How to Spend More, Stress Less, and Retire Sooner
Stay Wealthy Retirement Podcast
Release Date: 05/01/2025
7 Pitfalls to Avoid If You Want to Stay Retired
Stay Wealthy Retirement Podcast
You’ve finally made it to retirement! But what if some of the choices you’re making right now are quietly pulling you back to work? Every year, countless retirees are forced back into the workplace. Not because they were reckless, but because they followed advice that sounded smart and safe. In this episode, I'm sharing 7 of the most common retirement pitfalls that can derail even the best-laid plans. I'm also sharing our Total Retirement System™—a comprehensive framework to ensure you retire once and never look back. If you're approaching retirement (or already there) and want...
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How to Spend More, Stress Less, and Retire Sooner
Stay Wealthy Retirement Podcast
"I'll just work a few more years." It's the retirement safety net millions of Americans often count on. In large part because the financial industry has convinced everyone that retiring later is the most sensible backup plan if your savings fall short. But what if this common advice is actually setting you up for one of the most costly mistakes of your life? In this episode, I'm sharing why the real danger may not be running out of money in retirement, but rather working too long. I’m also sharing why choosing the right withdrawal strategy may help you retire sooner AND give you more...
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How Tariffs Actually Work (And Why They're Shaking the Market)
Stay Wealthy Retirement Podcast
Today I'm diving into the tariff-induced market mania that has been dominating every news headline. Specifically, I'm joined by Cullen Roche, monetary economics expert and founder of Discipline Funds, to discuss three important things: ► How tariffs actually work and why economists across the political spectrum overwhelmingly agree they are bad ► What the recent tariff proposal means for the economy (and American consumers) ► What yesterday’s "90-day pause" means for the markets going forward We also discuss how retirement investors should approach their portfolios during this period...
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ESG Investing: The Hidden Costs, Real Impact, and How to Avoid the Hype
Stay Wealthy Retirement Podcast
ESG investing is exploding in popularity—but it's also a giant, confusing mess. Over $35 trillion in global assets now follow ESG guidelines. 🤯 But despite the rapid growth, most retirement investors still don't fully understand ESG investing... ...or how to spot legitimate ESG strategies from clever marketing hype. To help break through the confusion, Liz Simmie joins me to discuss: ➤ What ESG investing is and how it differs from Socially Responsible Investing (SRI) ➤ How retirement savers should evaluate ESG funds, particularly in terms of cost and performance ➤ The #1 data point...
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3 Ways to Boost Retirement Income
Stay Wealthy Retirement Podcast
Morningstar recently published its annual "State of Retirement Income" research report. This year’s report finds the highest 30-year safe withdrawal rate for retirees is... 3.7% 🤯 In this episode, you'll learn: ► How researchers arrive at different recommended withdrawal rates ► Why popular withdrawal strategies are (likely) too conservative ► 3 proven strategies for boosting retirement income And since there is no one-size-fits-all, you'll also learn the pros and cons of each retirement income strategy discussed! *** 2025 TAX CHEATSHEET Subscribe to the As a thank you, ...
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The Biggest Retirement Investment Risk: How to Protect Your Portfolio
Stay Wealthy Retirement Podcast
Today I'm discussing the biggest retirement investment risk. As Morgan Housel put it, "It's the hardest risk for people to understand... ...and it's the only one that really matters." In this episode, you'll learn: ► What the three sides of risk are ► Why tail risk is all that matters ► How to mitigate this risk in your retirement plan You'll also learn why most investors should (probably) stay away from investment products promising you lots of upside with limited downside. *** 2025 TAX CHEATSHEET Subscribe to the As a thank you, you'll receive my recently...
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3 Ways to Reduce Medicare IRMAA (Now and in the Future!)
Stay Wealthy Retirement Podcast
Worried about Medicare IRMAA eating into your retirement savings? Whether you're 10+ years away from Medicare or already enrolled, this episode will help you navigate this pesky surcharge and protect your retirement savings. Key topics covered: ► Updated 2025 IRMAA brackets ► Answers to common planning questions ► 3 strategies to minimize (or avoid) IRMAA You'll also learn how to project future IRMAA brackets for better planning. If you want a clear roadmap for making informed decisions about your future healthcare costs, you'll enjoy today's episode. *** RETIREMENT...
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2025 Market Outlook: Planning for Uncertainty
Stay Wealthy Retirement Podcast
Markets tend to operate in cycles—yesterday's winners often become tomorrow's losers (and vice versa). The most unloved asset classes can quietly become the best performers, while the most popular ones frequently disappoint. Yet, many investors fall into the trap of assuming recent trends will continue indefinitely. But markets don’t work that way. No asset class outperforms or underperforms forever. To help you avoid falling into this trap (and make more informed portfolio decisions), I’m sharing key takeaways from Vanguard's 2025 Market & Economic Report in this...
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How to Evaluate Financial Advisors: A Step-by-Step Guide
Stay Wealthy Retirement Podcast
Looking to hire a financial planner with retirement & tax planning expertise? My team and I have availability for 25 Discovery Meetings over the next 8 weeks. If you're seeking professional retirement planning help, we would love to have a conversation! 👉 . We intentionally limit the number of new clients we take on each year. This ensures we can provide each family with highly customized investment, retirement, and tax planning services. Once these 25 meetings are scheduled, we will not have availability to meet with new clients until later this year. . *** Today I'm sharing the...
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12 Insightful (and Unbelievable!) Statistics About Markets & Investing
Stay Wealthy Retirement Podcast
Grab your Tax Planning Cheatsheet (updated for 2025!) by . The 2-page PDF guide includes every important number you'll need for your retirement & tax planning next year. Updated federal income tax brackets, AMT annual limits, standard deductions, Social Security taxation summary, estate and gift tax annual limits…and more. 👉 . *** In our final episode of the year, I'm taking a break from the usual nerdy retirement planning talk to share twelve (12) insightful, fun, and humourous investing statistics. These stats cover topics such as: ➤ The McRib Effect: Can a fast-food...
info_outline"I'll just work a few more years."
It's the retirement safety net millions of Americans often count on.
In large part because the financial industry has convinced everyone that retiring later is the most sensible backup plan if your savings fall short.
But what if this common advice is actually setting you up for one of the most costly mistakes of your life?
In this episode, I'm sharing why the real danger may not be running out of money in retirement, but rather working too long.
I’m also sharing why choosing the right withdrawal strategy may help you retire sooner AND give you more confidence to spend in retirement.
***
2025 TAX CHEATSHEET
Subscribe to the Stay Wealthy Retirement Newsletter!
As a thank you, you'll receive my recently updated 2025 Tax Cheatsheet (PDF).
You'll also receive weekly retirement and investing tips from yours truly.
👉 Click here to subscribe and grab your cheatsheet.
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