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Jay Zawatsky: How Debt & Energy Connect

“Fun With Annuities” The Annuity Man Podcast

Release Date: 03/14/2023

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“Fun With Annuities” The Annuity Man Podcast

In this episode, The Annuity Man and Branislav Nikolic discuss:  Why you should be cautious of backtested numbers  Being a smart and cautious consumer  The importance of transparency and consumer-advantage    Key Takeaways:  Backtested numbers are based on hindsight. The numbers may go flat or go down, but they will not skyrocket, as shown in the projection. Be cautious of people showing you backtested numbers. These numbers are not real; they are hypothetical.  If your agent offers market-rate returns with principal protection, ask them to detail...

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In this episode, The Annuity Man discussed:  What is a life-only lifetime income stream?  How you can choose where your money goes when you die The many ways that you can structure an annuity    Key Takeaways:  People who complain that annuities are bad because the money goes poof when the policyholder dies are talking about one type of annuity that’s structured in one specific way: a life-only lifetime income stream. There are 40-plus different ways to structure an annuity.  Annuities can be structured so your money doesn’t go to the annuity...

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In this episode, The Annuity Man and Owen Schrum discuss:  The interconnectivity of financial structures  How a hard recession could be avoided  Annuity companies are more regulated than banks  Positive trends in the economy    Key Takeaways:  Inflation, the debt limit, the Federal Reserve, and the markets are not standalone. They are all directly connected and related. Being careless with one part can cause the whole thing to collapse.  If the chairman of the Federal Reserve says that they’re considering lowering the rates based on the...

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In this episode, The Annuity Man discussed:  A simulation doesn’t provide contractual guarantees  Contractual guarantees for your chapter two  You’ve more than earned the right to finally live your life    Key Takeaways:  Don’t fall for what a Monte Carlo simulation shows; it doesn’t prove anything. Ask them if any of it is contractually guaranteed, and you’ll hear from them yourself that, at the end of the day, it’s all hypothetical.  When you’re in chapter two of your life, you don’t need to track the markets as you’ve always...

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In this episode, The Annuity Man and Martin Parlato discuss:  Why it’s important to appoint the qualified  Cryptocurrency is “craptocurrency”  On Facebook, TikTok, and Twitter  Don’t get fancy, and don’t panic    Key Takeaways:  A person’s identity or politics is entirely irrelevant compared to how competent they are for the job they are given; that’s what matters. People who are appointed to powerful positions should be qualified.  Cryptocurrency is still “craptocurrency” for Marty. He doesn’t follow it, use it, or...

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In this episode, The Annuity Man discussed:  Lifestyle income guarantee  Making time for what truly matters  What’s your lifestyle number?    Key Takeaways:  Annuities are the only category that provides income as long as you are breathing. There’s no ROI until you die. Since retirement is all about lifestyle, you’ve got to retire from the markets and put guarantees in place to sustain the life you want as long as you are breathing.  Life is fleeting. Spend your precious days on things that are meaningful. Chapter two isn’t the time for...

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In this episode, The Annuity Man discusses:  Not everyone needs an annuity MYGA to SPIA  Who should get a deferred income annuity?  The highest contractual guaranteed income rider   Key Takeaways:  Many of you out there don’t need an annuity right now, but when you need income, buy an immediate annuity by shopping all carriers and looking for the highest-yielding guarantee.  The second way is called MYGA to SPIA. This is where you buy a five-year MYGA which gets a guaranteed interest rate. Then, at the end of the term, shop all immediate annuity...

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In this episode, The Annuity Man and Terry Savage discuss:  Responding to current financial issues  The bulls, the bears, and the chickens  Should you wait before taking social security?  The biggest legacy you can leave    Key Takeaways:  Don’t panic at every scary event that you hear from the news. Recognize America’s history of resiliency and the crises the country has gotten through. Also, check for yourself if and how current financial issues affect you personally before reacting to them.  In every stage of your life, you should...

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More Episodes

In this episode, The Annuity Man and Jay Zawatsky discuss: 

  • The origin of the United State’s debt pile 

  • Why we need to increase the amount and affordability of energy

  • Hydrogen is the key to energy dominance 

  • The problems that hydrogen solves 

 

Key Takeaways: 

  • Lifespans have increased for workers that pay into the social security system. Therefore, according to the trustees of the Social Security system, it’s projected that they will be unable to pay the full benefits by 2034. This doesn’t mean that people won’t get any amount, just not the full amount unless there are major changes made in the system. 

  • If we want to undo the debt pile, we have to increase productivity. That means that we also need to increase the amount and affordability of energy since without energy, nothing gets done. 

  • Our country’s focus shouldn’t be on welfare-warfare but on energy dominance. To do that, we’ve got to use a more viable source of energy in the form of hydrogen. It can be extracted from water through electrolysis and it burns just like natural gas. 

  • Hydrogen solves a lot of problems. For those worried about global warming, hydrogen doesn’t create any carbon dioxide - it’s just water back to water. It’s also done without subsidies, so it doesn’t cost the taxpayer anything. 

 

"The only way to save America is to re-energize America. And the only way to do it is with hydrogen, because it solves all the problems that we have" —  Jay Zawatsky

  

More from Jay Zawatsky:

Published articles in The National Interest magazine: https://nationalinterest.org/commentary/how-energy-made-the-modern-world-6924

https://nationalinterest.org/commentary/energy-the-debt-conundrum-6926

https://nationalinterest.org/commentary/new-energy-era-6928

 

 

Connect with The Annuity Man: 

Website: http://theannuityman.com/ 

Email: [email protected] 

YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g 

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