Simplify and Enjoy Podcast
Not happy with the service you’re getting from your bank? It may be time to switch. Learn how credit unions work and see if they’re a better banking option for you! Move Your Money to a Better Banking Option Where you bank matters. For most families, their checking and savings accounts are the foundation of their financial system. When it's not working, it just makes everything harder. We know because we’ve had some really bad experiences with a few of the big banks. Whether it was poor customer service, needless fees, and minimum balances requirements (even though the interest rates...
info_outline Open Enrollment: Finding Affordable Health Insurance For Your FmailySimplify and Enjoy Podcast
Open enrollment season is here and I want you to be prepared. Learn what you need to know so that you can choose an affordable healthcare insurance plan that covers your family's needs! Finding Affordable Health Insurance How would you like to help set up your finances for this next year so that it runs smoother and that you are gonna be hitting your money goals faster? That might very well be the case if you take time to carefully to go over your options with Open Enrollment. I know it might not seem like the most exciting thing when you get that packet, but you can have a huge and...
info_outline How to Raise Money-Smart KidsSimplify and Enjoy Podcast
Teaching kids about money doesn't have to be boring! Discover how to make learning about finances fun and engaging for your children! Teaching Kids Smart Money Habits As parents we want to prepare out kids so when they decide to go off on their own, they’re equipped with not just the essential life skills, but also have wisdom on knowing when and how to use those skills. Believe it or not, part of showing them the ropes is teaching them about money. Because if we don’t, they’ll have a much harder time pursuing their goals because they’ll be weighed down by the consequences of bad money...
info_outline Juggling Parenthood and Family FinancesSimplify and Enjoy Podcast
Are you a parent trying to juggle your family's budget while still enjoying life? We’re going to walk you through how to find a balance with raising your kids, managing your money, and have fun! Parenting on a Budget: Strategies for Juggling Kids, Money, and Happiness When you’re a parent, it can sometimes feel like there are so many demands on your finances and times. As we raise our kids, we may have to deal with daycare, school trips, extra curricular activities, family vacations, saving for college or trade, the list goes on and on. Oh wait, you’re also expected to save for your own...
info_outline 10 Fun and Effective Monthly Money Challenges to Try OutSimplify and Enjoy Podcast
Are you looking to have some fun while saving up for your goals? We'll explore ten monthly money challenges that you and your family can try out! Taking On Monthly Money Challenges As I mentioned last week, there's a wonderful opportunity for you to reset things with your finances and have a big win with your family and financial goals. There's three full months or 15 weeks, depending on how you want to look at it left in the year. You can knock out some really big goals in that time. One thing that can help you out with that is monthly money challenges. We got a variety of challenges that...
info_outline Five Ways to Make Managing Your Money EasierSimplify and Enjoy Podcast
Today we’ll go over five steps on how to reset and achieve your big family money goals for before the year wraps up! How to Reset and Reach Your Family and Financial Goals It’s the first full week of September. How are things going of you this year so far? Looking back at 2023 so far, it’s honestly been a year of ups and downs for us. Summer break for example had us taking two family trips around North Carolina which we certainly needed. Unfortunately my mom was in the hospital in the first part of July so our focus was on her for a few weeks. Thankfully she’s doing better now....
info_outline The Real Deal About Real Estate InvestingSimplify and Enjoy Podcast
Are you curious about ? Today, we're going to hear from two people who have made that leap and started building up their income streams through real estate! Getting Started in Real Estate Investing in real estate can be profitable and exciting, but it can also seem daunting, especially if you haven't got started yet. One of the favorite things I like to do, here on the podcast is to share stories from people in real life. What was it like to achieve their financial goals? is no different. I've had already done . Even this year, I've shared stories...
info_outline Finding Your Dream Home: Essential Tips for House HuntingSimplify and Enjoy Podcast
Today we’re going over essential house hunting tips so you can find your dream house! The Dos and Don'ts of House Hunting: Expert Advice from a Real Estate Agent Welcome back! These past few weeks, we’ve been focused on our home buying series. We started off with preparing finances to handle becoming a homeowner and building your credit. Next, we got the inside scoop on what lenders are looking for to make it easier to get a great deal on your mortgage. Now we’re talking about the last key step – house hunting. For many this both the fun part of the process, but also the most...
info_outline Insider Tips for Getting a Great Deal on Your MortgageSimplify and Enjoy Podcast
Are you thinking of buying a home soon? Get the inside scoop on what lenders are looking for so you can get a great deal on a mortgage! How to Find the Best Rates for Your Mortgage It's home buying season and depending on where you live, it could be a hot market. It’s certainly that here in Raleigh, NC. As a buyer that can be additional pressure on finding the right place for you, but if you’re prepared and you snag a great deal on your mortgage, you’ll have a leg up. This is why to have on the show today. She’s the Vice President of Mortgage Lending over at . She’ll...
info_outline How To Get Your Finances Ready to Buy a HouseSimplify and Enjoy Podcast
Buying a house can be overwhelming. Learn how to get your finances ready for homeownership so your new home is a blessing and not a burden! Preparing Your Finances to Buy a House Buying a house is a huge personal and financial milestone for many families, but it can also be a stressful and complicated process. One part of the stress is buying a house that’s affordable. You want to be financially prepared There’s plenty of advice on buying a house and not all of it is good. Have you heard ‘buy as much house as you afford’? I mean sounds good on paper, but the reality is if someone is...
info_outlineAre you interested in getting started in real estate investing but don't know where to begin? We’ll uncover some opportunities and niches out there that could be a good fit for you!
Adventures in Real Estate Investing
In our community we have families at different points in their financial journeys.
This year we have some who are focused on knocking out debts that have been weighing them down.
We also have families who building up their financial cushion or saving up for a huge goal including starting a family, maybe starting a business, or buying a house.
Then some, including us are in the CoastFI phase of things. That foundation is in place and we’re considering options that can give us more flexibility with our schedule while still producing income.
Real estate investing can be a great way to be a solid path towards that and financial freedom. By investing in a property, you can generate passive income through rent.
However there’s more to it than what you see on HGTV, Magnolia, or those real estate flip channels on YouTube.
Buying property takes money and finding good tenants and contractors takes time. You may also worry about being trapped with a money pit.
Which is why I’m happy to have Rachel Hernandez on the show. Rachel is an award-winning mobile home investor with over ten years of experience and author of several books about real estate including Adventures in Mobile Homes.
In this episode we’ll get into:
- her journey into real estate investing and what made her choose to hone in with investing in mobile home
- different options out there besides flipping and buying holding property
- an honest look at the good and the bad with real estate so you have a clearer idea of what to expect
Hope you enjoy!
Resources
If you’re ready to achieve your family and financial goals and want to explore real estate, here are a few of my favorite resources, including what we covered in the podcast.
- Best Budget and Money Apps: Empower, Tiller, Mint
- Grab Your Copy: Jumpstart Your Marriage and Your Money
- Mobile Home Gurl
- Connect with Rachel : Twitter | Instagram
- Adventures in Mobile Homes and Rachel's other books on real estate investing
If you’d like to chat more your money system, please join us in our private and free Facebook group – Thriving Families.
We’re families looking to support and help one another out.
Hope to see you there!
Support the Podcast!
Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it.
- Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
- Join our coffee group ☕: Get access to exclusive behind the scenes videos, chats, and more!
- Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
- Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in four weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Photo by Mikhail Nilov