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Market Snapshot | Housing & Mortgage Updates

The Investors Corner

Release Date: 08/29/2024

How He Built a Property Portfolio From Scratch – And Why He’s Backing the Midlands show art How He Built a Property Portfolio From Scratch – And Why He’s Backing the Midlands

The Investors Corner

If you’re wondering where the smart money is going in property, this episode has the answers. In Part 2, Umesh Kalra shares how he’s building his portfolio strategically—and why the Midlands is firmly on his radar for future investment.   In This Episode (Part 2): In Part 2 of our conversation with investor Umesh, we dive into the strategies that are working right now for building a profitable property portfolio—without chasing unrealistic returns or overcomplicating the process. We also explore why more savvy investors are looking towards the Midlands as the...

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He Quit His Job for Property – The Brutal Truth About Starting from Scratch show art He Quit His Job for Property – The Brutal Truth About Starting from Scratch

The Investors Corner

He didn’t have a massive bank balance or millionaire contacts. Just belief, hard work, and a willingness to take risks. Here’s how Umesh left the 9–5 and built a full-time property business—including the hard lessons you won’t find on social media.   In This Episode (Part 1): We sit down with HMO and buy-to-let investor Umesh Kalra, owner of MoneyRow Properties,  to uncover the real story behind leaving his 9–5 and going all in on property. He shares how he made the leap, the reality of his first deal, and why HMOs are still working in 2025 if you approach...

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How I Built a 4-Property Portfolio While Working Full-Time | Real Talk on Money, Family & Early Retirement! show art How I Built a 4-Property Portfolio While Working Full-Time | Real Talk on Money, Family & Early Retirement!

The Investors Corner

An ex-electrician shares how he built a profitable rental portfolio while working full-time, raising a family, and dreaming of early retirement. No hype — just the honest truth about juggling life, saving for deposits, and building long-term wealth through property   In this episode:   From tradesman to property investor: how it started Juggling rentals, work, and family life Doncaster deals & buying through a Ltd company Managing vs agents: what worked, what didn’t Saving for deposits & avoiding lifestyle creep Starting a deal sourcing side hustle The tools, systems...

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Are Landlords About to Catch a Break? Shake Up on Renters Rights Bill show art Are Landlords About to Catch a Break? Shake Up on Renters Rights Bill

The Investors Corner

Big moves happening behind closed doors – the Renters’ Rights Bill is at committee stage right now, and some very surprising amendments have been proposed. From bringing back fixed-term tenancies to keeping Section 21 for small landlords, these changes could completely reshape the direction of the Bill.   Nothing’s passed yet – but if you’re a landlord, this is your heads-up on what’s being debated, what could come next, and how it all affects you. Show notes: As the Renters’ Rights Bill moves through the House of Lords, a wave of proposed amendments has sparked...

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Starting From Zero | How We’d Build a Property Business show art Starting From Zero | How We’d Build a Property Business

The Investors Corner

Imagine starting from zero: no money, no contacts, no properties. You’re left with just your knowledge and experience. What’s your next move? In this episode, Andy is joined by Ian and Mike as they break down exactly how they’d rebuild a successful property business from scratch.   🔍 What’s Covered in This Episode: ✔️ The exact 30-90 day blueprint we’d follow from day one ✔️ What property strategy we’d start with (HMO? Rent-to-rent? Sourcing?) ✔️ How much cash you really need to get going ✔️ What we’d absolutely avoid...

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How to Quit Your £100k Job and Build a Property Portfolio That Pays You for Life show art How to Quit Your £100k Job and Build a Property Portfolio That Pays You for Life

The Investors Corner

Sick of the 9-5 grind? Here’s how to use property to buy back your time   We break down the exact steps needed to transition from a secure £100,000 salary to building a property investment business that funds your lifestyle — without taking reckless risks.    What we cover in this episode: • Why leaving a 6-figure job doesn't have to be scary • How to turn £100,000 of starting capital into multiple rental properties • The BRRR strategy explained (Buy, Refurbish, Rent, Refinance) • Where to invest for high returns (and avoid dead zones) • Financial breakdowns,...

