Episode 28 - The Air Conditioning Podcast | Jennifer Steger | Trade Risk Insurance

Howdy legends!  Welcome to Episode 28 of The Air Conditioning Podcast.

In this episode we zoomed with Broker of the Year State Finalist, Jennifer Steger from Trade Risk Insurance.  Since their inception over 10 years ago, Trade Risk Insurance has been assisting over 10k trade businesses with their insurance needs.

From humble beginnings starting out in a home office in Brisbane, they’ve grown to become an award winning business with thousands of clients in all states and territories within Australia.

Here’s a snippet of what we covered…..

> Can you begin by sharing with our audience how Trade Risk Insurance started? (2:25)

> What Trades to you look after (3:30)

> Does much of your work come from referrals? (4:30)

> What insurance companies do you use as under writers? (5:30)

> Often dealing with Insurance work we see how generous or tight insurers can be, what’s been your experience? (6:30)

> What are some of the more common claims that you see? (7:30)

> What different types of insurance do you offer? (9:00)

> For anyone just starting out with their business, what types of cover would be the bare minimum that you would be recommending? (10:00)

>What amount of cover would you recommend for Public Liability in our industry? (11:15)

> How does tool insurance work and is it expensive? (12:00)

> Scenario (1): Tech is in someone’s roof cavity and they step on a timber, tech falls through ceiling and hurts themselves or someone living within the house.  Who is responsible and who needs to make the insurance claim? (16:30)

> Scenario (2): Tech visits a clients home and their dog bites them on the leg.  Who is responsible and who needs to make the claim? (22:00)

> Are the insurance policies mentioned, a tax deduction? (23:45)

> Do you often come across clients who are potentially attempting claim for more than they should be?  EG Van is broken into and some tools are stolen, however the claimant is suggesting they had more power tools in their van at the time of the incident than what they actually had? (24:45)

And there was a heap more we got through.

We’d like to thank Jen for coming onto the show today and sharing her knowledge and discussing the products that Trade Risk Insurance Offers.  To get in touch with Jen and the team, you can visit them at www.traderisk.com.au or you can contact Jen direct on 0438 837 917.

Until the next episode lads and lass’s…bye for now!