S4 E18 Inside Gen H with Co-Founder Will Rice: Why Will Rice Built a Lender Instead of Buying a Home?
Release Date: 09/02/2025
On The Ladder Ep.4 | How to Find the Right Property (Estate Agent Q&A)|
The Mortgage Mum Podcast
You’ve found a house you love… now what? This is the part of the journey that can feel the most exciting, and the most overwhelming. From knowing whether it’s really “the one” to making an offer and navigating negotiation, there’s a lot to get right. In this episode of On The Ladder, we break down exactly what to do next once you’ve found a property, including: How to define your non-negotiables and make confident decisions What to look for when viewing properties (beyond the surface) Why your gut feeling matters, but shouldn’t lead the whole decision What happens when...
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M’s The Word E7 | Managing Miscarriage
The Mortgage Mum Podcast
In this episode of M's The Word, Shelley Shicklehosts to facillate Sarah Tucker, Gemma Bennett and Jade Timson-Proud to talk openly about their experiences of miscarriage and pregnancy loss. Together they share their personal stories, the challenges they faced, and the ways they found support while navigating grief and recovery. The conversation aims to raise awareness, break the silence surrounding miscarriage, and remind others that they are not alone. ⚠️ This episode contains discussion of pregnancy loss. Support and information can be found through organisations such as the The...
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M’s The Word E6 | Moving Day - All Tips You Need For Moving House!
The Mortgage Mum Podcast
They say moving house is one of the most stressful things you will ever do and if you’ve ever been through it, you’ll know exactly why. The paperwork, the waiting, the uncertainty, the endless to-do lists… it can quickly feel overwhelming. We aim to help alleviate some of that stress in this episode. In this episode of M’s The Word, we share practical advice for both a first-time buyer and a seasoned home mover, giving you real-life insight from both sides of the experience. From getting your finances in order and understanding the process after your offer is accepted, to managing...
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M’s The Word E5 | Marriage & Keeping The Romance Alive!
The Mortgage Mum Podcast
The Hardest Part of Therapy? Realising Disney Isn’t Real | M’s the Word Romance doesn’t usually disappear overnight, it fades slowly, when we stop noticing each other. In this episode of M’s the Word, we explore what really happens behind closed doors in long-term relationships. From love languages to emotional disconnection, we dive into the quiet killers of romance and the small, intentional actions that can reignite connection. Did you know the average couple with kids only talks for 24 minutes a day? Amanda was starting to feel like just housemates with her partner, we...
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M’s The Word E4 | Money Mistakes & Credit Card Creep
The Mortgage Mum Podcast
In this episode of M’s The Word, we’re getting real about money mistakes, the ones we’ve made, the ones we regret, and the ones we wish we talked about more. Did you know 1 in 3 women say that credit card debt is their biggest financial regret? From credit card creep to the illusion of “free money” with 0% interest offers, we explore how easy it is to overspend, and how hard it can be to break the cycle. 🎙️ What’s your biggest money mistake? We’re sharing ours (yes, boozy shopping is a thing!), and opening the conversation around debt, mindset, and financial...
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On The Ladder Ep3 | Stamp Duty 2025: First-Time Buyer Relief Explained
The Mortgage Mum Podcast
Stamp Duty, confusing, expensive, and often misunderstood. But if you’re a first-time buyer in 2025, you might be paying less than you think… or even nothing at all. In this episode of On The Ladder, Sarah Tucker, award-winning mortgage expert, founder of The Mortgage Mum, and regular contributor to This Morning, BBC and The Times, breaks down exactly how Stamp Duty Land Tax (SDLT) works in England and Northern Ireland, including the updated 2025 relief rules. Joined by Gemma Bennett, acting Senior Mortgage Adviser, we’ll guide you through: ✅ What Stamp Duty is — and why it...
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On the Ladder with Gen H | How to Buy a New Build with a 5% Deposit
The Mortgage Mum Podcast
Worried your deposit isn’t enough to buy a home? You’re not alone — but a new mortgage solution might help bridge the gap. In this episode of On The Ladder, Sarah Tucker, founder of The Mortgage Mum and mortgage expert on ITV’s This Morning,breaks down the Gen H New Build Boost, an innovative equity loan scheme designed to help first-time buyers purchase with just a 5% deposit. Whether you're struggling to reach the typical 10–15% deposit or looking for a smart way to buy a new build sooner, this could be the solution you didn’t know existed. Joined by our expert adviser, Gemma...
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M’s The Word E3 | Marriage, Moving On & Manifestation
The Mortgage Mum Podcast
Welcome to M’s The Word – Episode 3 January brings powerful shifts, and in this episode we explore two themes that shape this time of year: marriage and moving on, and manifestation through mood boards. Part 1: Marriage & Moving On January is often a time of reflection and decision-making for couples. We discuss why relationship changes frequently surface at the start of the year and explore the emotional and financial realities of moving forward - including money management, shared responsibilities, and practical considerations when circumstances change. Part 2: Manifestation &...
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On The Ladder Ep.2 | What Is a Decision in Principle? Everything First-Time Buyers Need to Know
The Mortgage Mum Podcast
Before you scroll through Rightmove, fall in love with “the one,” or even book your first viewing… there’s one crucial step every first-time buyer needs - and hardly anyone explains it properly. In this episode of On The Ladder, we’re breaking down the Decision in Principle (also known as an Agreement in Principle, Mortgage in Principle, or simply a DIP). This simple document is your very first green light from a lender, proving they’re willing - in principle - to lend you money for your new home. We’ll walk you through: What a Decision in Principle actually is Why you...
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On the Ladder with Gen H - The 5% Deposit Mortgage Helping First-Time Buyers Buy Sooner | Gen H’s Part and Part Explained
The Mortgage Mum Podcast
Can’t get a mortgage approved - even though you're paying high rent? In this episode of On The Ladder, Sarah Tucker breaks down a new mortgage product from Gen H that could be a game-changer for first-time buyers struggling with affordability. It’s called a part and part mortgage, and it allows you to buy with just a 5% deposit — while keeping monthly payments lower by putting part of the mortgage on interest-only. 💡 In this episode, you’ll learn: What a part and part mortgage actually is (in simple terms) How it can make homeownership more affordable in today’s market ...
info_outlineFrom First-Time Buyers to Founders: How Gen H Is Rewriting the Mortgage Rulebook
Hello and welcome back to another episode of The Mortgage Mum podcast.
What happens when two would-be first-time buyers look at Britain’s housing market and decide to fix it rather than squeeze into it?
On this episode of The Mortgage Man Podcast, Sarah sits down with Will Rice, Co-Founder and (until recently) CEO of Gen H, to unpack the extraordinary story of channeling a first-home deposit into building a new kind of mortgage lender.
Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast
If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.