The Real Cost of Asset Financing & How to Plan for It (with Kate Sheldrick) _048
Managing Money Made Easy by Karen G Adams
Release Date: 04/22/2025
Testamentary Trusts Explained: Protecting Wealth for Your Family’s Future _076
Managing Money Made Easy by Karen G Adams
A testamentary trust might sound complicated, but it’s one of the most powerful estate planning tools for families. In this episode, Karen G. Adams (Financial Management 101) sits down with Heather Williams from Sunstone Legal to break it down in plain English. You’ll learn: ✅ What a testamentary trust is and how it works ✅ How it can provide tax benefits and asset protection ✅ Why it’s especially valuable for families with young or vulnerable beneficiaries If protecting your family and your legacy matters to you, this episode is a must-listen. Get to know more about...
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Superannuation and Death Benefits: Why Binding Nominations Matter _075
Managing Money Made Easy by Karen G Adams
Your superannuation is one of your biggest assets, but did you know it doesn’t automatically form part of your Will? In this episode, financial coach Karen G. Adams is joined by estate planning lawyer Heather Williams (Sunstone Legal) to explain Binding Death Benefit Nominations (BDBNs) — what they are, why they’re critical, and the mistakes that leave families exposed. Learn how to ensure your super is distributed exactly as you intend, and why overlooking this step could leave your loved ones with a legal and financial mess. Get to know more about Heather: Connect with...
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Why You Need a Will: Protect Your Family and Avoid Costly Mistakes _074
Managing Money Made Easy by Karen G Adams
Do you really need a will? The answer is a big YES. In this episode of Managing Money Made Easy, Karen G. Adams (Financial Management 101) is joined by Heather Williams from Sunstone Legal to unpack the importance of having a valid Will. Discover what really happens if you die without one, the costly assumptions many families make, and why a Will is one of the simplest acts of care you can give your loved ones. Whether you’re single, married, or raising a family — this is a conversation that could save years of heartache. Get to know more about Heather: Connect with Heather for...
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The Top 5 Mistakes That Cost Business Owners Thousands — Financially and Legally _073
Managing Money Made Easy by Karen G Adams
What you don’t know can cost you. In this final episode of the series, Karen G. Adams and James Wilson reveal the top 5 mistakes they see business owners make when it comes to money and insurance — and how to avoid them. If you want to stop leaking profit, reduce your risk, and build long-term security, this one’s a must-listen. Contact James: James Wilson - Delmont Insurance Group - 📌 Connect with Karen: 🌐 📧 #BusinessMistakes #MoneyMatters #InsuranceCheckup #AvoidTheTrap #BusinessFinance #FinancialWellness #SMBProtection #CashFlowTips #DelmontInsurance...
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From Hustle to Protected Profit: How to Future-Proof Your Business Finances and Assets _072
Managing Money Made Easy by Karen G Adams
You’re hustling hard, but is your business truly protected? In this powerful episode, Karen G. Adams and insurance strategist James Wilson talk about turning hustle into lasting, protected profit. Discover how to safeguard your assets, reduce your financial exposure, and create a business that thrives even when things go wrong. Contact James: James Wilson - Delmont Insurance Group - 📌 Connect with Karen: 🌐 📧 #ProtectedProfit #HustleSmarter #BusinessAssets #FinancialSuccess #CashFlowControl #RiskManagement #EntrepreneurTips #SmallBusinessGrowth #DelmontInsurance...
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Why Every Tradie and Franchisee Needs a Financial and Insurance Safety Net _071
Managing Money Made Easy by Karen G Adams
Tradies, franchisees, and self-employed pros — this one’s for you! Join Karen G. Adams and James Wilson as they break down how to build a solid safety net for your business. Learn why most small operators are financially and legally exposed, how to fix it, and what protection you really need to avoid disaster. Don’t wait for something to go wrong — get ahead now. Contact James: James Wilson - Delmont Insurance Group - 📌 Connect with Karen: 🌐 📧 #TradieLife #FranchiseSuccess #FinancialSafetyNet #SelfEmployedTips #SmallBusinessSupport #InsuranceMatters...
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The Hidden Risks That Could Sink Your Small Business — And How to Protect Against Them _070
Managing Money Made Easy by Karen G Adams
Are you unknowingly exposing your business to financial disaster? In this episode, Karen G. Adams teams up with insurance expert James Wilson from Delmont Insurance Group to uncover the most common risks small business owners face — and how to protect against them before it’s too late. From financial blind spots to underinsurance, this episode is packed with practical, real-world strategies to future-proof your business. Contact James: James Wilson - Delmont Insurance Group - 📌 Connect with Karen: 🌐 📧 #SmallBusinessTips #BusinessProtection #FinancialPlanning...
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Breaking Barriers: Culturally Safe Credit Support for First Nations Communities _069
Managing Money Made Easy by Karen G Adams
Karen G. Adams and Nikki Dillon explore the importance of culturally safe credit repair and financial services for First Nations people. Discover the barriers Indigenous Australians face when seeking financial support — and how to offer help that’s empowering, respectful, and life-changing. Check your credit report here: 📩 Message Nikki for a free, confidential chat: help@simpledebtsolutions.com.au 🌐 📌 Connect with Karen: 🌐 📧 #FirstNationsFinance #CulturallySafeSupport #FinancialInclusion #CreditHelp #FinancialEmpowerment...
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Mental Health, Money & the Mess in Between _068
Managing Money Made Easy by Karen G Adams
Money and mental health are more connected than you think. In this heart-opening episode, Karen and Nikki Dillon dive into the emotional side of financial stress — from shame and avoidance to trauma-informed support. Learn how mental health impacts financial decisions and how to move forward with compassion and confidence. Check your credit report here: 📩 Message Nikki for a free, confidential chat: help@simpledebtsolutions.com.au 🌐 📌 Connect with Karen: 🌐 📧 #MentalHealthAndMoney #FinancialAnxiety #MoneyMindset...
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From Rock Bottom to Recovery: The Credit Repair Journey Explained _067
Managing Money Made Easy by Karen G Adams
Struggling with a damaged credit score? You’re not alone. In this episode, Karen is joined by Nikki Dillon from Simple Debt Solutions to break down what credit repair really looks like — from removing defaults to reclaiming your financial future. A must-listen for anyone ready to rise from financial rock bottom. Check your credit report here: 📩 Message Nikki for a free, confidential chat: help@simpledebtsolutions.com.au 🌐 📌 Connect with Karen: 🌐 📧 #CreditRepairJourney #BadCreditHelp #CreditScoreFix #FinancialRecovery...
info_outlineBefore you finance that car or business equipment—listen to this!
In this episode, financial coach Karen G Adams teams up with asset finance expert Kate Sheldrick to expose the real cost of loans—and how to avoid the traps that cost you thousands.
We cover:
✔️ Hidden loan fees no one talks about
✔️ Balloon payments & how to spot them
✔️ How to finance assets without blowing your budget
✔️ Smart debt tips for small business owners & self-employed pros
Whether you're self-employed, a tradie, or just want smarter borrowing strategies, this episode is packed with real talk and practical.
Book a FREE 30-Min Discovery Call with Karen:
https://link.tekmatix.com/widget/group/4MuwLly6AepUaJTXnmo6
Contact Kate: