Episode 5-How To Finance a Car Even If You're In Bankruptcy-With David Roberts
The Golden Rules of Financial Freedom
Release Date: 05/01/2019
An Abundance Mindset-The First Step to Building Wealth
The Golden Rules of Financial Freedom
In this episode, we dive into the powerful concept of the abundance mindset—a belief that wealth, opportunities, and success are available to everyone. If the scarcity mindset has been holding you back, we explore actionable strategies to reframe your thinking and take control of your financial future. What You'll Learn: What is an abundance mindset? Discover how this growth-oriented mindset can shift your focus from limitations to possibilities and empower you to achieve financial freedom. 5 Exercises to Develop an Abundance Mindset: Gratitude Journaling: Learn to shift focus from...
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The Scarcity Mindset-Why Building Wealth is So Hard!
The Golden Rules of Financial Freedom
In this episode, we tackle a fundamental question: why is building wealth so hard, even though the formula is simple? Episode Highlights: The Simple Formula for Wealth Building: Live on less than you make and save the difference. Sounds easy, right? But why do so many people struggle with it? Understanding the Scarcity Mindset: Learn how a fear-based approach to money leads to procrastination, splurge spending, and missed opportunities. Identifying a Scarcity Mindset: Take our quick quiz to see if this mindset is holding you back. The Impact of a Scarcity Mindset: Explore how it...
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Episode 16-We're Back!
The Golden Rules of Financial Freedom
The Fresh Start for Life Podcast is back! Don explains that the reason the show was on hiatus for so long was because he had some staffing issues at the law firm and he has been busy doing all the initial consulations. However, he created a new role in the firm called Debt Relief Consultant and he hired Taylor Kasten to fill that role. Taylor joined Don for the episode to discuss her role and background. Taylor shares her personal financial journey, including her experience with student loan and credit card debt. She emphasizes the importance of financial education and teaching her own kids...
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Episode 15: with Allentown, PA Bankruptcy Attorney Charles Laputka
The Golden Rules of Financial Freedom
NOTE: THIS EPISODE WAS RECORDED IN 2022. Don Golden interviews Charles Laputka, a bankruptcy lawyer from Allentown, Pennsylvania, about his journey to becoming a lawyer and his passion for helping people with their personal finances. Charles shares his experience working in the banking industry and how it led him to becoming a bankruptcy lawyer. He also talks about the importance of taking a holistic approach to bankruptcy and helping clients rebuild their credit and financial lives after the discharge. Charles emphasizes the need for financial education and offers tips on personal...
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Episode 14 Coaches aren't Just for Sports with Carrie Williams
The Golden Rules of Financial Freedom
When most people think of a coach they think of the person who taught them to play a sport or who leads their favorite pro or college team. However, coaches aren't just for sports. There are all kinds of coaches in the world. There are life coaches, business coaches, nutrition coaches and yes, even personal finance coaches. In this episode we interview Carrie Williams of Running Valley Financial Associates, LLC and she talks about how she helps people get on track with their finances so they can create and travel down their own path to financial freedom.
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Episode 13 How to Go From Point A to Point B on Your Financial Journey
The Golden Rules of Financial Freedom
If you start with the letter A then you draw a line to the letter B and A represents where you are right now in your financial journey and B represents where you want to go, otherwise known as your financial goals, which do you think is the most important? Would it surprise you if I told you that knowing where you are right now is not as important as knowing exactly what your financial goals are or where you want to go in the future? In this episode, America's Chief Results Officer, Blaine Oelkers explains this concept in detail and teaches us other techniques to help us reach our...
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Episode 12 A Goal Without a Plan is Really Just a Wish
The Golden Rules of Financial Freedom
There are some very basic rules of personal finance. If you learn and follow those rules, you will are perfectly capable of reaching financial freedom. We like to call these The Golden Rules of Financial Freedom. In this episode, bankruptcy attorney Don Golden tells us about his clients who usually have nothing saved for retirement. Seeing so many people suffer financially led Don to become passionate about helping people reach their financial goals. He talks about his personal finance story and introduces us to the first Golden Rule of Financial Freedom, you have to set a goal, develop...
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Episode 11-You Need a Budget With Bobbi Olson
The Golden Rules of Financial Freedom
What’s the most important thing when it comes to going from broke and bankrupt to financially free? Learning to manage your money. And the most important part of managing money is knowing how to budget. Figuring out a budget often strikes people as scary or a hassle, but it doesn’t have to be. On today’s show, we’re joined by Bobbi Olsen. Bobbi is a budget coach and the cohost of a budgeting podcast called Centsable Chat. Listen to the episode to hear what Bobbi has to say about the debt snowball versus the debt avalanche, how to allocate money, and her own journey...
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Episode 10-Playing with Fire
The Golden Rules of Financial Freedom
Playing With fire sounds dangerous, but the FIRE movement is actually not about danger. In a way, it’s more about safety – or at least, having a safety net. Today, it’s not realistic to plan to work for the rest of your life. People are living longer thanks to better health practices and medicine, but that doesn’t necessarily mean that they’re able to work for all of that extra time. So how can you make sure that you have the money you need to live on when you reach a point where working is no longer feasible or desirable? The answer lies in financial independence. Listen to the...
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Episode 9-Don't Ignore Your Credit Card Debt Problem
The Golden Rules of Financial Freedom
What can happen when you fall behind on your credit card payments? Most people know that they can expect a hit to their credit score and perhaps phone calls from creditors, but often they believe that since the debt is unsecured, nothing more serious can happen. However, this is not the case. Ignoring your credit card debt can be very dangerous to your financial situation. In this episode, we’ll be talking about what happens when you fail to pay your credit card debt and what you can do when you find yourself falling behind. Topics Discussed in This Episode: What it means when a...
info_outlineBankruptcy can be a way out for people struggling with debt. However, many people in that position fear the possibility of losing their vehicle or being unable to finance a vehicle after they file for bankruptcy. Since people depend on their vehicles for so many things, from getting to work to taking care of their kids, this fear can prevent people from filing for bankruptcy even when it might benefit them to do so.
In today’s episode, you’ll hear an interview with David Roberts. David is the president of Automotive Fresh Start Center, a business dedicated to helping its customers finance vehicles post-bankruptcy. During the interview, David talks about extended warranties, zero money down deals, and “buy here, pay here” dealerships. Listen in to find how David’s business is different and how it helps buyers who are in bankruptcy or struggling with debt.
Topics Discussed in This Episode:
- David’s history in the car business
- Why David hates the car business
- Why you should research online
- How dealerships make money from extended warranties
- When extended warranties are good
- What kind of credit score someone needs for a car loan
- Why auto financing sometimes doesn’t go through even after the buyer has been told they have a loan approved
- How quickly new cars depreciate in value
- What Automotive Fresh Start Center is and what they do
- The difference between a Chapter 7 and a Chapter 13 bankruptcy when it comes to financing a vehicle
- Whether down payments are required for Automotive Fresh Start customers
- How Automotive Fresh Start is able to offer the deals they do to buyers in bankruptcy
- What kinds of interest rates Automotive Fresh Start customers can get
- How “buy here, pay here” dealerships operate
- What types of cars Automotive Fresh Start Center sells
- Which areas David’s clients come from
- What kind of documentation David’s clients need
- Other ways David’s business helps customers recover from bankruptcy
- How people can learn more about David’s business
Links and Resources:
Automotive Fresh Start Center on Facebook
Call Automotive Fresh Start Center at: 1-800-848-5830