio
Retire With Purpose - The Retirement Podcast
After a sharp rebound in the market, you may still feel the lingering effects of recent volatility. But before the next tide of turmoil, now is an ideal time to deploy the "Sleeping Point" Strategy: adjusting your portfolio to a level where you can sleep soundly at night. In this episode, we discuss: The importance of reducing risk before panic How to embrace proactive planning The danger of over-investing How (and when) to stress test your portfolio Today's article is from Pearl's Prime Cuts blog titled, . Listen in as Founder and CEO of , Casey Weade,...
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502: Freedom After 50: The Hidden Cost of Delayed Gratification in Retirement
Retire With Purpose - The Retirement Podcast
You're encouraged to save, delay gratification, and be disciplined with your spending—but what happens when that mindset becomes a roadblock in retirement? In this episode, we discuss: The psychology of postponement How to unwind a lifetime of discipline The “Joy Budget” concept Tools to reframe spending Today's article is from The Wall Street Journal titled, Listen in as Founder and CEO of , Casey Weade is joined by Les McDaniel to discuss how to shift from saving mode to truly living in your retirement years. Show Notes: 📧 WEEKEND READING FOR...
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501: The Four Futures of Retirement: Which Path Are You On?
Retire With Purpose - The Retirement Podcast
What does your future retirement look like? Whether your path includes unexpected challenges, careful frugality, or joyful surprises, it's vital to prepare for known unknowns, and build a resilient future that adapts to life’s curveballs. In this episode, we discuss: Why retirement isn’t linear How to plan for different potential retirement futures Lifequakes vs. Deep Risk The PESTLE framework for strategic thinking Today's article is from Kiplinger titled, . Listen in as Founder and CEO of , Casey Weade, breaks down the article and provides thoughtful...
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500: Freedom After 50: 6 Crucial Signs You're Ready for a New Direction
Retire With Purpose - The Retirement Podcast
Do you ever experience those moments when something doesn’t feel quite right? Your body and spirit have ways of alerting you when it's time for recalibration, often with persistent whispers that grow louder the longer you ignore them. In this episode, we discuss: The power of listening to your intuition Daily actions that can reconnect you to your purpose How negativity impacts you physically The importance of recognizing simple joys Today's article is from our very own blog post titled, Listen in as Founder and CEO of , Casey Weade is joined by Les McDaniel to...
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499: Retirement Income Strategies to Quell Inflation Fears and Spend Comfortably with David Blanchett
Retire With Purpose - The Retirement Podcast
Today, I'm thrilled to welcome David Blanchett back to the podcast. David is the Managing Director and Head of Retirement Research at PGIM DC Solutions and one of the most respected voices in retirement income planning today. You've likely come across his work in Morningstar, Kiplinger, and our Weekend Reading series—and for good reason. His research has earned accolades from nearly every major financial planning organization. In our conversation, we picked up where we left off back in Episode 55 with David's groundbreaking research on retirement spending patterns and adapting it to today's...
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498: 4 Ways to Cultivate Character Amid Market Chaos
Retire With Purpose - The Retirement Podcast
How can you use the recent market crisis to refine both your portfolio and your character? In this episode, we discuss: Why times of turmoil are opportunities for personal growth How to reinterpret stressors as forward-thinking steps Inaction vs. action: How to decide which is best for your portfolio amidst times of turmoil Today's article is from Forbes titled, . Listen in as Founder and CEO of , Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: ...
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497: Freedom After 50: 5 Numbers Stealing Your Time, Wealth, and Joy
Retire With Purpose - The Retirement Podcast
True financial and personal well-being requires alignment between your money, values, and purpose. But how do you bridge the gap between merely accumulating wealth and living a life rich with meaning? In this episode, we discuss: The 50/30/20 Rule and how to align it with your values Debt ratios: Is your debt for survival or for status? Meaningful vs. meaningless time in retirement The Satisfaction Ratio and how it can help you live a more joyful life Today's article is from Mr-Stingy titled, . Listen in as Founder and CEO of , Casey Weade, breaks down the...
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496: Claiming Social Security Early: Is it the Right Strategy for You?
Retire With Purpose - The Retirement Podcast
Conventional financial wisdom encourages you to delay collecting Social Security benefits until age 70, but in certain cases, your “optimal” claiming age might actually be to pull benefits early. In this episode, we discuss: Factors that benefit filing early Your “breakeven” number of filing early vs. later How your rate of return should factor into your Social Security strategy Today's article is from Vanguard titled, Listen in as Founder and CEO of , Casey Weade, breaks down the article and provides thoughtful insights and advice on how it...
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495: Freedom After 50: The World is Ending… What’s Next?
Retire With Purpose - The Retirement Podcast
If you saw the amount of time you had left to live—whether it was one day or one year—how would you spend it? What would you worry about? In this episode, we discuss: How to let go of always trying to control your narrative Why the pursuit of contentment is greater than the pursuit of happiness 5 questions to help you find pure contentment in the present Listen in as Founder and CEO of , Casey Weade is joined by Les McDaniel to run through 5 questions that will help you find pure contentment by living in the now. Show Notes: 📧 WEEKEND READING FOR...
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494: Beyond the Headlines: How Retirees Can Navigate Investment Risks with Larry Swedroe
Retire With Purpose - The Retirement Podcast
Today, I’m speaking with Larry Swedroe. Larry is the former Chief Research Officer at Buckingham Strategic Wealth, an accomplished author with 18+ books on investing, and a true pioneer in evidence-based investing. He’s also a well-known advocate for cutting through the financial media noise to focus on strategies that actually work. In Larry’s latest book, Enrich Your Future: The Keys to Successful Investing, he distills decades of financial wisdom into 40 powerful stories that make investing principles easy to understand and apply. In our conversation, Larry shares the science behind...
info_outlineHow should you modify your portfolio for retirement? It doesn’t take a one-size-fits-all approach, but let’s begin with the basics.
In this episode, we discuss:
- How your emergency fund might change in retirement
- Why your income strategy is key to retirement success
- How to fill for your income “gap”
- Asset vs. tax allocation
- The “tax oasis”
Today's article is from The Retirement Manifesto titled, 10 Steps To Prepare Your Finances For Retirement. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation.
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Show Notes: RetireWithPurpose.com/477
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ABOUT HOWARD BAILEY FINANCIAL: Our mission is to help others gain clarity in purpose and elevate meaning in their lives through personal and practical financial strategies. Our Retire With Purpose™ Framework starts with establishing your unique financial philosophy — the true meaning and purpose for your money in retirement. Through continued education, one-on-one meetings, and a comprehensive team planning approach, we have helped retirees across the country secure their financial futures. And while we can't work with everyone, our goal is to provide value to everyone we meet. Our team of advisors and support specialists strive to deliver the very best experience in pre-retirement and retirement planning. Learn more about our process here: https://howardbailey.com/our-process