How to Create a Rich Life for Your Family in 2023
Release Date: 01/04/2023
Credit Unions: Better Banking Option Your Family?
Simplify and Enjoy Podcast
Not happy with the service you’re getting from your bank? It may be time to switch. Learn how credit unions work and see if they’re a better banking option for you! Move Your Money to a Better Banking Option Where you bank matters. For most families, their checking and savings accounts are the foundation of their financial system. When it's not working, it just makes everything harder. We know because we’ve had some really bad experiences with a few of the big banks. Whether it was poor customer service, needless fees, and minimum balances requirements (even though the interest rates...
info_outline
Open Enrollment: Finding Affordable Health Insurance For Your Fmaily
Simplify and Enjoy Podcast
Open enrollment season is here and I want you to be prepared. Learn what you need to know so that you can choose an affordable healthcare insurance plan that covers your family's needs! Finding Affordable Health Insurance How would you like to help set up your finances for this next year so that it runs smoother and that you are gonna be hitting your money goals faster? That might very well be the case if you take time to carefully to go over your options with Open Enrollment. I know it might not seem like the most exciting thing when you get that packet, but you can have a huge and...
info_outline
How to Raise Money-Smart Kids
Simplify and Enjoy Podcast
Teaching kids about money doesn't have to be boring! Discover how to make learning about finances fun and engaging for your children! Teaching Kids Smart Money Habits As parents we want to prepare out kids so when they decide to go off on their own, they’re equipped with not just the essential life skills, but also have wisdom on knowing when and how to use those skills. Believe it or not, part of showing them the ropes is teaching them about money. Because if we don’t, they’ll have a much harder time pursuing their goals because they’ll be weighed down by the consequences of bad money...
info_outline
Juggling Parenthood and Family Finances
Simplify and Enjoy Podcast
Are you a parent trying to juggle your family's budget while still enjoying life? We’re going to walk you through how to find a balance with raising your kids, managing your money, and have fun! Parenting on a Budget: Strategies for Juggling Kids, Money, and Happiness When you’re a parent, it can sometimes feel like there are so many demands on your finances and times. As we raise our kids, we may have to deal with daycare, school trips, extra curricular activities, family vacations, saving for college or trade, the list goes on and on. Oh wait, you’re also expected to save for your own...
info_outline
10 Fun and Effective Monthly Money Challenges to Try Out
Simplify and Enjoy Podcast
Are you looking to have some fun while saving up for your goals? We'll explore ten monthly money challenges that you and your family can try out! Taking On Monthly Money Challenges As I mentioned last week, there's a wonderful opportunity for you to reset things with your finances and have a big win with your family and financial goals. There's three full months or 15 weeks, depending on how you want to look at it left in the year. You can knock out some really big goals in that time. One thing that can help you out with that is monthly money challenges. We got a variety of challenges that...
info_outline
Five Ways to Make Managing Your Money Easier
Simplify and Enjoy Podcast
Today we’ll go over five steps on how to reset and achieve your big family money goals for before the year wraps up! How to Reset and Reach Your Family and Financial Goals It’s the first full week of September. How are things going of you this year so far? Looking back at 2023 so far, it’s honestly been a year of ups and downs for us. Summer break for example had us taking two family trips around North Carolina which we certainly needed. Unfortunately my mom was in the hospital in the first part of July so our focus was on her for a few weeks. Thankfully she’s doing better now....
info_outline
The Real Deal About Real Estate Investing
Simplify and Enjoy Podcast
Are you curious about ? Today, we're going to hear from two people who have made that leap and started building up their income streams through real estate! Getting Started in Real Estate Investing in real estate can be profitable and exciting, but it can also seem daunting, especially if you haven't got started yet. One of the favorite things I like to do, here on the podcast is to share stories from people in real life. What was it like to achieve their financial goals? is no different. I've had already done . Even this year, I've shared stories...
