Small Cap Value (Part 3): How to Choose the Right Fund and Take Action
Stay Wealthy Retirement Podcast
Release Date: 10/10/2024
7 Investing Facts Every Retirement Saver Needs to Hear
Stay Wealthy Retirement Podcast
It’s that time of year again—time to step back from the complex tax strategies, Roth conversion debates, and retirement planning deep dives… and have a little fun. 😊 In this annual “surprising stats” episode, I’m sharing 7 counterintuitive facts about the markets and investing. Some are counterintuitive. A few might make you question things you’ve believed for years. And at least one involves math that should make anyone considering complex insurance products hit the pause button. By the end of today’s episode, you’ll walk away feeling more confident in the proven...
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3 Tax Planning Strategies Most Retirement Investors Overlook
Stay Wealthy Retirement Podcast
💥 Download the freshly updated 2026 Tax Planning Cheat Sheet (PDF): *** Most year-end tax advice is generic... max out your 401(k), bunch your deductions, donate to charity. But for diligent retirement savers with healthy nest eggs, the real opportunities are more nuanced. In this episode, I break down three tax strategies that can help you avoid overpaying the IRS and reduce your lifetime tax bill. You'll learn how to evaluate whether each move makes sense for your situation, so you're making informed decisions rather than chasing aimless deductions. If you're nearing...
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“Happy Thanksgiving (Yes, Even the Jerks)”: Wisdom from Warren Buffett
Stay Wealthy Retirement Podcast
The Oracle of Omaha is officially “going quiet.” In a rare and deeply personal announcement, Warren Buffett published what appears to be his final press release to shareholders. This episode isn’t about taxes, investing, or the latest market headlines. It’s about how one of the most successful investors of all time is thinking about money, family, aging, and what actually matters when the scoreboard stops moving. In this Thanksgiving special, I break down: ▶ Why he chose to say this now (at age 95!) ▶ What retirement savers and investors can learn from his message ▶...
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The S&P 500 Trap: Why the "Safe" Choice Is Actually Risky for Retirees
Stay Wealthy Retirement Podcast
"Just buy the index." It’s the simple advice that built your wealth and got you to the finish line. But here’s what often gets overlooked: The strategy that got you to retirement won't necessarily keep you there. When you switch from saving to spending, the math changes. Suddenly, relying on a "simple" S&P 500 strategy exposes you to risks that didn't matter when you had a paycheck. In this episode, we cover: ▶ The Simplicity Trap: Why "decision fatigue" lures smart retirees into risky, overly concentrated portfolios. ▶ S&P 500 Reality Check: Why the "safe" default option is...
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Why Retirees Fear Running Out of Money — Even Though They Rarely Do
Stay Wealthy Retirement Podcast
Everyone fears running out of money in retirement—even millionaires. What most people don’t realize is that research shows most retirees rarely spend down their savings. In fact, many actually see their wealth grow throughout retirement, even during some of the toughest markets in history. In this episode, we unpack: ▶ Why that happens ▶ What the data really says about retirement spending ▶ How to find the right balance between confidence and caution By the end, you’ll see why most retirees worry far more than they need to, and how to feel confident spending your own money....
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The Truth About Long-Term Care Insurance (and When to Buy It)
Stay Wealthy Retirement Podcast
Sales of "traditional" long-term care insurance have fallen 92% since 2002. Meanwhile, hybrid policies have surged to over 500,000 sales a year. But which option actually makes sense for your situation? In this episode, I break down everything you need to know before buying long-term care insurance, including: ▶ The optimal age to purchase ▶ Traditional vs. hybrid policies (the real pros and cons beyond the sales pitch) ▶ The actual costs of proper coverage I'm also sharing three critical implementation details that can make or break your coverage when you need it most. If...
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Long-Term Care: A 5-Step Process to Determine If You Can "Self-Fund"
Stay Wealthy Retirement Podcast
You've heard it before—70% of Americans over 65 will need long-term care. While that number is technically true, it’s also misleading. Because here's what many people don’t realize: the vast majority of retirees will never face a catastrophic, six-figure care event. In fact, nearly two-thirds will spend ZERO out of pocket during their lifetime! 🤯 So how do you prepare responsibly without overpaying for protection you may never use? In this episode, I walk you through a simple 5-step process to decide if you can safely "self-fund" your long-term care needs, while still protecting...
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8 Red Flags You’re About to Get Scammed
Stay Wealthy Retirement Podcast
Americans lost a record $16 billion to scams in 2024—nearly 40% from investment fraud alone. The trend is moving in the wrong direction. In this episode, I share the story of a small-town financial advisor who built trust over decades, until that trust unraveled into one of the most devastating scams they’d ever seen. More importantly, I break down 8 red flags that experts say could indicate you're being conned. Because here’s the truth: falling for a scam doesn’t mean you’re careless or foolish—it means you’re human. And understanding the psychology behind deception is the...
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6 Reasons Why Delaying Social Security Might Hurt Your Retirement
Stay Wealthy Retirement Podcast
Most experts say the smartest Social Security move is to wait until age 70 to claim. On paper, the logic seems simple—delay claiming, and you’ll lock in a larger monthly check for life. But here’s what's interesting: only about 10% of Americans actually wait that long. 🤯 Nearly one-third claim Social Security at 62, and the majority file before full retirement age. So are millions of retirees making a huge mistake… or is the conventional wisdom missing something? In today’s episode, I’m sharing findings from a new research paper showing why delaying until 70 isn’t always...
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7 Signs You’re Closer to Retirement Than You Think
Stay Wealthy Retirement Podcast
We’ve been told our whole lives that retirement happens at 65—maybe 62 if you’re lucky. But in my experience, that traditional timeline isn’t always the reality. In fact, for many people, retirement may be much closer than they realize. After nearly 20 years of building retirement plans, I’ve noticed a recurring theme: Most people overestimate how much they think they need and underestimate how ready they already are. That’s why in this episode, I’m breaking down 7 signs that could mean you’re closer to early retirement than you realize. These aren’t about chasing some...
info_outlineToday, I'm sharing how retirement investors can take action in this final episode of our Small Cap Value series.
Specifically, I’m discussing three things:
➤ Why paying MORE for an investment can pay off
➤ How to easily and properly evaluate different funds
➤ What small-cap value funds to consider
I’m also sharing two important reminders before taking action and investing in this popular asset class.
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