AOA 055: Grow Kids' Wealth with Non-Monetary Deposits - Featuring James Robert Lay
The Art of Allowance Podcast | Parenting | Families | Money Smarts | Financial Literacy
Release Date: 01/23/2023
AOA 084: Kids Can Spend Smarter — with Karen Holland
The Art of Allowance Podcast | Parenting | Families | Money Smarts | Financial Literacy
In this Art of Allowance Podcast episode, host John Lanza speaks with guest Karen Holland about her nonprofit, GIFTING SENSE®, and its core component, the DIMS – DOES IT MAKE SENSE?® SCORE Calculator. They discuss the importance of teaching kids mindful spending habits, particularly during middle school–a critical time for developing financial literacy. Karen also shares insights on how the DIMS SCORE® helps children make informed purchasing decisions, reduces family discord over money and encourages reflection on spending choices. Her conversation with John emphasizes the need for...
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AOA 083: Preparing Young Adults to Launch — With Cameron Huddleston
The Art of Allowance Podcast | Parenting | Families | Money Smarts | Financial Literacy
Host John Lanza and returning guest Cameron Huddleston discuss the financial challenges faced by recent college graduates and the strategies parents can use to support their children transitioning into adulthood. They cover topics such as drafting a launch contract for monetary support, navigating job searches in a challenging market, establishing a minimum viable money system, understanding credit and obtaining appropriate legal and financial documents. John and Cameron's conversation emphasizes the need for open communication between parents and adult children regarding financial...
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AOA 082: An Allowance Is a Gift — Raising Money-Smart Kids with Barbara Coloroso
The Art of Allowance Podcast | Parenting | Families | Money Smarts | Financial Literacy
In this Art of Allowance Podcast conversation, guest Barbara Coloroso shares her parenting insights with host John Lanza. Barbara emphasizes the importance of structure, flexibility and encouragement in raising resilient, money-smart kids. She discusses the different family types outlined in her work, the significance of teaching about money from a young age and the value of allowing children to make mistakes as part of the learning process. Barbara also highlights a caregiver's progression from parent to guide to friend and the critical role of reflection in improving parenting strategies....
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AOA 081: Building Money-Smart Families and Communities - With Steve Bugg
The Art of Allowance Podcast | Parenting | Families | Money Smarts | Financial Literacy
In this Art of Allowance Podcast episode, host John Lanza speaks with guest Steve Bugg about what it takes to build money-smart families and communities. Steve is the CEO of Great Lakes Credit Union, one of our partners engaging kids and empowering parents through The Money Mammals powered by The Art of Allowance. He and John discuss the role of technology in financial education, the challenges of connecting with schools and the future of credit unions in promoting financial literacy. Steve also shares how his approach to teaching financial responsibility has evolved from parenting to...
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AOA 080: “The Simple Path to Wealth”—With JL and Jess Collins
The Art of Allowance Podcast | Parenting | Families | Money Smarts | Financial Literacy
In this Art of Allowance Podcast episode, host John Lanza welcomes JL Collins and his daughter, Jess, for a conversation about financial independence and family money lessons. They discuss the principles of JL's bestseller, The Simple Path to Wealth, the process of writing and updating the book and the importance of teaching kids about money from a young age. John, JL and Jess also explore investing in index funds, navigating stock market fluctuations and why JL feels homeownership is misunderstood as an investment. Additionally, they address the challenges of maintaining smart money habits,...
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AOA 079: Tony Steuer Outlines "The Get Ready Blueprint"
The Art of Allowance Podcast | Parenting | Families | Money Smarts | Financial Literacy
In this Art of Allowance Podcast conversation, host John Lanza speaks with guest Tony Steuer about the importance of financial preparedness for young adults, particularly new college graduates. They begin by discussing The Get Ready Blueprint, Tony’s comprehensive guide to managing finances. Tony also shares key financial tips, including the significance of insurance and the common monetary mistakes young adults make. Additionally, he and John highlight the emotional elements of financial decision-making, the role of AI in financial literacy and the importance of asking the right questions...
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AOA 078: Protecting Our Kids in a Digital World: Insights from Josh Golin
The Art of Allowance Podcast | Parenting | Families | Money Smarts | Financial Literacy
During this episode of The Art of Allowance Podcast, host John Lanza speaks with guest Josh Golin about the evolving landscape of children's online safety, the importance of limiting kids’ screen time and the legislative efforts aimed at protecting children from harmful digital marketing practices. They discuss the challenges families face in managing screen time, the significance of early childhood education and the need for collective action among parents to advocate for change. Josh shares personal experiences raising his daughter commercial-free and emphasizes the importance of...
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AOA 077: Encouraging Empathy in Financial Education - With Courtney Fulmer
The Art of Allowance Podcast | Parenting | Families | Money Smarts | Financial Literacy
During this episode of The Art of Allowance Podcast, host John Lanza speaks with guest Courtney Fulmer, the newly appointed President/Chief Executive Officer of SECNY Federal Credit Union. They begin by discussing the opportunities credit unions have to combat America’s “financial illiteracy epidemic” and the role these institutions play in providing psychological support to their members. Courtney then shares how her journey teaching her son money smarts evolved, how her family influenced her financial decision-making and how her colorguard experiences impacted her credit union...
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AOA 076 How Digital Literacy Protects Our Kids — with Diana Graber
The Art of Allowance Podcast | Parenting | Families | Money Smarts | Financial Literacy
In this Art of Allowance Podcast episode, host John Lanza speaks with guest Diana Graber about the challenges of and the strategies for raising kids in a digital world. They discuss understanding children’s developmental readiness for technology, emphasizing ethical thinking in digital spaces and balancing the risks and the benefits of an online presence. Diana highlights the importance of teaching teens to protect their finances digitally via privacy measures and scam avoidance and the dangers of oversharing online. (Both kids and adults are guilty!) She and John also explore the need for...
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AOA 075: Three Dads Talk Raising Money-Smart Kids (with Jon Acuff & Joe Saul-Sehy)
The Art of Allowance Podcast | Parenting | Families | Money Smarts | Financial Literacy
In this special episode, host John Lanza teams up with Stacking Benjamins Podcast host and previous Art of Allowance Podcast guest Joe Saul-Sehy to interview author Jon Acuff. These three dads discuss parenting challenges and strategies, particularly regarding teaching teens about money and life skills. They also explore the importance of empathy when parenting, the role of repetition in financial education and the value of kids’ seeking guidance from other adults. Their conversation emphasizes the need for parents to be open about their own money mistakes and to create a supportive...
info_outlineHow can you help your kids' wealth grow not only monetarily but also practically?
James Robert Lay offers a framework through his concept of "non-monetary deposits." James Robert is one of the world’s leading digital marketing authors, speakers and advisors for financial brands. Based in Houston, James Robert is the author of Banking on Digital Growth: The Strategic Marketing Manifesto to Transform Financial Brands.
He is also the founder and CEO of the Digital Growth Institute, where he has guided more than 520 financial brands on a mission to simplify digital marketing and sales strategies that empower banks and credit unions to generate 10X more loans and deposits.
James Robert has been named one of The Financial Brand's "Top Global Financial Services Influencers to Follow," a CUNA "Credit Union Rock Star" and a CU Times "Under 40 Trailblazer." His insights have been featured in outlets including US News and World Report, Quartz, The Financial Brand, American Banker, CU Times and CU Journal, among many others.