Introducing Eli: Owning Success and Embracing a Growth Mindset
Perfect Cents Podcast
On this episode of the podcast, Alex Becerra welcomes the newest member of SAFE Credit Union's Community Relations & Financial Education team, Eli Lopez! Together they discuss the importance of embracing a growth mindset, setting intentional goals, strengthening discipline, and practicing ownership & accountability. Throughout their conversation Eli also shares insightful analogies and helpful tips to illustrate the powerful impact of maintaining strong, clear, focus and following through on your commitments to achieve lifelong self-improvement. Tune in today, because staying committed...
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The Season of Giving: Tips for Smart Holiday Shopping
Perfect Cents Podcast
On this episode of the podcast, Alex Becerra and Savannah Brown tackle the topic of Smart Holiday Shopping. Together they discuss insightful data points about consumer spending during the holidays, the importance of building a strong spending and savings plan, and strategies for ensuring a successful holiday shopping season. They also provide useful tips for avoiding flash sales, resisting the temptation for impulse purchases, and the fighting the inclination to jump on “too good to be true” deals. Tune in today, because navigating the holiday season with a smart shopping plan that won't...
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Financial Avoidance Isn't Genetic
Perfect Cents Podcast
On this episode of the podcast, Alex Becerra is joined by SAFE’s Senior Design and Communications Specialist, Susan Burns to tackle the topic of Financial Avoidance. Together they discuss Susan’s featured articles in Comstock’s Magazine, the importance of understanding your relationship with money, and strategies for leveraging your unique personal qualities to keep your finances in check. They also provide useful insights for being a positive money role model and helping the young people in your life as they learn to navigate their own financial wants, needs, and goals. Tune in today,...
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First Time Home Buying & SAFE Home Rewards
Perfect Cents Podcast
On this episode of the podcast, Alex Becerra is joined by SAFE Home Loan Consultant, Nate Dungca & Realtor, Nico Almanza to discuss all things Home Buying. Together they discuss the importance of organizing your finances before shopping for a home, the additional costs that come along with a home purchase, and the true value of leveraging strong lender/realtor relationships. They also provide useful insights about saving money on your purchase with SAFE Credit Union member benefits and the exclusive Home Rewards program. Tune in today, because having a dedicated team of professional...
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Youth Workforce Development Program
Perfect Cents Podcast
On this episode of the podcast, Alex Becerra is joined by Cordova High School student participants of SAFE’s 2025 Youth Workforce Development program. Together they discuss their career goals and aspirations, the importance of financial literacy for Gen Z and Gen Alpha, and the impact of online influencers on young people’s spending behaviors. They also provide valuable insights on how to prioritize savings and avoiding online spending traps. Tune in today, because investing in the personal and professional development of young adults in our community just makes Perfect Cents! To register...
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Summer Fun On A Budget!
Perfect Cents Podcast
On this episode of the podcast, Alex Becerra and Savannah Brown are providing tips and tricks for having summer fun on a budget. Together they discuss common summer money mistakes, the importance of making budget adjustments to keep you on track with your savings goals, and fun things to do that don’t require a lot of money. They also provide useful insights on ways to maximize your savings and increase your cash flow… Because beating the heat and making the most of your summer season without breaking your budget just makes Perfect Cents! To register for an upcoming Financial Wellness...
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Understanding Home Equity Loans and HELOCs
Perfect Cents Podcast
On this episode of the podcast, Alex Becerra is joined by Home Loan Manager, Casey Jenkins, to talk about all things Home Equity. Together they discuss various ways for you to leverage the equity in your home to enhance your financial wellness, the main differences between Home Equity Loans and Home Equity Lines of Credit (HELOCs,) and the most common uses for Home Equity funds. They also provide useful insights on how to determine if a Home Equity Loan or HELOC is the right choice for you… Because strategically utilizing your Home Equity to build financial freedom just makes Perfect Cents!...
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Financial Capability Month #2: Financial Resilience
Perfect Cents Podcast
On this episode of the podcast, Alex Becerra and Lauryn Gray are talking about the concept of Financial Resilience. Together they discuss the importance of making your dollar stretch when faced with challenging circumstances. They also provide helpful tips on budgeting for a family, making healthy choices for your life and your wallet, and adapting to hard times… Because making your money work for you and being prepared for life’s unexpected moments just makes Perfect Cents! To check out the resources highlighted in this episode visit the links below. To register for an upcoming Financial...
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Financial Capability Month #1: Financial Capability
Perfect Cents Podcast
On this episode of the podcast, Alex Becerra and Cristian Amaral are talking about the concept of Financial Capability. Together they discuss the importance of learning the “rules” of personal finance, building better money habits, and investing for the future. They also provide helpful insights about automating savings and practicing forced scarcity to strengthen your budget skills. Because capitalizing on your opportunities to make sound financial decisions and setting yourself up for future success just makes Perfect Cents! To check out the resources highlighted in this episode visit...
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Goal Getters
Perfect Cents Podcast
On this episode of the podcast, Alex Becerra and Savannah Brown are talking all about setting and achieving financial wellness goals. Together they define SMART Goals and discuss the importance of establishing timelines for short, mid, and long-term goals. They also provide useful tips to help you track your goal progress, prioritize your goals, and explore different ways to make your savings grow… Because being proactive and setting smart goals to help you build financial freedom just makes Perfect Cents! To check out the resources highlighted in this episode visit the links below. To...
info_outlineOn this episode of the podcast, Alex Becerra & Savannah Brown welcome SAFE Credit Union's 2024 High School Interns! It’s summertime which means it’s time for our interns to take over the Perfect Cents Podcast. Join these amazing students as they discuss the importance of learning financial education fundamentals, credit basics, and valuable skills that young people can gain by participating in an internship program. Tune in and enjoy this conversation with Sacramento’s best & brightest students… because actively supporting the personal and professional development of young adults in your community just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
SAFE Credit Union - Refer Your Friend
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/
To contact the podcast team, email Podcast@safecu.org