info_outline
Finding Your Dream Home: Essential Tips for House Hunting
Simplify and Enjoy Podcast
Today we’re going over essential house hunting tips so you can find your dream house! The Dos and Don'ts of House Hunting: Expert Advice from a Real Estate Agent Welcome back! These past few weeks, we’ve been focused on our home buying series. We started off with preparing finances to handle becoming a homeowner and building your credit. Next, we got the inside scoop on what lenders are looking for to make it easier to get a great deal on your mortgage. Now we’re talking about the last key step – house hunting. For many this both the fun part of the process, but also the most...
info_outline
Insider Tips for Getting a Great Deal on Your Mortgage
Simplify and Enjoy Podcast
Are you thinking of buying a home soon? Get the inside scoop on what lenders are looking for so you can get a great deal on a mortgage! How to Find the Best Rates for Your Mortgage It's home buying season and depending on where you live, it could be a hot market. It’s certainly that here in Raleigh, NC. As a buyer that can be additional pressure on finding the right place for you, but if you’re prepared and you snag a great deal on your mortgage, you’ll have a leg up. This is why to have on the show today. She’s the Vice President of Mortgage Lending over at . She’ll...
info_outline
How To Get Your Finances Ready to Buy a House
Simplify and Enjoy Podcast
Buying a house can be overwhelming. Learn how to get your finances ready for homeownership so your new home is a blessing and not a burden! Preparing Your Finances to Buy a House Buying a house is a huge personal and financial milestone for many families, but it can also be a stressful and complicated process. One part of the stress is buying a house that’s affordable. You want to be financially prepared There’s plenty of advice on buying a house and not all of it is good. Have you heard ‘buy as much house as you afford’? I mean sounds good on paper, but the reality is if someone is...
info_outlineReady to rest and fresh your family and financial goals? This year we’re exploring how to have a rich life!
The Challenge: Make 2023 A Rich Life
Okay, that’s a pretty bold statement – have a rich life.
Let first back track on how I came up with this theme for the season and then we can talk about what a rich life looks like.
Even before we wrapped up this last season in November, something had been nagging me about the podcast.
Besides Simplify and Enjoy, I also write and run Couple Money which is focused on helping married couples get on the same page with their finances. I’ve really loved it.
As we were paying off debts, stashing and growing our financial cushion, and eventually becoming a CoastFI family, it’s been fantastic to hear from you and other families on the milestones you’re reaching.
Between the two, I’ve been writing and or podcasting about personal finance for over 12 years and it’s been incredible.
However as important as getting your finances squared away, it’s just one piece of the puzzle. So I took time off throughout last year including one in October where I just disconnected from the work. I allowed myself to explore and read other topics besides finances to see if I could add something to this podcast that would help you and other families have not just an amazing year with your finances, but really allow you to enjoy things.
The first think that clicked for me was a quote from Cal Newport. It served as a jumping-off point for me as I looked at 2023 and what I wanted to do.
Do less. Do better. Know why.
Instantly, I knew I wanted to dig into this. Initially, I thought about how it would in with podcast.
Do less. Families are stressed out because they’re doing so much. There’s always this list of a million things you need to do to get your money straight. Or here’s how you work, be a FT parent, and have a side hustle. It’s too much noise and nonsense. I want to keep things simple and flexible so you can build and design your life as needed.
Do better. With time and energy freed up because we’re no doing a ton of things, how can we use that to create something special? Let’s put energy into building up our relationships, levelling up on skills with work, and taking on a projects and hobbies that are meaningful to us.
Know why. Productivity culture almost elevates being busy like it’s a virtue, but the real challenge is having and knowing your purpose for what you’re doing. This definition can then be used so you can gauge when you have enough.
Resources
If you’re ready to jump into the year and knock out some goals, here are a few of my favorite resources and includes what we covered in the podcast.
- Best Budget and Money Apps: Personal Capital, Tiller, Mint
- Grab Your Copy: Jumpstart Your Marriage and Your Money
- More on Cultivating a Deep Life: Mindset
- Our Financial System That Help Us Hit CoastFI
- How Reading – Not Scanning, Not Scrolling – Opens Up Your Mind
If you’d like to chat more your money system, please join us in our private and free Facebook group – Thriving Families.
We’re families looking to support and help one another out.
Hope to see you there!