Tax and Insurance | Key Challenges for Investors in 2025
Release Date: 11/29/2024
The Investors Corner
In Part 3, we wrap up our conversation with Phillip Coburn by focusing on strategy. What do successful landlords do that others don’t? How do you keep legal costs under control while protecting your investments? From agent selection to legal timing and real-life case wins and losses, this episode is full of lessons from the frontline of landlord law. In This Episode: How to choose a legally sound letting agent When to bring in a solicitor—and when not to Cutting legal costs without cutting corners Real case stories: costly mistakes and major wins...
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In Part 2 of our three-part conversation with solicitor Phillip Coburn, we dive into the legal traps that catch landlords out and often cost them serious money. From missed deadlines to possession delays, this episode is packed with hard lessons and practical fixes. What You’ll Learn: The biggest legal mistakes landlords make (and how to avoid them) Why deposit protection errors are more common than you think How landlords lose in court and how to stop it happening to you The impact of court backlogs after Section 21 Whether it's still worth going through the courts or not If...
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In this first episode of our 3-part series, we’re joined by Phillip Coburn, a civil litigation solicitor with nearly 30 years’ experience helping landlords navigate the legal minefield of property disputes. From tricky tenant claims to possession battles, Phillip has seen it all. We talk about the end of Section 21 and what it really means for landlords. Will you lose control over your property? What’s changing in the new Renters Reform Bill? And what should you do right now to stay protected? Topics we cover: What’s replacing Section 21—and is it strong enough? How...
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If you’re wondering where the smart money is going in property, this episode has the answers. In Part 2, Umesh Kalra shares how he’s building his portfolio strategically—and why the Midlands is firmly on his radar for future investment. In This Episode (Part 2): In Part 2 of our conversation with investor Umesh, we dive into the strategies that are working right now for building a profitable property portfolio—without chasing unrealistic returns or overcomplicating the process. We also explore why more savvy investors are looking towards the Midlands as the...
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He didn’t have a massive bank balance or millionaire contacts. Just belief, hard work, and a willingness to take risks. Here’s how Umesh left the 9–5 and built a full-time property business—including the hard lessons you won’t find on social media. In This Episode (Part 1): We sit down with HMO and buy-to-let investor Umesh Kalra, owner of MoneyRow Properties, to uncover the real story behind leaving his 9–5 and going all in on property. He shares how he made the leap, the reality of his first deal, and why HMOs are still working in 2025 if you approach...
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An ex-electrician shares how he built a profitable rental portfolio while working full-time, raising a family, and dreaming of early retirement. No hype — just the honest truth about juggling life, saving for deposits, and building long-term wealth through property In this episode: From tradesman to property investor: how it started Juggling rentals, work, and family life Doncaster deals & buying through a Ltd company Managing vs agents: what worked, what didn’t Saving for deposits & avoiding lifestyle creep Starting a deal sourcing side hustle The tools, systems...
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Big moves happening behind closed doors – the Renters’ Rights Bill is at committee stage right now, and some very surprising amendments have been proposed. From bringing back fixed-term tenancies to keeping Section 21 for small landlords, these changes could completely reshape the direction of the Bill. Nothing’s passed yet – but if you’re a landlord, this is your heads-up on what’s being debated, what could come next, and how it all affects you. Show notes: As the Renters’ Rights Bill moves through the House of Lords, a wave of proposed amendments has sparked...
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Imagine starting from zero: no money, no contacts, no properties. You’re left with just your knowledge and experience. What’s your next move? In this episode, Andy is joined by Ian and Mike as they break down exactly how they’d rebuild a successful property business from scratch. 🔍 What’s Covered in This Episode: ✔️ The exact 30-90 day blueprint we’d follow from day one ✔️ What property strategy we’d start with (HMO? Rent-to-rent? Sourcing?) ✔️ How much cash you really need to get going ✔️ What we’d absolutely avoid...
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Sick of the 9-5 grind? Here’s how to use property to buy back your time We break down the exact steps needed to transition from a secure £100,000 salary to building a property investment business that funds your lifestyle — without taking reckless risks. What we cover in this episode: • Why leaving a 6-figure job doesn't have to be scary • How to turn £100,000 of starting capital into multiple rental properties • The BRRR strategy explained (Buy, Refurbish, Rent, Refinance) • Where to invest for high returns (and avoid dead zones) • Financial breakdowns,...
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Thinking of investing in buy-to-let property? In this episode, we’re joined by mortgage expert Tom, who shares crucial insights on the UK mortgage market, fixed vs. tracker rates, and the biggest mistakes landlords make when securing a mortgage. We also discuss refinancing strategies, the impact of interest rates, and how landlords can maximise their returns in 2025. Whether you’re an experienced investor or just starting out, this episode is packed with valuable advice to help you navigate the buy-to-let market effectively! Topics Covered: ✔️ Fixed vs. tracker mortgages...
info_outlineWelcome back to another episode of The Investor's Corner! In this week’s episode, Mike and Andy are joined by Luke Masters, Director of Survey Network. Together, they discuss key takeaways from our recent Home Movers Webinar for 2025.
We did experience a few technical hiccups during the webinar, but don’t worry — you can still watch the full webinar here - https://streamyard.com/watch/7xrZxz6WRg3n
In this episode we look into predictions on interest rates, why it could be worth waiting until April 2024 before buying due to potential stamp duty changes, and the shifting market conditions. Luke also highlights the importance of Reinstatement Cost Assessments (RCA) for property insurance and why you should stay on top of it to avoid being underinsured.
Key Topics Covered:
- Interest Rates & Mortgage Trends: What’s ahead for property investors in 2024.
- Why Waiting Until After April 2024 Could Benefit You: How changes in stamp duty could impact your buying decision.
- Reinstatement Cost Assessments (RCA): Why they’re essential for proper property insurance.
- Avoiding Underinsurance: How to ensure your property is fully covered.
Key Takeaways:
- Plan for Interest Rate Changes: Make informed decisions based on what’s to come.
- Timing Your Purchase: Consider waiting until after April 2024 for potential benefits.
- Stay on Top of Your Insurance: Regularly review your RCA to avoid gaps in coverage.
- Underinsurance Risks: Be proactive in protecting your investment.
Contact Luke Masters at Survey Network
https://www.survey-network.co.uk
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