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Buy-to-Let in 2025 | What’s Changed and Is It Still Worth It? show art Buy-to-Let in 2025 | What’s Changed and Is It Still Worth It?

The Investors Corner

Thinking of investing in buy-to-let property? In this episode, we’re joined by mortgage expert Tom, who shares crucial insights on the UK mortgage market, fixed vs. tracker rates, and the biggest mistakes landlords make when securing a mortgage. We also discuss refinancing strategies, the impact of interest rates, and how landlords can maximise their returns in 2025. Whether you’re an experienced investor or just starting out, this episode is packed with valuable advice to help you navigate the buy-to-let market effectively!   Topics Covered: ✔️ Fixed vs. tracker mortgages...

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Where Should You Invest £100K in 2025? | Property, Stocks & Market Trends show art Where Should You Invest £100K in 2025? | Property, Stocks & Market Trends

The Investors Corner

Thinking about investing in property or stocks? In this episode of The Investor's Corner, Ian is joined by Ryan and Sanjay avocado property's Bracknell partners, we will look at the Bracknell property market, investment strategies, and what new investors should know before buying. Plus, we discuss the best ways to invest £100,000 in 2025 - from property and index funds to emerging market trends.   Whether you’re a first-time investor or an experienced buyer, this conversation is packed with valuable insights!   Topics Covered: ✔️ The current state of the UK property...

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Bitcoin Basics & Beyond | Asset Protection & Privacy Tips show art Bitcoin Basics & Beyond | Asset Protection & Privacy Tips

The Investors Corner

In this episode of The Investor’s Corner, we’re back for part two with James Dewar. We look into the basics and beyond of Bitcoin, focusing on protection, privacy, and the future of finance. James shares his thoughts on where Bitcoin is heading, why asset protection matters, and how businesses can prepare for a Bitcoin-driven economy.   Whether you’re new to cryptocurrency or already investing, you’ll discover practical tips and fresh insights in this discussion!     Key Takeaways: Bitcoin’s Long-Term Potential: Bitcoin is more than just a currency—it’s a store of...

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The Bitcoin Strategy | Why It’s More Than Just a Trend show art The Bitcoin Strategy | Why It’s More Than Just a Trend

The Investors Corner

In this episode of the Investors Corner Podcast, we talk about smart investment strategies for 2025, focusing on Bitcoin and cryptocurrency. This is part one of a two-part series, where we’ll cover the latest trends and predictions to help you stay ahead. We’re joined by James Dewar, a cryptocurrency expert, who shares his thoughts on Bitcoin's potential this year and how it can be a valuable part of your investment plan.   In This Episode: Bitcoin Investment Strategy: Why Bitcoin is getting so much attention in 2025. Economic Impact on Bitcoin: What’s driving Bitcoin’s growth in...

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More Episodes

Welcome to this episode of The Investors Corner! We have Ian Macbeth, joined by co-host Andy Brown. Today, we’re thrilled to have Ves Doctorov from Mortgage Tribe with us to discuss the latest trends and updates in the housing and mortgage markets.

 

Main Topics Covered:

  • Mortgage Rates and Market Movements:
    Recent shifts in mortgage rates, including Nationwide’s introduction of a 3.99% rate on a 60% LTV mortgage and other competitive offers. Insights into how these rates impact borrowers and lenders.
  • Property Trends and Insights:
    Current trends in property sales, including the increase in new buyer registrations and the types of properties in high demand. Analysis of the latest data from Rightmove and market responses.
  • Scottish vs. English Property Market:
    A comparison of property investment trends between Scotland and England, highlighting Scotland's 30% increase in property investment versus London's 46% decrease. Factors contributing to these trends.

 

Key Insights:

  • Nationwide’s new mortgage rates at 3.99% are setting a competitive benchmark.
  • Two-bedroom terraces and three-bedroom semi-detached homes are the fastest-selling properties.
  • Scotland is seeing a significant increase in property investment, contrasting with a downturn in London.
  • The final quarter of 2024 is expected to be busy, with increased market activity historically observed.

 

Resources:

  • Nationwide Mortgage Rates
  • Rightmove Property Trends
  • Scottish Property Market Insights

 

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